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Below are the results of people who have responded to our VoxPop question. If you'd like to share additional info, we'd be pleased to have you take our "Will you refinance your mortgage this spring?" survey.

VoxPop: ARM Troubles
Response totals through September 27, 2007
Selection% of total
When was the loan originated?
2003
2004
2005
2006
24
39
26
12
What kind of borrowers?
Homeowner
Investor
92
8
What was the type of loan?
Option
1/1
3/1
5/1
7/1
2/28
Other
24
4
16
34
1
8
13
Why was this kind of loan chosen?
Affordable
Flexible
Rate
Term
44
13
38
5
Did you understand the loan terms?
Yes
Mostly
Not Really
No
48
31
16
4
What kind of payments are being made?
Minimum Payment
Interest-only
Fully-Amortizing
20
31
49
What troubles you about your loan?
Rising Rates
Rising Payments
Rising Balance
No Trouble
68
6
6
20
How likely are you to refinance?
Very Likely
Somewhat Likely
Not Likely
56
26
19

Due to rounding, some totals may not equal exactly 100%.