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Below are the results of people who have responded to our VoxPop question. If you'd like to share additional info, we'd be pleased to have you take our "Will you refinance your mortgage this spring?" survey.
| VoxPop: ARM Troubles Response totals through September 27, 2007 |
|
| Selection | % of total |
|---|---|
| When was the loan originated? | |
| 2003 2004 2005 2006 |
24 39 26 12 |
| What kind of borrowers? | |
| Homeowner Investor |
92 8 |
| What was the type of loan? | |
| Option 1/1 3/1 5/1 7/1 2/28 Other |
24 4 16 34 1 8 13 |
| Why was this kind of loan chosen? | |
| Affordable Flexible Rate Term |
44 13 38 5 |
| Did you understand the loan terms? | |
| Yes Mostly Not Really No |
48 31 16 4 |
| What kind of payments are being made? | |
| Minimum Payment Interest-only Fully-Amortizing |
20 31 49 |
| What troubles you about your loan? | |
| Rising Rates Rising Payments Rising Balance No Trouble |
68 6 6 20 |
| How likely are you to refinance? | |
| Very Likely Somewhat Likely Not Likely |
56 26 19 |
Due to rounding, some totals may not equal exactly 100%.
