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Today's mortgage rates - May 23, 2017

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In recent times, political events overseas have tended to help interest rates to fall. This week, however, those issues are a domestic concern, as President Trump's foibles have set markets on edge. As a result, mortgage rates eased just a bit, with the average conforming 30-year fixed rate taking back the previous week's three basis point climb, according to Freddie Mac. That left the benchmark mortgage rate at an average of 4.02 percent for the week, and similar movement was seen in both the 15-year fixed-rate mortgage (down 0.2 percent, returning to a two-week-ago average of 3.27 percent). The 5/1 Hybrid ARM retreated by one one-hundredth of a percentage point, a fall good enough to put it back to 3.13 percent for the week.

The rumbling from Washington is a concern for investors, as the issues at hand may prevent President Trump's promises of looser regulation and lower taxes from moving forward, trimming expected economic growth. In turn, futures markets have scaled back the probability from about 85 percent to about 74 percent for a June move by the Federal Reserve.

Today's rates
4.02%

30-Year Fixed

3.27%

15-Year Fixed

3.13%

5/1 Year ARM

Source: Freddie Mac

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Personalize your rates and see how your rates change below Displaying Today's Mortgage Rates for a $302320 Refinance loan in Virginia.
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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30 Yr. Fixed
3.874% APR
3.750% Rate - $1,400/ mo
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  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
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30 Yr. Fixed
4.437% APR
4.375% Rate - $1,510/ mo
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Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 45 days
Estimated Monthly Payment
Principal and Interest $1,510
Total Monthly Payment $1,510
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

About the Lender

  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.
30 Yr. Fixed
4.186% APR
4.125% Rate - $1,466/ mo
Click to
connect with lender directly.

Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 45 days
Estimated Monthly Payment
Principal and Interest $1,466
Total Monthly Payment $1,466
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

About the Lender

  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.
  • $1,000 Best Rate Guarantee
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30 Yr. Fixed
3.883% APR
3.750% Rate - $1,400/ mo

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Virginia Interest Rates as low as 2.75% (3.74APR)
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  • Fixed Mortgage Rates 3.25% APR
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