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Today's mortgage rates - August 16, 2017

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Mortgage rates generally eased a bit this week, according to Freddie Mac. The average conforming 30-year fixed-rate mortgage shed three basis points (0.03 percent) to decline to 3.90 percent, its lowest level since June 22. Conforming fifteen-year fixed-rate mortgages failed to move at all, with the average holding steady for a second week at 3.18 percent. Hybrid 5/1 ARMs ticked down by one one-hundredth of a percentage point (0.01 percent) to step down to 3.14 percent for the week.

With plenty of tensions evident between the U.S. and North Korea, investors seem to have an increased appetite for U.S. Treasury bonds, often a haven in uncertain times. This has put a little additional downward pressure on mortgage rates, and as we are very close to this year's low for 30-year fixed rate mortgages, there is a reasonable chance we could see rates move to new 2017 lows next week.

Today's rates

30-Year Fixed


15-Year Fixed


5/1 Year ARM

Source: Freddie Mac

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Personalize your rates and see how your rates change below Displaying Today's Mortgage Rates for a $302320 Refinance loan in Virginia.
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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5/1 Yr. ARM
3.757% APR
3.000% Rate - $1,275/ mo
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5/1 Yr. ARM
3.804% APR
3.250% Rate - $1,316/ mo

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5/1 Yr. ARM
3.913% APR
3.625% Rate - $1,379/ mo
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Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 45 days
Estimated Monthly Payment
Principal and Interest $1,379
Total Monthly Payment $1,379
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

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