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Today's mortgage rates - April 30, 2017

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After weeks of sliding lower, mortgage rates reversed course a bit and rose this week. Freddie Mac reported that the average conforming 30-year fixed-rate mortgage increased by six basis points (0.06 percent), climbing back over the 4 percent mark to land at 4.03 percent. Fifteen-year FRMs rose a bit less, adding 4 basis points to reach 3.27 percent for the week, while conforming hybrid 5/1 ARMs saw their initial interest rate edged just two one-hundredths of a percentage point (0.02 percent) higher this week.

The bit of firming in rates wasn't unexpected, especially after the as-expected outcome of France's initial presidential election last Sunday. At the moment, interest rates appear to have used up all their upward momentum and are settling, so the uptrend may not continue into next week.

Today's rates

30-Year Fixed


15-Year Fixed


5/1 Year ARM

Source: Freddie Mac

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Personalize your rates and see how your rates change below Displaying Today’s Mortgage Rates for a $302320 Refinance loan in Virginia.
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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5/1 Yr. ARM
3.838% APR
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5/1 Yr. ARM
3.704% APR
3.000% Rate - $1,275/ mo

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5/1 Yr. ARM
3.914% APR
3.500% Rate - $1,358/ mo
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Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 45 days
Estimated Monthly Payment
Principal and Interest $1,358
Total Monthly Payment $1,358
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

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