These Terms of Service governs your use of HSH.com and our other websites. By visiting this site, you signify your agreement to all terms, conditions, and notices contained or referenced in these Terms of Service and our Privacy Policy. Please read both these documents carefully. If you do not agree with any of these terms, please leave this site. Your continued use of this site following the posting of any changes to the Terms of Service constitutes acceptance of those changes.
HSH reserves the right to terminate Membership and deny access to the site to any person who violates this Terms of Service.
Copyright. All information, content, services and software displayed on, transmitted through, or used in connection with HSH.com, including for example articles, tutorials, directories, text, images, illustrations, images, HTML, source and object code, trademarks, logos, and the like (collectively, the "Content"), as well as its selection and arrangement, is owned by HSH and its affiliated companies, licensors and suppliers. You may use the Content online only, and solely for your personal, non-commercial use, except where explicitly provided otherwise and/or with the prior express written consent of HSH. You may download or print a single copy of any portion of the Content, provided you do not remove any trademark, copyright or other notice from such Content. You may utilize our syndicated graphics, articles, or calculators provided you do not remove, hide, or cause to be removed or hidden, any trademark, copyright, or other notice from such Content, including links embedded within the Content. If you operate a Web site and wish to link to HSH.com, you may do so provided you agree to cease such link upon request from HSH.com. If you operate a Web site and wish to use our syndicated content, you may do so provided you agree to and follow the Terms of Use governing such content. No other use is permitted without prior written permission of HSH.com. The permitted use described in this Paragraph is contingent on your compliance at all times with these Terms of Service.
You may not, for example, republish any portion of the Content on any Internet, Intranet or extranet site or incorporate the Content in any database, compilation, archive or cache except where explicitly provided otherwise. You may not distribute any Content to others, whether or not for payment or other consideration, and you may not modify, copy, frame, cache, reproduce, sell, publish, transmit, display or otherwise use any portion of the Content except where explicitly provided otherwise. You may not scrape or otherwise copy our Content without permission. You agree not to decompile, reverse engineer or disassemble any software, code 'snippets', or other products or processes accessible through HSH.com, not to insert any code or product or manipulate the content of HSH.com in any way that affects the user's experience, and not to use any data mining, data gathering or extraction method.
Requests to use Content for any purpose other than as permitted in these Terms of Service should be directed to HSH Associates, Financial Publishers.
Copyright Complaints. HSH.com respects the intellectual property of others. If you believe your work has been copied in a way that constitutes copyright infringement or are aware of any infringing material on HSH.com, please contact us at the address listed below under the heading "Contact Us."
Membership and Registration. If you become a Member of HSH.com, you accept responsibility for all activities that occur under your account or password, and agree not to sell, transfer or assign your Membership or any Membership rights. We reserve the right to terminate your Membership if individuals from more than one household or business access HSH.com using any single user name or password, including but not limited to our syndicated content. You are responsible for maintaining the confidentiality of your password and for restricting access to your computer so others may not access HSH.com using your name in whole or in part without our permission. If you believe someone has accessed HSH.com using your user name and password without your authorization, e-mail us immediately at the address listed below.
Please note HSH.com does not accept unsolicited materials or ideas for use or publication, and is not responsible for the similarity of any of its content or programming in any media to materials or ideas transmitted to HSH.com. Should you send any unsolicited materials or ideas, you do so with the understanding no additional consideration of any sort will be provided to you, and you are waiving any claim against HSH.com and its affiliates regarding the use of such materials and ideas, even if material or an idea is used that is substantially similar to the idea you sent.
General Disclaimer and Limitation of Liability: While HSH.com uses reasonable efforts to include accurate and up-to-date information, we make no warranties or representations as to the accuracy of the Content and assume no liability or responsibility for any error or omission in the Content. HSH.com does not represent or warrant that use of any Content will not infringe rights of third parties. HSH.com has no responsibility for actions of third parties or for content provided or posted by others.
USE OF HSH.COM IS AT YOUR OWN RISK. ALL CONTENT IS PROVIDED "AS IS" AND "AS AVAILABLE." NEITHER HSH.COM, NOR ANY OF THEIR AFFILIATED OR RELATED COMPANIES, NOR ANY OF THE EMPLOYEES, AGENTS, CONTENT PROVIDERS OR LICENSORS OF ANY OF THEM, MAKES ANY REPRESENTATION OR WARRANTY OF ANY KIND REGARDING HSH.COM, THE CONTENT, ANY ADVERTISING MATERIAL, INFORMATION, PRODUCTS OR SERVICES AVAILABLE ON OR THROUGH HSH.COM, AND/OR THE RESULTS THAT MAY BE OBTAINED FROM USE OF HSH.COM OR SUCH CONTENT OR SERVICES. ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WARRANTIES AGAINST INFRINGEMENT, AND WARRANTIES HSH.COM WILL MEET YOUR REQUIREMENTS, BE UNINTERRUPTED, TIMELY, SECURE OR ERROR FREE, ARE SPECIFICALLY DISCLAIMED. HSH.COM AND ITS AFFILIATES ARE NOT RESPONSIBLE OR LIABLE FOR CONTENT POSTED BY THIRD PARTIES, ACTIONS OF ANY THIRD PARTY, OR FOR ANY DAMAGE TO, OR VIRUS THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY.
HSH.COM CONTAINS STATEMENTS AND RECOMMENDATIONS OF THIRD PARTY INDIVIDUALS AND ORGANIZATIONS. HSH.COM DOES NOT REPRESENT OR ENDORSE THE ACCURACY, CURRENTNESS OR RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED, UPLOADED OR DISTRIBUTED THROUGH HSH.COM. ANY RELIANCE UPON ANY SUCH OPINION, ADVICE, STATEMENT OR INFORMATION IS AT YOUR SOLE RISK.
IN NO EVENT SHALL HSH.COM OR ITS AFFILIATES, EMPLOYEES, AGENTS, CONTENT PROVIDERS OR LICENSORS BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL OR PUNITIVE DAMAGES INCLUDING, WITHOUT LIMITATION, DAMAGES RELATED TO UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE CONTENT OR ANY ERRORS OR OMISSIONS IN THE CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL HSH.COM OR ITS AFFILIATES, EMPLOYEES, AGENTS, CONTENT PROVIDERS OR LICENSORS BE LIABLE FOR ANY AMOUNT FOR DIRECT DAMAGES IN EXCESS OF $100.
Indemnity. YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS, HSH.COM, ITS PARENT AND AFFILIATED COMPANIES, AND ITS PARTNERS, SUPPLIERS, LICENSORS, OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, REPRESENTATIVES, CONTRACTORS AND AGENTS, FROM ANY AND ALL CLAIMS (INCLUDING, BUT NOT LIMITED TO, CLAIMS FOR DEFAMATION, TRADE DISPARAGEMENT, PRIVACY AND INTELLECTUAL PROPERTY INFRINGEMENT) AND DAMAGES (INCLUDING ATTORNEYS' FEES AND COURT COSTS) ARISING FROM OR RELATING TO ANY ALLEGATION REGARDING: (1) YOUR USE OF HSH.COM; (2) HSH.COM'S USE OF ANY CONTENT OR INFORMATION YOU PROVIDE, AS LONG AS SUCH USE IS NOT INCONSISTENT WITH THIS AGREEMENT; (3) INFORMATION OR MATERIAL POSTED OR TRANSMITTED THROUGH YOUR MEMBERSHIP ACCOUNT, EVEN IF NOT POSTED BY YOU; AND, (4) ANY VIOLATION OF THIS AGREEMENT BY YOU.
Miscellaneous: HSH.com reserves the right to change these Terms of Service at any time in its discretion and to notify users of any such changes solely by changing this Terms of Service. Your continued use of HSH.com after the posting of any amended Terms of Service shall constitute your agreement to be bound by any such changes. Your use of this site prior to the time this Terms of Service was posted will be governed according to the Terms of Service that applied at the time of your use.
HSH.com may modify, suspend, discontinue or restrict the use of any portion of HSH.com, including the availability of any portion of the Content at any time, without notice or liability. HSH.com may deny access to any person or user at any time for any reason. In addition, HSH.com may at any time transfer rights and obligations under this Agreement to any entity that acquires HSH.com or any of their assets.
These Terms of Service will be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflicts of law provisions. You hereby agree that any cause of action you may have with respect to HSH.com must be filed in a federal or state court located in Morristown, New Jersey, within two months of the time in which the events giving rise to such claim began, or you agree to waive such claim. You agree no such claim may be brought as a class action. If for any reason any provision of this Agreement is found unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the parties as reflected in that provision, and the remainder of the Agreement shall continue in full force and effect. Any failure of HSH.com to enforce or exercise any provision of this Agreement or related right shall not constitute a waiver of that right or provision. The section titles used in this Agreement are purely for convenience and carry with them no legal or contractual effect. In the event of termination of this Agreement for any reason, you agree the following provisions will survive: the provisions regarding limitations on your use of Content, the license(s) you have granted to HSH.com, and all other provisions for which survival is equitable or appropriate.
In the case of a conflict between these terms and the terms of any electronic or machine readable statement or policy (for example, a P3P electronic privacy policy), these Terms of Service shall control. Similarly, in case of a conflict between these terms and our Privacy Policy, these Terms of Service control.
Contact Us. To contact HSH.com, please use the following:
HSH® Associates, Financial Publishers
237 West Parkway
Pompton Plains NJ 07444
Contact Us
Last Updated: August 2006