It’s easy to find out what your neighbors paid for their houses. But do you know how much they borrowed? Now you can see the average home loan in your neighborhood and how it compares to yours.
See how your home loan compares
Do you owe more than your neighbors do? The mortgage next door may surprise you.
See how much the average California homeowner borrows:
State
Metro Area
Average Home Loan
State Rank*
CA
Bakersfield-Delano, CA MSA
$172,547.90
84
CA
Chico, CA MSA
$187,949.61
56
CA
El Centro, CA MSA
$155,524.12
132
CA
Fresno, CA MSA
$190,530.92
51
CA
Hanford-Corcoran, CA MSA
$174,158.45
80
CA
Los Angeles-Long Beach-Santa Ana, CA MSA
$305,320.52
12
CA
Merced, CA MSA
$377,467.66
2
CA
Modesto, CA MSA
$171,282.11
88
CA
Napa, CA MSA
$206,120.37
185
CA
Oxnard-Thousand Oaks-Ventura, CA MSA
$304,044.87
9
CA
Redding, CA MSA
$159,596.73
122
CA
Riverside-San Bernardino-Ontario, CA MSA
$208,830.83
34
CA
Salinas, CA MSA
$293,572.41
10
CA
San Diego-Carlsbad-San Marcos, CA MSA
$338,981.40
6
CA
San Francisco-Oakland-Fremont, CA MSA
$348,968.27
5
CA
San Jose-Sunnyvale-Santa Clara, CA MSA
$367,852.35
3
CA
San Luis Obispo-Paso Robles, CA MSA
$277,606.85
13
CA
Santa Barbara-Santa Maria-Goleta, CA MSA
$321,382.48
7
CA
Santa Cruz-Watsonville, CA MSA
$363,736.15
4
CA
Santa Rosa-Petaluma, CA MSA
$268,970.02
15
CA
Stockton, CA MSA
$190,096.91
52
CA
Vallejo-Fairfield, CA MSA
$239,509.39
20
CA
Visalia-Porterville, CA MSA
$189,259.04
53
CA
Yuba City, CA MSA
$179,833.53
70
* Highest average home loan Metro ranked 1. Ranking from 1 through 355 based on data available.
