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Current Mortgage Rates
| Loan | This Week | Last Week | |
| 30-year Fixed * | 4.31 | 4.41 | |
| 15-year Fixed * | 3.76 | 3.83 | |
| 5/1-year ARM | 3.84 | 3.87 |
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New on HSH.com
Home equity borrowing basics
Our new Guide to Home Equity Loans and Lines of Credit (HELOCs) starts here.
News and Views
Refinance on the dips
Mortgage rates fluctuate like waves in the ocean; refinancers who are chasing the lowest rates can lock in...
Home price recovery index: Which metros have improved the most, least?
Have home prices in your area fully recovered from the declines suffered during the Great Recession, or are...
Advantages of a FHA mortgage in 2019
Although the cost of an FHA-backed mortgage isn't likely to get any cheaper in 2019, access to credit...
What is a home equity line of credit?
A home equity line of credit is a type of second mortgage that allows homeowners to borrow money...
10 metros where a home costs about $1,000/month
HSH.com identifies 10 metro areas where you can afford the principal, interest, taxes and insurance payments on a...
Mortgage News Today
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The salary you must earn to buy a home in 50 metros February 25, 2019 See how much salary you would need to earn in order to afford the principal, interest, taxes and insurance payments on a median-priced home in 50 metro areas.
Home price recovery index: Which metros have improved the most, least? March 12, 2019 Have home prices in your area fully recovered from the declines suffered during the Great Recession, or are they still struggling to make it back to the peak reached before the crisis?
What do you think your home is worth today? March 4, 2019 How has your metro area's housing market performed since you bought your home? How much equity do you think you've built since then?
MarketTrends 03/15/2019: Global Softness Dragging Down Rates March 18, 2019 MarketTrends is HSH.com's weekly mortgage market commentary and mortgage rate forecast for the coming week
Does the VA allow "asset depletion" mortgages? September 20, 2018 Can you use private-sector retirement income and savings to help qualify for a VA-backed mortgage?
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Keith Gumbinger - Vice President, HSH.com
Q. Does the VA allow "asset depletion" mortgages?
A. Can you use private-sector retirement income and savings to help qualify for a VA-backed mortgage?... Read more »
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