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Current Mortgage Rates

Loan	This Week	Last Week
30-year Fixed *	4.47	4.42
15-year Fixed *	3.94	3.87
5/1-year ARM	3.67	3.61

Source: Freddie Mac

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New on HSH.com

Home equity borrowing basics

Our new Guide to Home Equity Loans and Lines of Credit (HELOCs) starts here.

Top 7 tips for millennial homebuyers By: Michele Lerner

How Long Does It Take To Get A Mortgage? By: Craig Berry

MIP or PMI? The choice grows more difficult By: Marcie Geffner

HSH.com on the latest move by the Federal Reserve By: Keith Gumbinger

News and Views

How to refinance when you are self-employed January 26, 2018 | Marcie Geffner Refinancing rules aren't the same when you are self-employed. This article explains how self-employed borrowers can successfully refinance.

Home price recovery index: Which metros have improved the most, least? March 09, 2018 | Keith Gumbinger Have home prices in your area fully recovered from the declines suffered during the Great Recession, or are...

Will the debt forgiven from my loan modification be treated as income and taxed? February 12, 2018 | Keith Gumbinger Mortgage debt forgiven via due to principal reductions in HAMP and other mortgage modifications aren't subject to tax,...

Home equity borrowing basics January 04, 2018 | Keith Gumbinger Our new Guide to Home Equity Loans and Lines of Credit (HELOCs) starts here.

HSH.com on the latest move by the Federal Reserve March 21, 2018 | Keith Gumbinger The Federal Reserve concluded a meeting today, raising the federal funds rate; the target range for the key...

The salary you must earn to buy a home in 50 metros February 22, 2018 See how much salary you would need to earn in order to afford the principal, interest, taxes and insurance payments on a median-priced home in 50 metro areas.

HSH.com on the latest move by the Federal Reserve March 21, 2018 The Federal Reserve concluded a meeting today, raising the federal funds rate; the target range for the key policy tool is now 1.5 to 1.75 percent.

What do you think your home is worth today? February 28, 2018 How has your metro area's housing market performed since you bought your home? How much equity do you think you've built since then?

MarketTrends 04/20/2018: Rates Firming Again April 23, 2018

How long do I have to own or live in my home to qualify for the capital gains tax exclusion when I sell? March 2, 2018 You can exclude capital gains on the sale of your primary residence if you meet the IRS's ownership...