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Current FHA Mortgage Rates in Alabama : HSH.com's FHA/VA Showcase

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Alabama Mortgages

2018 FHA Loan Limits for Alabama

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Alabama, 64 counties have a FHA loan limit at $294,515 and 3 county at $331,200.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Alabama are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Autauga$294,515$377,075$455,800$566,425
Baldwin$294,515$377,075$455,800$566,425
Barbour$294,515$377,075$455,800$566,425
Bibb$294,515$377,075$455,800$566,425
Blount$294,515$377,075$455,800$566,425
Bullock$294,515$377,075$455,800$566,425
Butler$294,515$377,075$455,800$566,425
Calhoun$294,515$377,075$455,800$566,425
Chambers$294,515$377,075$455,800$566,425
Cherokee$294,515$377,075$455,800$566,425
Chilton$294,515$377,075$455,800$566,425
Choctaw$294,515$377,075$455,800$566,425
Clarke$294,515$377,075$455,800$566,425
Clay$294,515$377,075$455,800$566,425
Cleburne$294,515$377,075$455,800$566,425
Coffee$294,515$377,075$455,800$566,425
Colbert$294,515$377,075$455,800$566,425
Conecuh$294,515$377,075$455,800$566,425
Coosa$294,515$377,075$455,800$566,425
Covington$294,515$377,075$455,800$566,425
Crenshaw$294,515$377,075$455,800$566,425
Cullman$294,515$377,075$455,800$566,425
Dale$294,515$377,075$455,800$566,425
Dallas$294,515$377,075$455,800$566,425
Dekalb$294,515$377,075$455,800$566,425
Elmore$294,515$377,075$455,800$566,425
Escambia$294,515$377,075$455,800$566,425
Etowah$294,515$377,075$455,800$566,425
Fayette$294,515$377,075$455,800$566,425
Franklin$294,515$377,075$455,800$566,425
Geneva$294,515$377,075$455,800$566,425
Greene$294,515$377,075$455,800$566,425
Hale$331,200$424,000$512,500$636,900
Henry$294,515$377,075$455,800$566,425
Houston$294,515$377,075$455,800$566,425
Jackson$294,515$377,075$455,800$566,425
Jefferson$294,515$377,075$455,800$566,425
Lamar$294,515$377,075$455,800$566,425
Lauderdale$294,515$377,075$455,800$566,425
Lawrence$294,515$377,075$455,800$566,425
Lee$294,515$377,075$455,800$566,425
Limestone$294,515$377,075$455,800$566,425
Lowndes$294,515$377,075$455,800$566,425
Macon$294,515$377,075$455,800$566,425
Madison$294,515$377,075$455,800$566,425
Marengo$294,515$377,075$455,800$566,425
Marion$294,515$377,075$455,800$566,425
Marshall$294,515$377,075$455,800$566,425
Mobile$294,515$377,075$455,800$566,425
Monroe$294,515$377,075$455,800$566,425
Montgomery$294,515$377,075$455,800$566,425
Morgan$294,515$377,075$455,800$566,425
Perry$294,515$377,075$455,800$566,425
Pickens$331,200$424,000$512,500$636,900
Pike$294,515$377,075$455,800$566,425
Randolph$294,515$377,075$455,800$566,425
Russell$294,515$377,075$455,800$566,425
Shelby$294,515$377,075$455,800$566,425
St. Clair$294,515$377,075$455,800$566,425
Sumter$294,515$377,075$455,800$566,425
Talladega$294,515$377,075$455,800$566,425
Tallapoosa$294,515$377,075$455,800$566,425
Tuscaloosa$331,200$424,000$512,500$636,900
Walker$294,515$377,075$455,800$566,425
Washington$294,515$377,075$455,800$566,425
Wilcox$294,515$377,075$455,800$566,425
Winston$294,515$377,075$455,800$566,425