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FHA 30 year mortgage rates today from 3.125%

Updated: 12/13/2019

FHA 30 Yr.

Rate as low as

3.342%

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Rate as low as

3.125%

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$ 857

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Total Payment

$857

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Virginia Mortgages

2020 FHA Loan Limits for Virginia

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Virginia are below.

County Name	One Family	Two Family	Three Family	Four Family

Accomack	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Albemarle	One Family$437,000	Two Family$559,450	Three Family$676,200	Four Family$840,400
Alexandria City	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Alleghany	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Amelia	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Amherst	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Appomattox	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Arlington	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Augusta	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Bath	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Bedford	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Bedford City	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Bland	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Botetourt	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Bristol City	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Brunswick	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Buchanan	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Buckingham	One Family$437,000	Two Family$559,450	Three Family$676,200	Four Family$840,400
Buena Vista Cit	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Campbell	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Caroline	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Carroll	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Charles City	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Charlotte	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Charlottesville	One Family$437,000	Two Family$559,450	Three Family$676,200	Four Family$840,400
Chesapeake City	One Family$458,850	Two Family$587,400	Three Family$710,050	Four Family$882,400
Chesterfield	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Clarke	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Colonial Height	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Covington City	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Craig	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Culpeper	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Cumberland	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Danville City	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Dickenson	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Dinwiddie	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Emporia City	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Essex	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Fairfax	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Fairfax City	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Falls Church Ci	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Fauquier	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Floyd	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Fluvanna	One Family$437,000	Two Family$559,450	Three Family$676,200	Four Family$840,400
Franklin	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Franklin City	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Frederick	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Fredericksburg	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Galax City	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Giles	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Gloucester	One Family$458,850	Two Family$587,400	Three Family$710,050	Four Family$882,400
Goochland	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Grayson	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Greene	One Family$437,000	Two Family$559,450	Three Family$676,200	Four Family$840,400
Greensville	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Halifax	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Hampton City	One Family$458,850	Two Family$587,400	Three Family$710,050	Four Family$882,400
Hanover	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Harrisonburg Ci	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Henrico	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Henry	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Highland	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Hopewell City	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Isle Of Wight	One Family$458,850	Two Family$587,400	Three Family$710,050	Four Family$882,400
James City	One Family$458,850	Two Family$587,400	Three Family$710,050	Four Family$882,400
King And Queen	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
King George	One Family$350,750	Two Family$449,000	Three Family$542,750	Four Family$674,500
King William	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Lancaster	One Family$442,750	Two Family$566,800	Three Family$685,100	Four Family$851,450
Lee	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Lexington City	One Family$354,200	Two Family$453,450	Three Family$548,100	Four Family$681,150
Loudoun	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Louisa	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Lunenburg	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Lynchburg City	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Madison	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Manassas City	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Manassas Park C	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Martinsville Ci	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Mathews	One Family$458,850	Two Family$587,400	Three Family$710,050	Four Family$882,400
Mecklenburg	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Middlesex	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Montgomery	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Nelson	One Family$437,000	Two Family$559,450	Three Family$676,200	Four Family$840,400
New Kent	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Newport News Ci	One Family$458,850	Two Family$587,400	Three Family$710,050	Four Family$882,400
Norfolk City	One Family$458,850	Two Family$587,400	Three Family$710,050	Four Family$882,400
Northampton	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Northumberland	One Family$318,550	Two Family$407,800	Three Family$492,950	Four Family$612,600
Norton City	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Nottoway	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Orange	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Page	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Patrick	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Petersburg City	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Pittsylvania	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Poquoson City	One Family$458,850	Two Family$587,400	Three Family$710,050	Four Family$882,400
Portsmouth City	One Family$458,850	Two Family$587,400	Three Family$710,050	Four Family$882,400
Powhatan	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Prince Edward	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Prince George	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Prince William	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Pulaski	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Radford City	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Rappahannock	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Richmond	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Richmond City	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Roanoke	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Roanoke City	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Rockbridge	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Rockingham	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Russell	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Salem City	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Scott	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Shenandoah	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Smyth	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Southampton	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Spotsylvania	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Stafford	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Staunton City	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Suffolk City	One Family$458,850	Two Family$587,400	Three Family$710,050	Four Family$882,400
Surry	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Sussex	One Family$535,900	Two Family$686,050	Three Family$829,250	Four Family$1,030,600
Tazewell	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Virginia Beach	One Family$458,850	Two Family$587,400	Three Family$710,050	Four Family$882,400
Warren	One Family$726,525	Two Family$930,300	Three Family$1,124,475	Four Family$1,397,400
Washington	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Waynesboro City	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Westmoreland	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Williamsburg Ci	One Family$458,850	Two Family$587,400	Three Family$710,050	Four Family$882,400
Winchester City	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Wise	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
Wythe	One Family$314,827	Two Family$403,125	Three Family$487,250	Four Family$605,525
York	One Family$458,850	Two Family$587,400	Three Family$710,050	Four Family$882,400

Current FHA Mortgage Rates in Virginia : HSH.com's FHA/VA Showcase

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FHA 30 year mortgage rates today from 3.125%

Virginia Mortgages

2020 FHA Loan Limits for Virginia

Mortgage Rates by State