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Current FHA Mortgage Rates in Virginia : HSH.com's FHA/VA Showcase

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Virginia Mortgages

2019 FHA Loan Limits for Virginia

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Virginia are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Accomack$314,827$403,125$487,250$605,525
Albemarle$437,000$559,450$676,200$840,400
Alexandria City$726,525$930,300$1,124,475$1,397,400
Alleghany$314,827$403,125$487,250$605,525
Amelia$535,900$686,050$829,250$1,030,600
Amherst$314,827$403,125$487,250$605,525
Appomattox$314,827$403,125$487,250$605,525
Arlington$726,525$930,300$1,124,475$1,397,400
Augusta$314,827$403,125$487,250$605,525
Bath$314,827$403,125$487,250$605,525
Bedford$314,827$403,125$487,250$605,525
Bedford City$314,827$403,125$487,250$605,525
Bland$314,827$403,125$487,250$605,525
Botetourt$314,827$403,125$487,250$605,525
Bristol City$314,827$403,125$487,250$605,525
Brunswick$314,827$403,125$487,250$605,525
Buchanan$314,827$403,125$487,250$605,525
Buckingham$437,000$559,450$676,200$840,400
Buena Vista Cit$314,827$403,125$487,250$605,525
Campbell$314,827$403,125$487,250$605,525
Caroline$535,900$686,050$829,250$1,030,600
Carroll$314,827$403,125$487,250$605,525
Charles City$535,900$686,050$829,250$1,030,600
Charlotte$314,827$403,125$487,250$605,525
Charlottesville$437,000$559,450$676,200$840,400
Chesapeake City$458,850$587,400$710,050$882,400
Chesterfield$535,900$686,050$829,250$1,030,600
Clarke$726,525$930,300$1,124,475$1,397,400
Colonial Height$535,900$686,050$829,250$1,030,600
Covington City$314,827$403,125$487,250$605,525
Craig$314,827$403,125$487,250$605,525
Culpeper$726,525$930,300$1,124,475$1,397,400
Cumberland$314,827$403,125$487,250$605,525
Danville City$314,827$403,125$487,250$605,525
Dickenson$314,827$403,125$487,250$605,525
Dinwiddie$535,900$686,050$829,250$1,030,600
Emporia City$314,827$403,125$487,250$605,525
Essex$314,827$403,125$487,250$605,525
Fairfax$726,525$930,300$1,124,475$1,397,400
Fairfax City$726,525$930,300$1,124,475$1,397,400
Falls Church Ci$726,525$930,300$1,124,475$1,397,400
Fauquier$726,525$930,300$1,124,475$1,397,400
Floyd$314,827$403,125$487,250$605,525
Fluvanna$437,000$559,450$676,200$840,400
Franklin$314,827$403,125$487,250$605,525
Franklin City$314,827$403,125$487,250$605,525
Frederick$314,827$403,125$487,250$605,525
Fredericksburg$726,525$930,300$1,124,475$1,397,400
Galax City$314,827$403,125$487,250$605,525
Giles$314,827$403,125$487,250$605,525
Gloucester$458,850$587,400$710,050$882,400
Goochland$535,900$686,050$829,250$1,030,600
Grayson$314,827$403,125$487,250$605,525
Greene$437,000$559,450$676,200$840,400
Greensville$314,827$403,125$487,250$605,525
Halifax$314,827$403,125$487,250$605,525
Hampton City$458,850$587,400$710,050$882,400
Hanover$535,900$686,050$829,250$1,030,600
Harrisonburg Ci$314,827$403,125$487,250$605,525
Henrico$535,900$686,050$829,250$1,030,600
Henry$314,827$403,125$487,250$605,525
Highland$314,827$403,125$487,250$605,525
Hopewell City$535,900$686,050$829,250$1,030,600
Isle Of Wight$458,850$587,400$710,050$882,400
James City$458,850$587,400$710,050$882,400
King And Queen$314,827$403,125$487,250$605,525
King George$350,750$449,000$542,750$674,500
King William$535,900$686,050$829,250$1,030,600
Lancaster$442,750$566,800$685,100$851,450
Lee$314,827$403,125$487,250$605,525
Lexington City$354,200$453,450$548,100$681,150
Loudoun$726,525$930,300$1,124,475$1,397,400
Louisa$314,827$403,125$487,250$605,525
Lunenburg$314,827$403,125$487,250$605,525
Lynchburg City$314,827$403,125$487,250$605,525
Madison$314,827$403,125$487,250$605,525
Manassas City$726,525$930,300$1,124,475$1,397,400
Manassas Park C$726,525$930,300$1,124,475$1,397,400
Martinsville Ci$314,827$403,125$487,250$605,525
Mathews$458,850$587,400$710,050$882,400
Mecklenburg$314,827$403,125$487,250$605,525
Middlesex$314,827$403,125$487,250$605,525
Montgomery$314,827$403,125$487,250$605,525
Nelson$437,000$559,450$676,200$840,400
New Kent$535,900$686,050$829,250$1,030,600
Newport News Ci$458,850$587,400$710,050$882,400
Norfolk City$458,850$587,400$710,050$882,400
Northampton$314,827$403,125$487,250$605,525
Northumberland$318,550$407,800$492,950$612,600
Norton City$314,827$403,125$487,250$605,525
Nottoway$314,827$403,125$487,250$605,525
Orange$314,827$403,125$487,250$605,525
Page$314,827$403,125$487,250$605,525
Patrick$314,827$403,125$487,250$605,525
Petersburg City$535,900$686,050$829,250$1,030,600
Pittsylvania$314,827$403,125$487,250$605,525
Poquoson City$458,850$587,400$710,050$882,400
Portsmouth City$458,850$587,400$710,050$882,400
Powhatan$535,900$686,050$829,250$1,030,600
Prince Edward$314,827$403,125$487,250$605,525
Prince George$535,900$686,050$829,250$1,030,600
Prince William$726,525$930,300$1,124,475$1,397,400
Pulaski$314,827$403,125$487,250$605,525
Radford City$314,827$403,125$487,250$605,525
Rappahannock$726,525$930,300$1,124,475$1,397,400
Richmond$314,827$403,125$487,250$605,525
Richmond City$535,900$686,050$829,250$1,030,600
Roanoke$314,827$403,125$487,250$605,525
Roanoke City$314,827$403,125$487,250$605,525
Rockbridge$314,827$403,125$487,250$605,525
Rockingham$314,827$403,125$487,250$605,525
Russell$314,827$403,125$487,250$605,525
Salem City$314,827$403,125$487,250$605,525
Scott$314,827$403,125$487,250$605,525
Shenandoah$314,827$403,125$487,250$605,525
Smyth$314,827$403,125$487,250$605,525
Southampton$314,827$403,125$487,250$605,525
Spotsylvania$726,525$930,300$1,124,475$1,397,400
Stafford$726,525$930,300$1,124,475$1,397,400
Staunton City$314,827$403,125$487,250$605,525
Suffolk City$458,850$587,400$710,050$882,400
Surry$314,827$403,125$487,250$605,525
Sussex$535,900$686,050$829,250$1,030,600
Tazewell$314,827$403,125$487,250$605,525
Virginia Beach$458,850$587,400$710,050$882,400
Warren$726,525$930,300$1,124,475$1,397,400
Washington$314,827$403,125$487,250$605,525
Waynesboro City$314,827$403,125$487,250$605,525
Westmoreland$314,827$403,125$487,250$605,525
Williamsburg Ci$458,850$587,400$710,050$882,400
Winchester City$314,827$403,125$487,250$605,525
Wise$314,827$403,125$487,250$605,525
Wythe$314,827$403,125$487,250$605,525
York$458,850$587,400$710,050$882,400