dcsimg

Current FHA Mortgage Rates in Virginia : HSH.com's FHA/VA Showcase

Get FHA mortgage rates

Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
Featured lenders
Updated: 7/23/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Featured lenders
Updated: 7/23/2019
AimLoan.com
  • Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

Virginia Mortgages

2019 FHA Loan Limits for Virginia

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Virginia are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AccomackOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AlbemarleOne Family$437,000Two Family$559,450Three Family$676,200Four Family$840,400
Alexandria CityOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
AlleghanyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AmeliaOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
AmherstOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AppomattoxOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ArlingtonOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
AugustaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BathOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BedfordOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Bedford CityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BlandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BotetourtOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Bristol CityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BrunswickOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BuchananOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BuckinghamOne Family$437,000Two Family$559,450Three Family$676,200Four Family$840,400
Buena Vista CitOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CampbellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CarolineOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
CarrollOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Charles CityOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
CharlotteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CharlottesvilleOne Family$437,000Two Family$559,450Three Family$676,200Four Family$840,400
Chesapeake CityOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
ChesterfieldOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
ClarkeOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Colonial HeightOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
Covington CityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CraigOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CulpeperOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
CumberlandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Danville CityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DickensonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DinwiddieOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
Emporia CityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EssexOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FairfaxOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Fairfax CityOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Falls Church CiOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
FauquierOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
FloydOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FluvannaOne Family$437,000Two Family$559,450Three Family$676,200Four Family$840,400
FranklinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Franklin CityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FrederickOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FredericksburgOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Galax CityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GilesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GloucesterOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
GoochlandOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
GraysonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GreeneOne Family$437,000Two Family$559,450Three Family$676,200Four Family$840,400
GreensvilleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HalifaxOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Hampton CityOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
HanoverOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
Harrisonburg CiOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HenricoOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
HenryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HighlandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Hopewell CityOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
Isle Of WightOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
James CityOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
King And QueenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
King GeorgeOne Family$350,750Two Family$449,000Three Family$542,750Four Family$674,500
King WilliamOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
LancasterOne Family$442,750Two Family$566,800Three Family$685,100Four Family$851,450
LeeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Lexington CityOne Family$354,200Two Family$453,450Three Family$548,100Four Family$681,150
LoudounOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
LouisaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LunenburgOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Lynchburg CityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MadisonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Manassas CityOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Manassas Park COne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Martinsville CiOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MathewsOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
MecklenburgOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MiddlesexOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MontgomeryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
NelsonOne Family$437,000Two Family$559,450Three Family$676,200Four Family$840,400
New KentOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
Newport News CiOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
Norfolk CityOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
NorthamptonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
NorthumberlandOne Family$318,550Two Family$407,800Three Family$492,950Four Family$612,600
Norton CityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
NottowayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OrangeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PageOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PatrickOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Petersburg CityOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
PittsylvaniaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Poquoson CityOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
Portsmouth CityOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
PowhatanOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
Prince EdwardOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Prince GeorgeOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
Prince WilliamOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
PulaskiOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Radford CityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RappahannockOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
RichmondOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Richmond CityOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
RoanokeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Roanoke CityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RockbridgeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RockinghamOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RussellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Salem CityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ScottOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ShenandoahOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SmythOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SouthamptonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SpotsylvaniaOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
StaffordOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Staunton CityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Suffolk CityOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
SurryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SussexOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
TazewellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Virginia BeachOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
WarrenOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
WashingtonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Waynesboro CityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WestmorelandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Williamsburg CiOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
Winchester CityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WiseOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WytheOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
YorkOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400