Current FHA Mortgage Rates in Virginia : HSH.com's FHA/VA Showcase
Get FHA mortgage rates
TIP: Save money by contacting 3 or more lenders.
Ad Disclosure:
The mortgage products on HSH.com are from companies from which QuinStreet may receive compensation. Compensation may impact where products appear on HSH.com (including the order in which they appear). QuinStreet does not include all mortgage companies or all types of products available in the marketplace.
The rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the HSH quotes. Annual percentage rate in ARM products may increase after the loan is closed.More Information.These quotes are from banks, thrifts and brokers who have paid for a link to their website in the listings above and you can find additional information about their loan programs on their websites.
Some data is provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
The rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the HSH quotes. Annual percentage rate in ARM products may increase after the loan is closed.More Information.These quotes are from banks, thrifts and brokers who have paid for a link to their website in the listings above and you can find additional information about their loan programs on their websites.
Some data is provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Featured lenders
Updated: 12/14/2019
New American Funding
- America’s Trusted Mortgage Lender - Rated A+ by the BBB
- Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
- Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 12/14/2019
Quicken Loans
- We close our loans FAST - many in 30 days or less!
- Rates are still low, but they may rise. Lock your rate today.
- We have the right loans for first-time and experienced home buyers.
FHA 30 year mortgage rates today from 3.125%
Updated: 12/13/2019
CloseYourOwnLoan.com
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.342%
APR
Rate as low as
3.125%
Rate
$
857
Monthly Payment
Show Details
Total Payment
$857
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 12/13/2019
CloseYourOwnLoan.com
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 12/14/2019
Figure Lending LLC
- Closing in as few as 10 Days
- Fast, Easy, and 100% Online Application Process
- Get your rate quote instantly without affecting your credit
- Dedicated support team
Virginia Mortgages
2020 FHA Loan Limits for Virginia
FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.
FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.
FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Virginia are below.
- Select County
County Name | One Family | Two Family | Three Family | Four Family |
---|
Accomack | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Albemarle | One Family$437,000 | Two Family$559,450 | Three Family$676,200 | Four Family$840,400 |
Alexandria City | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Alleghany | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Amelia | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Amherst | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Appomattox | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Arlington | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Augusta | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Bath | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Bedford | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Bedford City | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Bland | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Botetourt | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Bristol City | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Brunswick | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Buchanan | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Buckingham | One Family$437,000 | Two Family$559,450 | Three Family$676,200 | Four Family$840,400 |
Buena Vista Cit | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Campbell | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Caroline | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Carroll | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Charles City | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Charlotte | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Charlottesville | One Family$437,000 | Two Family$559,450 | Three Family$676,200 | Four Family$840,400 |
Chesapeake City | One Family$458,850 | Two Family$587,400 | Three Family$710,050 | Four Family$882,400 |
Chesterfield | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Clarke | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Colonial Height | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Covington City | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Craig | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Culpeper | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Cumberland | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Danville City | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Dickenson | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Dinwiddie | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Emporia City | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Essex | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Fairfax | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Fairfax City | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Falls Church Ci | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Fauquier | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Floyd | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Fluvanna | One Family$437,000 | Two Family$559,450 | Three Family$676,200 | Four Family$840,400 |
Franklin | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Franklin City | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Frederick | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Fredericksburg | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Galax City | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Giles | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Gloucester | One Family$458,850 | Two Family$587,400 | Three Family$710,050 | Four Family$882,400 |
Goochland | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Grayson | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Greene | One Family$437,000 | Two Family$559,450 | Three Family$676,200 | Four Family$840,400 |
Greensville | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Halifax | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Hampton City | One Family$458,850 | Two Family$587,400 | Three Family$710,050 | Four Family$882,400 |
Hanover | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Harrisonburg Ci | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Henrico | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Henry | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Highland | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Hopewell City | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Isle Of Wight | One Family$458,850 | Two Family$587,400 | Three Family$710,050 | Four Family$882,400 |
James City | One Family$458,850 | Two Family$587,400 | Three Family$710,050 | Four Family$882,400 |
King And Queen | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
King George | One Family$350,750 | Two Family$449,000 | Three Family$542,750 | Four Family$674,500 |
King William | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Lancaster | One Family$442,750 | Two Family$566,800 | Three Family$685,100 | Four Family$851,450 |
Lee | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Lexington City | One Family$354,200 | Two Family$453,450 | Three Family$548,100 | Four Family$681,150 |
Loudoun | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Louisa | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Lunenburg | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Lynchburg City | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Madison | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Manassas City | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Manassas Park C | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Martinsville Ci | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Mathews | One Family$458,850 | Two Family$587,400 | Three Family$710,050 | Four Family$882,400 |
Mecklenburg | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Middlesex | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Montgomery | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Nelson | One Family$437,000 | Two Family$559,450 | Three Family$676,200 | Four Family$840,400 |
New Kent | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Newport News Ci | One Family$458,850 | Two Family$587,400 | Three Family$710,050 | Four Family$882,400 |
Norfolk City | One Family$458,850 | Two Family$587,400 | Three Family$710,050 | Four Family$882,400 |
Northampton | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Northumberland | One Family$318,550 | Two Family$407,800 | Three Family$492,950 | Four Family$612,600 |
Norton City | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Nottoway | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Orange | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Page | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Patrick | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Petersburg City | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Pittsylvania | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Poquoson City | One Family$458,850 | Two Family$587,400 | Three Family$710,050 | Four Family$882,400 |
Portsmouth City | One Family$458,850 | Two Family$587,400 | Three Family$710,050 | Four Family$882,400 |
Powhatan | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Prince Edward | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Prince George | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Prince William | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Pulaski | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Radford City | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Rappahannock | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Richmond | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Richmond City | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Roanoke | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Roanoke City | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Rockbridge | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Rockingham | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Russell | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Salem City | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Scott | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Shenandoah | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Smyth | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Southampton | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Spotsylvania | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Stafford | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Staunton City | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Suffolk City | One Family$458,850 | Two Family$587,400 | Three Family$710,050 | Four Family$882,400 |
Surry | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Sussex | One Family$535,900 | Two Family$686,050 | Three Family$829,250 | Four Family$1,030,600 |
Tazewell | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Virginia Beach | One Family$458,850 | Two Family$587,400 | Three Family$710,050 | Four Family$882,400 |
Warren | One Family$726,525 | Two Family$930,300 | Three Family$1,124,475 | Four Family$1,397,400 |
Washington | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Waynesboro City | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Westmoreland | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Williamsburg Ci | One Family$458,850 | Two Family$587,400 | Three Family$710,050 | Four Family$882,400 |
Winchester City | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Wise | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
Wythe | One Family$314,827 | Two Family$403,125 | Three Family$487,250 | Four Family$605,525 |
York | One Family$458,850 | Two Family$587,400 | Three Family$710,050 | Four Family$882,400 |