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Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Maine Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 12/9/2019
LoanDepot, LLC
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available
Featured lenders
Updated: 12/6/2019
CloseYourOwnLoan.com
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

30 year fixed mortgage rates today from 3.875%

Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.201%
APR
Rate as low as
3.875%
Rate
$ 940
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
Rocket Mortgage
  • A+ Rating with the Better Business Bureau
Updated: 9/4/2019
RateZip
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.411% APR
  • Fixed Rate 30yr

Maine Mortgages

You might have your sights set on a second home amid Maine's forests or rocky coastline. Or maybe you're setting anchor in greater Portland, the state's center of gravity. If you already own a home in Maine, you may be contemplating a refinance to lower monthly payments, or a home equity loan to make improvements and add value to the home. Whatever your real estate vision, a reliable source for ME mortgage rates can help you reach your goal.

HSH.com is the mortgage research resource for Maine homeowners and homeowners-to-be. The site features current ME mortgage rates (as well as historical rates for the state and the Portland metro area), mortgage calculators, and contact information for experienced lenders doing business in Maine. Use these resources to evaluate the Maine mortgage rates and home loan offers available today.

Maine Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Maine

County NameOne FamilyTwo FamilyThree FamilyFour Family
AndroscogginOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AroostookOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CumberlandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FranklinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HancockOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KennebecOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KnoxOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OxfordOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PenobscotOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PiscataquisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SagadahocOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SomersetOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WaldoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
YorkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600