Today's Maine Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200,000 Refinance loan.
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Maine Mortgages

You might have your sights set on a second home amid Maine's forests or rocky coastline. Or maybe you're setting anchor in greater Portland, the state's center of gravity. If you already own a home in Maine, you may be contemplating a refinance to lower monthly payments, or a home equity loan to make improvements and add value to the home. Whatever your real estate vision, a reliable source for ME mortgage rates can help you reach your goal.

HSH.com is the mortgage research resource for Maine homeowners and homeowners-to-be. The site features current ME mortgage rates (as well as historical rates for the state and the Portland metro area), mortgage calculators, and contact information for experienced lenders doing business in Maine. Use these resources to evaluate the Maine mortgage rates and home loan offers available today.

Maine Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2021 Conforming loan limits for Maine

County Name One Family Two Family Three Family Four Family
Androscoggin County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Aroostook County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Cumberland County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Franklin County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Hancock County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Kennebec County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Knox County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Lincoln County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Oxford County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Penobscot County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Piscataquis County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Sagadahoc County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Somerset County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Waldo County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Washington County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
York County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
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