| County Name | One-Family | Two-Family | Three-Family | Four-Family |
|---|---|---|---|---|
| Bernalillo | $484,350 | $620,200 | $749,650 | $931,600 |
| Catron | $484,350 | $620,200 | $749,650 | $931,600 |
| Chaves | $484,350 | $620,200 | $749,650 | $931,600 |
| Cibola | $484,350 | $620,200 | $749,650 | $931,600 |
| Colfax | $484,350 | $620,200 | $749,650 | $931,600 |
| Curry | $484,350 | $620,200 | $749,650 | $931,600 |
| De Baca | $484,350 | $620,200 | $749,650 | $931,600 |
| Dona Ana | $484,350 | $620,200 | $749,650 | $931,600 |
| Eddy | $484,350 | $620,200 | $749,650 | $931,600 |
| Grant | $484,350 | $620,200 | $749,650 | $931,600 |
| Guadalupe | $484,350 | $620,200 | $749,650 | $931,600 |
| Harding | $484,350 | $620,200 | $749,650 | $931,600 |
| Hidalgo | $484,350 | $620,200 | $749,650 | $931,600 |
| Lea | $484,350 | $620,200 | $749,650 | $931,600 |
| Lincoln | $484,350 | $620,200 | $749,650 | $931,600 |
| Los Alamos | $484,350 | $620,200 | $749,650 | $931,600 |
| Luna | $484,350 | $620,200 | $749,650 | $931,600 |
| Mckinley | $484,350 | $620,200 | $749,650 | $931,600 |
| Mora | $484,350 | $620,200 | $749,650 | $931,600 |
| Otero | $484,350 | $620,200 | $749,650 | $931,600 |
| Quay | $484,350 | $620,200 | $749,650 | $931,600 |
| Rio Arriba | $484,350 | $620,200 | $749,650 | $931,600 |
| Roosevelt | $484,350 | $620,200 | $749,650 | $931,600 |
| San Juan | $484,350 | $620,200 | $749,650 | $931,600 |
| San Miguel | $484,350 | $620,200 | $749,650 | $931,600 |
| Sandoval | $484,350 | $620,200 | $749,650 | $931,600 |
| Santa Fe | $484,350 | $620,200 | $749,650 | $931,600 |
| Sierra | $484,350 | $620,200 | $749,650 | $931,600 |
| Socorro | $484,350 | $620,200 | $749,650 | $931,600 |
| Taos | $484,350 | $620,200 | $749,650 | $931,600 |
| Torrance | $484,350 | $620,200 | $749,650 | $931,600 |
| Union | $484,350 | $620,200 | $749,650 | $931,600 |
| Valencia | $484,350 | $620,200 | $749,650 | $931,600 |
New Mexico Mortgage Rates and Refinance Rates: HSH Lender Showcase
HARP 2.0 Home Refinance
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Mortgage Refinance rates in New Mexico
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Mortgage Rates from 2.7%
- Cash Out & Home Equity Options
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- Fixed FHA, VA, Conventional 30 & 15 Year Rates
Find out if you are pre-approved for a mortgage
- Free mortgage rate quotes
- Compare rates from up to 5 lenders
- Select the personalized loan program that suits you best
New Mexico Mortgages
Buying a home or refinancing in Santa Fe, Albuquerque, or elsewhere in the Land of Enchantment? Research New Mexico mortgage rates on HSH.com and contact a qualified lender to find the loan program that meets your needs.
For some borrowers, the priority is to keep down payment and closing costs as low as possible, while for others, a low monthly payment is the priority. By comparing current NM mortgage rates and using the mortgage calculator at this site, consumers can get a good estimate of their potential housing costs. NM mortgage rates vary on a daily basis, so keep checking rates regularly to find the best interest rates.
New Mexico Conventional Mortgage
A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.
2019 Conventional loan limits for New Mexico
Mortgage Rates by State
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