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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance? 

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance? 

New Mexico Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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15 year fixed mortgage rates today from 3.750%

Updated: 7/6/2020
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.844%
APR
Rate as low as
3.750%
Rate
$ 1,309
Monthly Payment
Show Details
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20 year fixed mortgage rates today from 3.875%

Updated: 7/6/2020
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.949%
APR
Rate as low as
3.875%
Rate
$ 1,079
Monthly Payment
Show Details
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10 year fixed mortgage rates today from 3.625%

Updated: 7/6/2020
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.761%
APR
Rate as low as
3.625%
Rate
$ 1,791
Monthly Payment
Show Details
Visit Site

New Mexico Mortgages

Buying a home or refinancing in Santa Fe, Albuquerque, or elsewhere in the Land of Enchantment? Research New Mexico mortgage rates on HSH.com and contact a qualified lender to find the loan program that meets your needs.

For some borrowers, the priority is to keep down payment and closing costs as low as possible, while for others, a low monthly payment is the priority. By comparing current NM mortgage rates and using the mortgage calculator at this site, consumers can get a good estimate of their potential housing costs. NM mortgage rates vary on a daily basis, so keep checking rates regularly to find the best interest rates.

New Mexico Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for New Mexico

Select County
County NameOne FamilyTwo FamilyThree FamilyFour Family
Bernalillo CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Catron CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Chaves CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cibola CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Colfax CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Curry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
De Baca CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dona Ana CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Eddy CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grant CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Guadalupe CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Harding CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hidalgo CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lea CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lincoln CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Los Alamos CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Luna CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mckinley CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mora CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Otero CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Quay CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Rio Arriba CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Roosevelt CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
San Juan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
San Miguel CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sandoval CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Santa Fe CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sierra CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Socorro CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Taos CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Torrance CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Union CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Valencia CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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