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Mortgage rates are down! It may be a good time to refinance, or learn the income you need to buy a median-priced home in the top 50 metro areas!

Mortgage rates are down! It may be a good time to refinance, or learn the income you need to buy a median-priced home in the top 50 metro areas!

New Mexico Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $150000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
TIP: Save money by contacting 3 or more lenders.

30 year fixed mortgage rates today from 3.375%

Updated: 8/24/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.828%
APR
Rate as low as
4.750%
Rate
$ 814
Monthly Payment
Show Details
Updated: 8/23/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.536%
APR
Rate as low as
3.375%
Rate
$ 663
Monthly Payment
Show Details
Updated: 8/24/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.604%
APR
Rate as low as
3.375%
Rate
$ 663
Monthly Payment
Show Details

15 year fixed mortgage rates today from 2.750%

Updated: 8/24/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.790%
APR
Rate as low as
3.750%
Rate
$ 1,117
Monthly Payment
Show Details
Updated: 8/23/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.416%
APR
Rate as low as
3.125%
Rate
$ 1,045
Monthly Payment
Show Details
Updated: 8/24/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.090%
APR
Rate as low as
2.750%
Rate
$ 1,018
Monthly Payment
Show Details

3/1 year ARM mortgage rates today from 4.250%

Updated: 8/23/2019
3/1 Yr. ARM
3/1 Yr. ARM
Rate as low as
5.178%
APR
Rate as low as
4.250%
Rate
$ 738
Monthly Payment
Show Details

20 year fixed mortgage rates today from 3.250%

Updated: 8/24/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.422%
APR
Rate as low as
4.375%
Rate
$ 965
Monthly Payment
Show Details
Updated: 8/23/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.728%
APR
Rate as low as
3.500%
Rate
$ 870
Monthly Payment
Show Details
Updated: 8/24/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.645%
APR
Rate as low as
3.250%
Rate
$ 851
Monthly Payment
Show Details

10 year fixed mortgage rates today from 2.750%

Updated: 8/24/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.037%
APR
Rate as low as
4.000%
Rate
$ 1,545
Monthly Payment
Show Details
Updated: 8/23/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.412%
APR
Rate as low as
2.990%
Rate
$ 1,448
Monthly Payment
Show Details
Updated: 8/24/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.191%
APR
Rate as low as
2.750%
Rate
$ 1,431
Monthly Payment
Show Details

5/1 year ARM mortgage rates today from 2.875%

Updated: 8/23/2019
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
4.736%
APR
Rate as low as
3.375%
Rate
$ 663
Monthly Payment
Show Details
Updated: 8/24/2019
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
4.633%
APR
Rate as low as
2.875%
Rate
$ 622
Monthly Payment
Show Details

7/1 year ARM mortgage rates today from 3.000%

Updated: 8/23/2019
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.957%
APR
Rate as low as
4.250%
Rate
$ 738
Monthly Payment
Show Details
Updated: 8/24/2019
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.435%
APR
Rate as low as
3.000%
Rate
$ 632
Monthly Payment
Show Details

FHA 30 year and 15 year mortgage rates today from 3.125%

Updated: 8/23/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.362%
APR
Rate as low as
3.125%
Rate
$ 643
Monthly Payment
Show Details
Updated: 8/23/2019
FHA 15 Yr.
FHA 15 Yr.
Rate as low as
3.542%
APR
Rate as low as
3.250%
Rate
$ 1,054
Monthly Payment
Show Details

VA 30 year mortgage rates today from 3.250%

Updated: 8/23/2019
VA 30 Yr.
VA 30 Yr.
Rate as low as
3.410%
APR
Rate as low as
3.250%
Rate
$ 653
Monthly Payment
Show Details

New Mexico Mortgages

Buying a home or refinancing in Santa Fe, Albuquerque, or elsewhere in the Land of Enchantment? Research New Mexico mortgage rates on HSH.com and contact a qualified lender to find the loan program that meets your needs.

For some borrowers, the priority is to keep down payment and closing costs as low as possible, while for others, a low monthly payment is the priority. By comparing current NM mortgage rates and using the mortgage calculator at this site, consumers can get a good estimate of their potential housing costs. NM mortgage rates vary on a daily basis, so keep checking rates regularly to find the best interest rates.

New Mexico Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for New Mexico

County NameOne FamilyTwo FamilyThree FamilyFour Family
BernalilloOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CatronOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChavesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CibolaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ColfaxOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CurryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
De BacaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Dona AnaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EddyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GrantOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GuadalupeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HardingOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HidalgoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LeaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Los AlamosOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LunaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MckinleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MoraOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OteroOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
QuayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Rio ArribaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RooseveltOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
San JuanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
San MiguelOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SandovalOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Santa FeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SierraOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SocorroOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TaosOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TorranceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
UnionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ValenciaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600