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Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

New Mexico Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 12/9/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Featured lenders
Updated: 12/9/2019
First Internet Bank of Indiana
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

30 year fixed mortgage rates today from 4.000%

Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.000%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details
Updated: 12/6/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.721%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.073%
APR
Rate as low as
3.750%
Rate
$ 926
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
LoanDepot, LLC
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available
Updated: 12/6/2019
CloseYourOwnLoan.com
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

New Mexico Mortgages

Buying a home or refinancing in Santa Fe, Albuquerque, or elsewhere in the Land of Enchantment? Research New Mexico mortgage rates on HSH.com and contact a qualified lender to find the loan program that meets your needs.

For some borrowers, the priority is to keep down payment and closing costs as low as possible, while for others, a low monthly payment is the priority. By comparing current NM mortgage rates and using the mortgage calculator at this site, consumers can get a good estimate of their potential housing costs. NM mortgage rates vary on a daily basis, so keep checking rates regularly to find the best interest rates.

New Mexico Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for New Mexico

County NameOne FamilyTwo FamilyThree FamilyFour Family
BernalilloOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CatronOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChavesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CibolaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ColfaxOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CurryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
De BacaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Dona AnaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EddyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GrantOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GuadalupeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HardingOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HidalgoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LeaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Los AlamosOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LunaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MckinleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MoraOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OteroOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
QuayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Rio ArribaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RooseveltOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
San JuanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
San MiguelOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SandovalOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Santa FeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SierraOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SocorroOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TaosOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TorranceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
UnionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ValenciaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600