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New Mexico Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in New Mexico

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5.190% Rate

30 Yr. Fixed

Rates as low as

5.343% APR

$854 / month (est)

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Updated 4/18/2019

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HARP Replacement Program 2019
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New Mexico Mortgages

Buying a home or refinancing in Santa Fe, Albuquerque, or elsewhere in the Land of Enchantment? Research New Mexico mortgage rates on HSH.com and contact a qualified lender to find the loan program that meets your needs.

For some borrowers, the priority is to keep down payment and closing costs as low as possible, while for others, a low monthly payment is the priority. By comparing current NM mortgage rates and using the mortgage calculator at this site, consumers can get a good estimate of their potential housing costs. NM mortgage rates vary on a daily basis, so keep checking rates regularly to find the best interest rates.

New Mexico Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for New Mexico

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Bernalillo$484,350$620,200$749,650$931,600
Catron$484,350$620,200$749,650$931,600
Chaves$484,350$620,200$749,650$931,600
Cibola$484,350$620,200$749,650$931,600
Colfax$484,350$620,200$749,650$931,600
Curry$484,350$620,200$749,650$931,600
De Baca$484,350$620,200$749,650$931,600
Dona Ana$484,350$620,200$749,650$931,600
Eddy$484,350$620,200$749,650$931,600
Grant$484,350$620,200$749,650$931,600
Guadalupe$484,350$620,200$749,650$931,600
Harding$484,350$620,200$749,650$931,600
Hidalgo$484,350$620,200$749,650$931,600
Lea$484,350$620,200$749,650$931,600
Lincoln$484,350$620,200$749,650$931,600
Los Alamos$484,350$620,200$749,650$931,600
Luna$484,350$620,200$749,650$931,600
Mckinley$484,350$620,200$749,650$931,600
Mora$484,350$620,200$749,650$931,600
Otero$484,350$620,200$749,650$931,600
Quay$484,350$620,200$749,650$931,600
Rio Arriba$484,350$620,200$749,650$931,600
Roosevelt$484,350$620,200$749,650$931,600
San Juan$484,350$620,200$749,650$931,600
San Miguel$484,350$620,200$749,650$931,600
Sandoval$484,350$620,200$749,650$931,600
Santa Fe$484,350$620,200$749,650$931,600
Sierra$484,350$620,200$749,650$931,600
Socorro$484,350$620,200$749,650$931,600
Taos$484,350$620,200$749,650$931,600
Torrance$484,350$620,200$749,650$931,600
Union$484,350$620,200$749,650$931,600
Valencia$484,350$620,200$749,650$931,600