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Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Today's Ohio Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $450,000 Refinance loan.
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Ohio Mortgages

Interested in buying a home in Ohio, or perhaps refinancing or taking out a home equity loan?

For any of these needs, you'll find HSH.com a great source for current OH mortgage rates, local lenders, calculators, and other mortgage info. With these resources, you can:

  • Find a new home loan. Whether it's city life or quieter suburbs, Ohio offers variety to suit every taste. Use HSH.com to find the best Ohio mortgage rates for your dream home.
  • Tap into home equity. Home equity loans can be a great way to reinvest in your existing property.
  • Refinance your mortgage. Using OH mortgage rates and a refinance calculator, you can quickly find out if you could save on principal and interest payments by refinancing.

Ohio Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Ohio

County Name One Family Two Family Three Family Four Family
Adams County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Allen County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ashland County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ashtabula County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Athens County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Auglaize County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Belmont County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Brown County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Butler County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Carroll County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Champaign County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clark County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clermont County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clinton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Columbiana County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Coshocton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Crawford County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cuyahoga County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Darke County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Defiance County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Delaware County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Erie County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Fairfield County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Fayette County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Franklin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Fulton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Gallia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Geauga County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Greene County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Guernsey County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hamilton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hancock County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hardin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Harrison County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Henry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Highland County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hocking County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Holmes County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Huron County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jackson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Knox County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lake County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lawrence County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Licking County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Logan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lorain County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lucas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Madison County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mahoning County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marion County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Medina County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Meigs County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mercer County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Miami County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Monroe County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Montgomery County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Morgan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Morrow County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Muskingum County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Noble County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ottawa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Paulding County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Perry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pickaway County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pike County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Portage County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Preble County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Putnam County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Richland County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ross County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sandusky County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Scioto County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Seneca County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Shelby County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Stark County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Summit County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Trumbull County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Tuscarawas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Union County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Van Wert County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Vinton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Warren County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wayne County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Williams County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wood County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wyandot County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
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