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Current 15 Year Fixed Mortgage Rates

15-Year Fixed

Mortgage Rates for Mar. 08 - 15 , 2018*

ProductInterest RatePointsNational Average
30-Year Fixed4.44%0.504.44%
15-Year Fixed3.90%0.503.90%
5/1 ARM3.67%0.403.67%
*weekly rolling averages

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15-Year Fixed3.
Source: Freddie Mac
  • Rate changes: Never; fully fixed for entire term
  • Benefits: Stable payments; builds equity faster; lower total interest costs than 30-year term
  • Alternative Strategy: Consider 30-year term and prepaying loan to preserve cash-flow flexibility
  • Useful for: Refinancing to lower total interest cost; retiring mortgage more quickly; building or rebuilding equity more quickly
  • Consider if: Buying second home; refinancing to build equity; paying off mortgage before life event (retirement, etc)
  • When shopping, ask about: If 15-year term makes the payment too high, whether 20-year term is available

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Mortgage Refinance rates in Virginia

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4.625% Rate

15 Yr. Fixed

4.735% APR

$2,333 / month (est)

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Updated 3/22/2018

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.125% Rate

15 Yr. Fixed

4.233% APR

$2,256 / month (est)

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Updated 3/22/2018

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The $42K Benefit that 89% of Veterans Haven't Redeemed
  • VA housing benefits for military families
  • You could be eligible for zero down financing up to $417,000
  • Low, Fixed Rates Available!
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Find out if you are pre-approved for a mortgage
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