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Current 30 Year Fixed Mortgage Rates

30-Year Fixed

Mortgage Rates for Jan. 11 - 18 , 2018*

Product Interest Rate Points National Average
30-Year Fixed 4.04% 0.60 4.04%
15-Year Fixed 3.49% 0.50 3.49%
5/1 ARM 3.46% 0.30 3.46%
*weekly rolling averages

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7/17 8/17 9/17 10/17 11/17 12/17 1/18
30-Year Fixed 3.94 3.90 3.81 3.90 3.92 3.95 3.99
Source: Freddie Mac
  • Rate changes: Never; fully fixed for entire term
  • Benefits: Low, stable payment; usually easiest qualification
  • Alternative Strategy: Consider Hybrid ARM with appropriate fixed period
  • Useful for: Purchasing a home; first-time homebuyers; refinancing to improve cash flow/lower payment
  • Consider if: Buying or refinancing a home and planning on owning for longer than 10 years
  • When shopping, ask about: "Full cost" vs. "No cost" refinances, prepaying loan to shorten term if desired

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Mortgage Refinance rates in Virginia

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4.125% Rate

30 Yr. Fixed

4.335% APR

$1,465 / month (est)

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Updated 1/18/2018

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Get a free and no obligation rate quote in Virginia.
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4.750% Rate

30 Yr. Fixed

4.813% APR

$1,578 / month (est)

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Updated 1/20/2018

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
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Find out if you are pre-approved for a mortgage
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
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Virginia Interest Rates as low as 2.5% (3.696APR)
  • Get your Free Quote in Minutes!
  • Lenders Compete for your Business
  • Lock in a Low Fixed Rate Before Rates Increase!
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VA Loans for Virginia Veterans
  • Check your 2017 VA Home Loan Eligibility Here!
  • VA Loans = No Mortgage Insurance
  • Finance 100% of Your Home!
  • Active Duty and Family VA Programs Available
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