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Current 30 Year Fixed Mortgage Rates

30-Year Fixed

Mortgage Rates for Dec. 07 - 14 , 2017*

Product Interest Rate Points National Average
30-Year Fixed 3.93% 0.50 3.93%
15-Year Fixed 3.36% 0.50 3.36%
5/1 ARM 3.36% 0.30 3.36%
*weekly rolling averages

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6/17 7/17 8/17 9/17 10/17 11/17 12/17
30-Year Fixed 3.90 3.97 3.90 3.81 3.90 3.92 3.94
Source: Freddie Mac
  • Rate changes: Never; fully fixed for entire term
  • Benefits: Low, stable payment; usually easiest qualification
  • Alternative Strategy: Consider Hybrid ARM with appropriate fixed period
  • Useful for: Purchasing a home; first-time homebuyers; refinancing to improve cash flow/lower payment
  • Consider if: Buying or refinancing a home and planning on owning for longer than 10 years
  • When shopping, ask about: "Full cost" vs. "No cost" refinances, prepaying loan to shorten term if desired

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Mortgage Refinance rates in Virginia

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4.375% Rate

30 Yr. Fixed

4.437% APR

$1,510 / month (est)

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Updated 12/15/2017

  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

3.625% Rate

30 Yr. Fixed

3.827% APR

$1,379 / month (est)

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Updated 12/13/2017

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  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

3.875% Rate

30 Yr. Fixed

4.000% APR

$1,422 / month (est)

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Updated 12/13/2017

  • Get a free and no obligation rate quote in Virginia.
  • Direct Lender.
  • Call now and lock-in your low rate!
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Find out if you are pre-approved for a mortgage
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
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  • Costco Members Could Save Big!
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Virginia VA Benefit Survey
  • $42,000 In VA Housing Benefits That 89% Haven't Redeemed
  • Don't Make Another House Payment Until You Take This Survey!
  • Veterans Hit The Jackpot In 2017!
  • Tip To Vets: Get $53,000 Before It's Too Late
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