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Q: How are mortgage interest rates determined?
APR 25, 2023
A:
Mortgage rates fluctuate from day to day, depending on a number of factors related to the economy and to choices made by investors. While some mortgage money comes from deposits held by banks and credit unions, most of the funds for borrowers come from investors in capital markets.
Read MoreQ: Why are mortgage rates higher for investment properties than for second homes?
APR 24, 2023
A:
Investment properties usually run about one percentage point higher than owner-occupied residential mortgages.
Read MoreQ: What loan amount does a mortgage need to be for it to be considered a Jumbo Loan?
JAN 09, 2023
A:
This question used to have a simple answer, since there was a "bright line" definition -- the conforming loan limit....
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