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Wondering if the income needed to buy a home in the top 50 metro areas is starting to decline? Hint: Not yet.

Wondering if the income needed to buy a home in the top 50 metro areas is starting to decline? Hint: Not yet.

Ad Disclosure

Zillow Home Loans Mortgage Review 2022

Established 2019

10975 El Monte St. Overland Park, KS 66211

NMLS #10287


Summary:

Zillow Home Loans, while newer on the scene, offers a comprehensive mortgage experience supported by a fully online process, a dedicated loan officer, and telephone support as needed. They also offer additional opportunities to work with them in other areas of the home-buying process, like Zillow Premier Agents.

Good Fit For:

Customers looking for a fully online experience from a widely-know brand that offers a standard variety of loan products and terms.


Highlights:

  • Competitive rates
  • Saving opportunities available for qualified customers working with a Zillow Premier Agent
  • Fully online experience from a widely-known brand

Things to keep in mind:

  • No Home Equity loans or HELOC products
  • No rates published on website

Products:

Purchase Options

  • Conventional
  • FHA
  • VA
  • USDA
  • Jumbo

Refinance Options

  • Rate and Term
  • Cash-out
  • FHA Streamline
  • VA Streamline

Customer Experience

Zillow Home Loans is a Kansas-based mortgage lender that has been making loans since 2019. Better known for their Zillow home-searching real estate app, they have spent recent years focusing on expanding their business into other aspects of the home ownership experience. Another part of that expansion is additional savings opportunities for qualified customers working with a Zillow Premier Agent but you should check with your loan officer to confirm details and eligibility.

Zillow Home Loans provides a number of calculators and other resources on their site but they do not provide their rates until you fill out an initial application.

Zillow Home Loans doesn’t have some of the less popular products like Investor loans but they offer the standard products, like conventional, FHA, and VA products, that can meet the needs of the majority of customers. They offer 30, 20, 15, and 10-year fixed loans along with 7/1, 5/1, and 3/1 Adjustable Rate Mortgages (ARMs).


Scores:

  • Reviewer
    Rating
  • A+
  • [ 4.8/ 5]
  • [ 4.0/ 5]
  • [ 4.7/ 5]
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