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PMI Calculator - How to Calculate Mortgage Insurance

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PMI Calculator with Amortization

This unique mortgage calculator will not only generate an amortization schedule, but will also show the Private Mortgage Insurance payment that may be required in addition to the monthly PITI payment.

Want to learn more about PMI? Read "Everything you need to know about PMI", our comprehensive guide.

PMI Calculator
Use this calculator to make an amortization schedule for a loan of any term, rate, and
size. Do not use commas in the fields below.
Loan Term
(months) (?)
Interest Rate
Loan Amount
(Help?)
%
$
Loan Purpose
Loan Type
Estimated Value
of Property
$
Credit Rating:
Loan Origination Date: ( Before - On / After ) July 29, 1999 ( Why? )
Printable Version (you must have a schedule in the box below)


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Private Mortgage Insurance, or PMI, is insurance that protects the lender against loss if you (the borrower) stop making mortgage payments. Even though it protects the lender and not you, it is paid by you. It may allow you to buy a house with a much smaller down payment, as low as three to five percent of the price of the house instead of the more common 20 percent, making buying a house a sooner possibility for some.

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