Today's Mortgage Rates
Published: Nov 14, 2019
As expected, mortgage rates bounced higher this week, but don't appear to have much by way of momentum to continue higher.
<p.As reported by Freddie Mac, the average offered rate for a conforming 30-year fixed-rate mortgage rose by six basis point (0.06%) to land at 3.75%. Conforming 15-year FRMs saw their average offered rate rise by seven basis points (0.07%), landing at 3.20% for the week, while the initial fixed-interest rate for a hybrid 5/1 ARM rose by five one-hundredths of a percentage point (0.05%), pushing the starting rate for the most popular ARM to 3.44 percent.
There was little fresh economic data available to sway investors one way or the other this week, but there seems to be a little less enthusiasm or optimism about the "phase one" trade deal between the U.S. and China, and the impeachment process is dominating the headlines, anyway. As the moment, it looks like the run up in rates this week is giving way to a slight downward tilt, so mortgage rates should be slightly lower in the next few days
For more about the economic and financial conditions that are impacting mortgage rates, check out the current and next MarketTrends newsletter. Read the most recent edition on HSH.com or subscribe for email.
Current mortgage rates
| Week | 30-year-Fixed | 15-year-Fixed | 5-year-ARM |
|---|---|---|---|
| 11/07 | 3.690% | 3.130% | 3.390% |
| 10/31 | 3.780% | 3.190% | 3.430% |
| 10/24 | 3.750% | 3.180% | 3.400% |
| 10/17 | 3.690% | 3.150% | 3.350% |
| 10/10 | 3.570% | 3.050% | 3.350% |
| 10/03 | 3.650% | 3.140% | 3.380% |
| 09/26 | 3.640% | 3.160% | 3.380% |
| 09/19 | 3.730% | 3.210% | 3.490% |
| 09/12 | 3.560% | 3.090% | 3.360% |
| 09/05 | 3.490% | 3.000% | 3.300% |
| 08/29 | 3.580% | 3.060% | 3.310% |
| 08/22 | 3.550% | 3.030% | 3.320% |
Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $150000 Refinance loan in CA.
TIP: Save money by contacting 3 or more lenders.
30 year fixed mortgage rates today from 4.125%
Updated: 11/14/2019
New American Funding
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.287%
APR
Rate as low as
4.125%
Rate
$
758
Monthly Payment
Show Details
Total Payment
$758
- America’s Trusted Mortgage Lender - Rated A+ by the BBB
- Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
- Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $150,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $727 |
| Mortgage Insurance(estimated) | $31 |
| Total Monthly Payment | $758 |
15 year fixed mortgage rates today from 3.250%
Updated: 11/14/2019
New American Funding
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.823%
APR
Rate as low as
3.625%
Rate
$
1,108
Monthly Payment
Show Details
Total Payment
$1,108
- America’s Trusted Mortgage Lender - Rated A+ by the BBB
- Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
- Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $150,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $1,082 |
| Mortgage Insurance(estimated) | $26 |
| Total Monthly Payment | $1,108 |
Updated: 11/13/2019
CloseYourOwnLoan.com
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.542%
APR
Rate as low as
3.250%
Rate
$
1,054
Monthly Payment
Show Details
Total Payment
$1,054
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 9/4/2019
RateZip
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.387%
APR
Rate as low as
3.250%
Rate
$
1,054
Monthly Payment
Show Details
Total Payment
$1,054
- Compare up to 5 Offers, Against a Network of 1000s of Lenders
- 3.411% APR
- Fixed Rate 30yr
20 year fixed mortgage rates today from 4.375%
Updated: 11/14/2019
New American Funding
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.550%
APR
Rate as low as
4.375%
Rate
$
965
Monthly Payment
Show Details
Total Payment
$965
- America’s Trusted Mortgage Lender - Rated A+ by the BBB
- Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
- Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $150,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $939 |
| Mortgage Insurance(estimated) | $26 |
| Total Monthly Payment | $965 |
10 year fixed mortgage rates today from 3.625%
Updated: 11/14/2019
New American Funding
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.893%
APR
Rate as low as
3.625%
Rate
$
1,519
Monthly Payment
Show Details
Total Payment
$1,519
- America’s Trusted Mortgage Lender - Rated A+ by the BBB
- Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
- Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $150,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $1,493 |
| Mortgage Insurance(estimated) | $26 |
| Total Monthly Payment | $1,519 |
Mortgage Choices at a Glance
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