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Today's mortgage rates - December 12, 2017

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The mortgage-rate see-saw continued again this week for fixed-rate mortgages, according to Freddie Mac. The average offered rate for conforming 30-year fixed-rate mortgages rose four basis points (0.04 percent) to 3.94%, taking back almost all of the small decline from the last two weeks. conforming 15-year FRMs rose by six basis points (0.06 percent) to climb up to 3.36% for the period, the highest such rate since way back in April. As well, hybrid 5/1 ARMs continued their recent rise, adding another three hundredths of one percent to last week's average to land at 3.35% for the week. Although nothing yet to be alarmed about, it is noteworthy that this is the highest averaged offered rate for the most popular ARM in over six years.

Despite this week's small lift, other indicators suggest that like many before it, this bump in rates will be eroded in the coming days. However, Friday's November employment report and next week's Fed meeting could cause a change in that direction.

Today's rates
3.94%

30-Year Fixed

3.36%

15-Year Fixed

3.35%

5/1 Year ARM

Source: Freddie Mac
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Today's mortgage rates from our partners

Personalize your rates and see how your rates change below Displaying Today's Mortgage Rates for a $302320 Refinance loan in Virginia.
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30 Yr. Fixed
3.929% APR
3.875% Rate - $1,422/ mo

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30 Yr. Fixed
4.437% APR
4.375% Rate - $1,510/ mo
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Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 45 days
Estimated Monthly Payment
Principal and Interest $1,510
Total Monthly Payment $1,510
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

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  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
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30 Yr. Fixed
4.000% APR
3.875% Rate - $1,422/ mo
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30 Yr. Fixed
4.050% APR
3.990% Rate - $1,442/ mo
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connect with lender directly.

Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 45 days
Estimated Monthly Payment
Principal and Interest $1,442
Total Monthly Payment $1,442
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

About the Lender

  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
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