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Today's mortgage rates - April 20, 2018

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Mortgage rates edged higher this week, according to Freddie Mac. The average rate for a conforming 30-year fixed-rate mortgage rose by five basis points (0.05 percent), landing at 4.47%, its highest rate of this upcycle to date. Fifteen-year fixed-rate mortgages rose by 7 basis points, rising to an average rate of 3.94 percent for the week. The initial rate for a conforming 5/1 hybrid ARM moved up by six one-hundredths of a percentage point to arrive at 3.67 percent.

Rates had been firming a little bit in the early part of the week, but yesterday's release of the Fed's "beige book" noted tight labor markets, firming wages and prices that are rising "moderately" across all 12 Fed districts. As a result, mortgage rates may firm a bit more in the days ahead.

Current Mortgage Rates
TermMortgage RatesLast Week
30-Year Fixed4.47%4.42%
15-Year Fixed3.94%3.87%
5/1 Year ARM3.67%3.61%
Source: Freddie Mac
Updated 04/19/2018
Today's rates
4.47%

30-Year Fixed

3.94%

15-Year Fixed

3.67%

5/1 Year ARM

Source: Freddie Mac
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Today's mortgage rates from our partners

Personalize your rates and see how your rates change below Displaying Today's Mortgage Rates for a $200000 Refinance loan in Virginia.
To save more, compare more! On average, people shopping for mortgages compared at least 3 quotes.
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30 Yr. Fixed
5.087% APR
4.990% Rate - $1,073/ mo
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Fees

Loan Profile
Home ValueNot Provided
First Mortgage BalanceNot Provided
Second Mortgage BalanceNot Provided
Cash Out AmountNot Provided
Requested Loan Amount$200,000
Lock Period45 days
Estimated Monthly Payment
Principal and Interest$1,073
Total Monthly Payment$1,073

About the Lender

  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
30 Yr. Fixed
5.223% APR
5.125% Rate - $1,089/ mo
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connect with lender directly.

Fees

Loan Profile
Home ValueNot Provided
First Mortgage BalanceNot Provided
Second Mortgage BalanceNot Provided
Cash Out AmountNot Provided
Requested Loan Amount$200,000
Lock Period45 days
Estimated Monthly Payment
Principal and Interest$1,089
Total Monthly Payment$1,089

About the Lender

  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
  • Get a free and no obligation rate quote in Virginia.
  • Direct Lender.
  • Call now and lock-in your low rate!
30 Yr. Fixed
4.357% APR
4.125% Rate - $969/ mo
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connect with lender directly.
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  • $1,000 Best Rate Guarantee
30 Yr. Fixed
4.355% APR
4.125% Rate - $969/ mo
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connect with lender directly.
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
30 Yr. Fixed
4.543% APR
4.500% Rate - $1,014/ mo

Call Now

Click to
connect with lender directly.

Fees

Loan Profile
Home ValueNot Provided
First Mortgage BalanceNot Provided
Second Mortgage BalanceNot Provided
Cash Out AmountNot Provided
Requested Loan Amount$200,000
Lock Period30 days
Estimated Monthly Payment
Principal and Interest$1,014
Total Monthly Payment$1,014

About the Lender

  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
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