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Current 15 Year Fixed Mortgage Rates

15-Year Fixed

Mortgage Rates for Nov. 08 - 15 , 2018*

ProductInterest RatePointsNational Average
30-Year Fixed4.94%0.504.94%
15-Year Fixed4.36%0.404.36%
5/1 ARM4.14%0.304.14%
*weekly rolling averages

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5/186/187/188/189/1810/1811/18
15-Year Fixed4.104.044.014.024.084.254.31
Source: Freddie Mac
  • Rate changes: Never; fully fixed for entire term
  • Benefits: Stable payments; builds equity faster; lower total interest costs than 30-year term
  • Alternative Strategy: Consider 30-year term and prepaying loan to preserve cash-flow flexibility
  • Useful for: Refinancing to lower total interest cost; retiring mortgage more quickly; building or rebuilding equity more quickly
  • Consider if: Buying second home; refinancing to build equity; paying off mortgage before life event (retirement, etc)
  • When shopping, ask about: If 15-year term makes the payment too high, whether 20-year term is available

  • Rates as low as 3.88% (4.71% APR 5/1 ARM)
  • Compare up to 5 Free Offers Now!
  • Hundreds of lenders - View offers online - Free Credit Score
www.lendingtree.com
  • No Appraisal, No MAX LTV, 3.9 APR
  • View Instant Rates & Payments
  • BBB A+, No Login, No SSN.
harp-2.org/refinance

Mortgage Refinance rates in Virginia

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5.000% Rate

15 Yr. Fixed

5.044% APR

$1,213 / month (est)

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Updated 11/17/2018

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Refinance Your Home With Little to No Equity
  • 100% Online Lender - Fast and Easy Process
  • Learn about the loanDepot Lifetime Guarantee

4.875% Rate

15 Yr. Fixed

5.036% APR

$1,203 / month (est)

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Updated 11/17/2018

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

3.500% Rate

15 Yr. Fixed

3.937% APR

$1,072 / month (est)

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Updated 11/16/2018

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
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Virginia Homeowners: Don't Waste Time! Get Low Fixed Rate Here 3.75%APR
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr
  • Act Today Before Rates Rise Again To Lower Your Payment, Reduce Debt and Save Money
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New American Funding
  • America's Top Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • FHA, VA, Conventional, Jumbo, Reverse, Fixed Rate, ARM, Cash-out
  • Strengths: Client Experience, Accommodates Most Credit Profiles
  • Not available to Borrowers in NY or HI
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HARP 2.0 Refinance Loan 3.3% FIXED
  • No Appraisal, No MAX LTV, 3.9 APR
  • Low FIXED HARP Rate, Get a Quote
  • Fannie Mae and Freddie Mac OK
  • Takes Just 30 Seconds!
  • No SSN. No Login. BBB A+
  • Home Equity & Cash Out Options
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Virginia Interest Rates as low as 4% (4.708APR)
  • Compare loan offers for free and in just minutes.
  • No SSN required to get started.
  • Do you have the lowest rate possible? Find out instantly!
  • No obligations, ever.
  • "A+" rating with the Better Business Bureau.
  • A variety of loan products including mortgage, refi, cash out, etc.
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See if You Qualify for $100k (or a Year's Worth of Mortgage Payments)
  • Did you know that you may qualify for $100k?
  • You can use this to make home improvements, pay off debt, or even buy a car.
  • Take the survey to see if you are eligible.
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Find out if you are pre-approved for a mortgage
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
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