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Mortgage Calculator

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Mortgage calculator - calculate payments, see amortization and compare loans

In just 4 simple steps, this free mortgage calculator will show you your monthly mortgage payment and produce a complete payment-by-payment mortgage amortization schedule. You can also see the savings from prepaying your mortgage using 3 different methods!

Enter loan amount
Interest rate(%)
Loan term
30-Yr Fixed
15-Yr Fixed
20-Yr Fixed
10-Yr Fixed
7/1 ARM
5/1 ARM
3/1 ARM
1/1 ARM
Starting month/year
+ Prepayment options
Interest -
Principal -
Your Payment
Your Payment:
(Principal & Interest)
Total interest paid:
Total of payments:
Payoff date:
Get pre-approved for your mortgage
Click [+] to see month by month breakdown.
Add result to compare Compare results (0) Reset Print
Principal and interest portions for the initial payment.
  These change as the loan progresses.
  Click on "See Details" for payment-by-payment breakout of amortization schedule.
  Due to rounding, interest costs among comparisons with annual and biweekly prepayments may differ by a few cents.
Return to calculator
Calculating your amortization schedule...

NOTE: This calculator updates automatically as you move from field to field using the "tab" key. If you're entering prepayment information, click the "calculate" button to see the final results.