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Mortgage Calculator

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Mortgage calculator - calculate payments, see amortization and compare loans

In just 4 simple steps, this free mortgage calculator will show you your monthly mortgage payment and produce a complete payment-by-payment mortgage amortization schedule. You can also see the savings from prepaying your mortgage using 3 different methods!

Tour
Enter loan amount
Interest rate(%)
Loan term
30-Yr Fixed
15-Yr Fixed
20-Yr Fixed
10-Yr Fixed
7/1 ARM
5/1 ARM
3/1 ARM
1/1 ARM
Starting month/year
+ Prepayment options
Interest -
Principal -
Your Payment
Your Payment:
(Principal & Interest)
Total interest paid:
Total of payments:
Payoff date:
Get pre-approved for your mortgage
Click [+] to see month by month breakdown.
Add result to compare Compare results (0) Reset Print
X
Principal and interest portions for the initial payment.
  These change as the loan progresses.
  Click on "See Details" for payment-by-payment breakout of amortization schedule.
  Due to rounding, interest costs among comparisons with annual and biweekly prepayments may differ by a few cents.
Return to calculator
Reset
Calculating your amortization schedule...

NOTE: This calculator updates automatically as you move from field to field using the "tab" key. If you're entering prepayment information, click the "calculate" button to see the final results.