Wondering if the income needed to buy a home in the top 50 metro areas is starting to decline? Hint: Not yet.

Wondering if the income needed to buy a home in the top 50 metro areas is starting to decline? Hint: Not yet.

Ad Disclosure

Mutual of Omaha Mortgage Review 2022

Established 2016

3131 Camino Del Rio N 1100, San Diego, CA 92108

NMLS #1025894


Mutual of Omaha Mortgage is a newer company but under the very-established umbrella of Mutual of Omaha. The offer a variety of loan options for Refinance and New Home Purchases products. Customers who are looking to shop around will need to apply in order to review the rates available to them.

Good Fit For:

Customers who want to work with a lender with a history tracing back to 1909 while experiencing modern-day touches like a fully-online experience and mobile app.


  • Large variety of products offered from a long-established brand
  • Some retail locations available as well as a mobile app.

Things to keep in mind:

  • Rates are not displayed on their site
  • No home equity loans or HELOC products


Purchase Options

  • Conventional
  • FHA
  • VA
  • Jumbo Loan
  • USDA
  • Investor (non-owner-occupied)

Refinance Options

  • Rate and Term
  • Cash-out Refinance
  • FHA Streamline
  • VA Streamline

Customer Experience

Mutual of Omaha Mortgage is a California-based mortgage lender that was established in 2016, though their parent company, Mutual of Omaha, has been in operation since 1909 so it’s a name that many consumers are familiar with.

They offer a standard assortment of Refinance and New Home Purchase Loans. New Home Purchase terms are 10, 15, 20, 25, & 30-years, and they offer FHA loans for first-time homebuyers and VA loans for eligible service members. For Refinance loans, they offer traditional rate-and-term loans and also the ability to take a cash-out refinance. Additionally, Mutual of Omaha Mortgage also offers FHA & VA streamline refinance products.

Mutual of Omaha Mortgage’s rates are not displayed so customers will have to apply in order to properly evaluate their products. They provide options to apply online and they also have a mobile app available for added flexibility. There are even some retail locations around the U.S. but only in select areas, so be sure to search for your local branch if you want an in-person experience.


  • Reviewer
  • A+
  • [ 4.7/ 5]
  • [ 4.8/ 5]
  • [ 4.7/ 5]
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