Source: Office of Thrift Supervision
Alias "National Average Cost of Funds Ratio to OTS-Regulated, SAIF-Insured Institutions"
| Announcement Date |
Index Month |
Index Value |
| 03/15/2010 | January 2010 | 1.98000 |
| 04/15/2010 | February 2010 | 1.94000 |
| 05/14/2010 | March 2010 | 1.90000 |
| 06/15/2010 | April 2010 | 1.83000 |
| 07/15/2010 | May 2010 | 1.80000 |
| 08/16/2010 | June 2010 | 1.78000 |
| 09/15/2010 | July 2010 | 1.74000 |
| 10/15/2010 | August 2010 | 1.70000 |
| 11/15/2010 | September 2010 | 1.66000 |
| 12/15/2010 | October 2010 | 1.62000 |
| 01/14/2011 | November 2010 | 1.57000 |
| 02/15/2011 | December 2010 | 1.53000 |
| Announcement Date |
Index Month |
Index Value |
| 03/15/2011 | January 2011 | 1.48000 |
| 04/15/2011 | February 2011 | 1.44000 |
| 05/16/2011 | March 2011 | 1.43000 |
| 06/15/2011 | April 2011 | 1.39000 |
| 07/15/2011 | May 2011 | 1.37000 |
| 08/15/2011 | June 2011 | 1.34000 |
| 09/15/2011 | July 2011 | 1.31000 |
| 10/14/2011 | August 2011 | 1.28000 |
| 11/15/2011 | September 2011 | 1.25000 |
| 12/15/2011 | October 2011 | 1.22000 |
| 01/17/2012 | November 2011 | 1.20000 |
| 02/15/2012 | December 2011 | 1.16000 |
| Announcement Date |
Index Month |
Index Value |
| 02/15/2012 | December 2011 | 1.16000 |
The average cost of funds ratio is defined as the sum of the period interest paid and accrued on deposits (excluding escrow deposits), FHLB advances, and other borrowings, divided by the average period balance of deposits (excluding escrow deposits), FHLB advances, and other borrow-ings. The median cost of funds is the midpoint value of individual institutions' cost of funds ratios.
The series reflects cost of funds for OTS-Regulated, SAIF Insured Institutions. The OTS does not regulate all SAIF-Insured Institutions and non-regulated institutions are not required to file Thrift Financial Reports nor monthly Cost of Funds reports.
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