We research, you save.

VA mortgage rates today


Mortgages guaranteed by the United States Department of Veterans Affairs (VA) are available to active-duty and retired military personnel and their families. These home loans are available with no money down, have credit score requirements that are far more flexible than conforming mortgages and do not require borrowers to pay mortgage insurance. However, VA mortgage borrowers must pay a “funding fee” which can be around 3 percent of the loan amount.

VA mortgage loans are capped at $417,000 in most areas of the country; however, they can be as high as $1.094 million in certain high-cost areas of the country. Since the VA is not the lender of these loans, but instead guarantees them, individual lenders are responsible for setting interest rates and closing costs. Borrowers are encouraged to shop around to compare mortgage rates and closing costs between several different VA mortgage lenders. VA borrowers must show lenders a Certificate of Eligibility that proves you’re qualified to receive VA financing.

Current VA mortgage rates in the United States

  • $200k Loan for Under $803/Month
  • Free Home Mortgage Rate Quotes.
  • Compare Rates from Up to 5 Lenders.
  • Lock in Your Low Rate Today!
  • Today's Rate: 2.75% (3% APR)
  • Get Your Free Quotes from Top Lenders!

Mortgage refinance rates in VA

3.250% Rate

VA 15 Yr.

3.707% APR

$1,405 / month (est)

Learn More

Updated 4/23/2014

  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Call Now

  • Free Home Mortgage Quotes.
  • A Few Minutes Could Save You Hundreds
  • One Simple Form, Multiple Quotes.
  • Get a Lower Interest Rate Today!
  • Low 10-Yr, 15-Yr, 30-Yr Rates. 3.3 APR*
  • Get a Quote in 30 Seconds! No SSN.
  • No Harassing Calls. Just One Bank.
  • Today's Low Mortgage Rates!