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VA mortgage rates today

 

Mortgages guaranteed by the United States Department of Veterans Affairs (VA) are available to active-duty and retired military personnel and their families. These home loans are available with no money down, have credit score requirements that are far more flexible than conforming mortgages and do not require borrowers to pay mortgage insurance. However, VA mortgage borrowers must pay a “funding fee” which can be around 3 percent of the loan amount.

VA mortgage loans are capped at $417,000 in most areas of the country; however, they can be as high as $1.094 million in certain high-cost areas of the country. Since the VA is not the lender of these loans, but instead guarantees them, individual lenders are responsible for setting interest rates and closing costs. Borrowers are encouraged to shop around to compare mortgage rates and closing costs between several different VA mortgage lenders. VA borrowers must show lenders a Certificate of Eligibility that proves you’re qualified to receive VA financing.

Current VA mortgage rates in the United States

  • $200k Loan for Under $790/Month
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www.guidetolenders.com
  • Today's Rate: 2.75% (3% APR)
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www.lowermybills.com

Mortgage refinance rates in VA

3.750% Rate

VA 30 Yr.

4.105% APR

$926 / month (est)

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Updated 4/17/2014

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www.hsh.com
  • 2.375% Mortgage Rates
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  • Save $1000s (2.79% APR)
www.ratezip.com