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Home Loan Calculators

If you’re shopping for a mortgage, a financial calculator designed to answer specific mortgage questions can go a long way toward making your course of action clear in just a few clicks.

You might be asking yourself, What kind of monthly payment does a specific loan amount, loan term, and interest rate translate into? How far will my mortgage balance drop after 7 years? How soon can my refinance pay for itself? How much do I need to make each month to qualify for a mortgage of a certain size?

For each of these questions and more, there’s a financial calculator here suited to your needs. HSH.com’s quick mortgage payment calculator—the Basic Loan Payment Calculator—gives you your monthly principal and interest payment with just three inputs. The Fast Amortization Calculator goes further, breaking down principal and interest payments month by month for the full term of your mortgage. This is just the start of what you can do with this suite of mortgage calculators.

With HSH.com’s mortgage calculators, complex financing decisions become simpler. This free resource puts you in control: you can run the numbers to confirm a mortgage lender’s figures or become comfortable with different home loan scenarios before getting in touch with a lender.


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Calculators for Homeowners

Refinance Calculator - HSH.com's TriRefi℠ Calculator

The TriRefi calculator allows you to run the numbers for a Traditional Refinance, a Low-Cash-Out Refinance and a No-Cash-Out Refinance so you can determine which is best for you.

PreFi℠ Prepayment Refinance Calculator

Can't or won't refinance, but still want to save money on your existing mortgage? How about a "prepayment refinance", where sending a few extra dollars each month can get you the equivalent savings of a refinance, without the cost or hassle?

LowerRate℠ Mortgage Prepayment Calculator

Missed the bottom for interest rates when you refinanced? Wish you had a lower rate on your mortgage? Want the same savings you would have got it you had just timed your purchase or refinance correctly? You decide the rate you want your mortgage to be, and HSH will tell you how you can get it without a new refinance.

It's My Term℠ Prepayment Calculator

See how much you need to add to your monthly payment to pay off your loan by the time your kids go to college or you retire or any other time goal. This calculator helps you see savings over time by terminating your loan early.

RoundUp℠ Prepayment Calculator

See how you can save thousands over time by making small prepayments of just a few dollars every month. This calculator shows savings you can get if you round up your payment to the nearest dollar. Start saving now!

Underwater Mortgage Calculator - KnowEquity When℠

Home and mortgage underwater? Know when you won't be. KnowEquity When will give you the date when you've reached equity break-even based upon amortization, prepayment and home price appreciation. Learn when you can sell your home with no shortage to cover out-of-pocket and more.

Underwater Mortgage Calculator - KnowEquity How℠

Home underwater? Have a goal in mind when you want or need to have your home and mortgage back in balance? Give us the date, and KnowEquity How will tell you the combination of amortization, prepayment and price appreciation you'll need to hit your goal, whether it's a break even zero percent equity level or the full recovery of your home's purchase price.

Refinance Calculator- Should I Refinance My Mortgage?

Compare old vs. new loans, including "no-cost" and cash-out scenarios. The best on the web!

Mortgage Prepayment Calculator

Find out how much you need to pay to end your loan within a certain time.

Want more personalized results?

Compare mortgages rates in your area and then calculate your monthly payments.

Calculators for Homeowners and Homebuyers

Mortgage Calculator: Mortgage Amortization Calculator and Schedule

The classic. Generate an amortization schedule, use monthly or bi-weekly payments; see the effects of prepayments.

Private Mortgage Insurance Calculator

Figure out your monthly PMI Payment that may be in addition to your monthly PITI payment.

PMI and Loan Amortization Schedule

Another way to figure out monthly payments and how you can get the home of your dreams.

Basic Loan Payment Calculator

Quickly calculate your mortgage payment. As easy as 1-2-3.

Monthly Payments Per $1000 and Total Cost (principal and interest combined)

This will allow you to estimate your monthly principal and interest payments for any fixed rate mortgage.

Fast Amortization Calculator

Quickly and easily create an amortization schedule.

Credit Grade Calculator

Begin to figure our your 'credit score' A, B, C, D in order to determine how it will affect the rate you can get.

More Calculators

More Financial Calculators like comparing loans, future values, closing costs etc.

Calculators for Homebuyers

Rent versus Buy Calculator

While purchasing a home is often the better option, there are times when renting may be a better choice. This calculator helps you determine what may be best for you.

FeePay BestWay℠ Closing Cost Calculator

Buying a home? Expect to find mortgage fees and closing costs. You're going to pay. A lot. But how? What's the best way? Pay them all now... or a little bit at a time?

How Much House Can I Afford?

Another way to figure out monthly payments and how you can get the home of your dreams.

Income Qualification Calculator

Discover how much income you need to afford a certain monthly payment.

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