Renovation financing
Turning a house into a dream home that's the power of renovation.Whether you are looking to purchase or refinance a property in need of improvement, renovation financing can provide you with a way to take your unique vision and transform your property into your ideal home. Your loan amount is based on the increased value of the home after improvements are made, so you can make almost any change.

More money the loan amount is based on the value of your home after the improvements have been made
Lower monthly payments purchase and improvements or existing mortgage balance and improvements are financed simultaneously, so renovation costs are spread out through the entire term of the loan
Single-close simplicity just one application, one set of fees and closing costs and one monthly payment
Low Down Payment Option Programs with low down payment for qualified borrowers

New construction financing
Building a new home comes with its own set of financing needs. As the nation's #1 new construction lender, Wells Fargo HomeMortgage has the products and capabilities to simplify the experience.(1)With features built to simplify, you can focus on watching your home take shape, knowing your funding is in place and your rates are protected.

Selection Wide range of products and programs designed exclusively for the new construction customer
Speed Competitive interest rates and fast loan approvals, including PriorityBuyer® preapprovals within minutes for the majority of homebuyers(2)
Security Lock in your interest rates and be protected from market fluctuations for up to 12 months(3)
Options fixed- and adjustable-rate mortgage programs

Firm up, freshen up from the ground up! For information on our renovation and new construction financing options, call today or visit my website at www.petermcnally.net.

PeterMcNally
Renovation Specialist
New Construction Specialist
Private Mortgage Banker
433 North Camden Drive
Beverly Hills, CA 90210
310-285-5962 Phone
peter.mcnally@wellsfargo.com

1. Based on 2008 yearendMarkeTrac® data.
2. A PriorityBuyer® preapproval is based on our preliminary reviewof credit information only and is not
a commitment to lend.Wewill be able to offer a loan commitment upon verification of application
information, satisfying all underwriting requirements and conditions, and providing an acceptable
property, appraisal and title report.
3. A non-refundable closing cost commitment deposit will be required for a lock ranging from3
months to 12months on qualified products. An extended lock/commitment feemay be required for a
lock ranging from4months to 12months on qualified products. Due to daily pricing variations
between products, you are encouraged to work with your homemortgage consultant to ensure that
pricing available on the Builder Best® lock feature that you choose is themost advantageously priced
Builder Best® lock feature for you.
Information is accurate as of date of printing and is subject to changewithout notice.
Wells Fargo HomeMortgage is a division ofWells Fargo Bank, N.A. © 2009Wells Fargo Bank, N.A .
All rights reserved. #68009 11/09-2/10.