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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

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The salary you must earn to buy a home in the 50 largest metros Updated on:

National data and all 50 metros, sorted alphabetically

How much salary do you need to earn in order to afford the principal, interest, taxes and insurance payments on a median-priced home in your metro area?

Metro Area 30-Year Fixed Mortgage Rate % Change from 1Q22 Median Home Price % Change from 1Q22 Monthly Payment (PITI) Salary Needed
National 5.48% +1.47% $413,500 +11.16% $2,232.86 $95,693.82
Atlanta 5.48% +1.47% $379,700 +8.39% $2,012.24 $86,238.84
Austin 5.48% +1.47% $613,200 +13.41% $3,423.61 $146,726.15
Baltimore 5.48% +1.47% $396,200 +12.91% $2,187.02 $93,729.53
Birmingham 5.48% +1.47% $318,800 +10.12% $1,642.56 $70,395.31
Boston 5.48% +1.47% $722,200 +13.02% $3,889.21 $166,680.51
Buffalo 5.48% +1.47% $237,200 +17.25% $1,512.81 $64,834.57
Charlotte 5.48% +1.47% $414,300 +9.06% $2,125.56 $91,095.28
Chicago 5.48% +1.47% $370,100 +13.74% $2,223.31 $95,284.85
Cincinnati 5.48% +1.47% $277,900 +13.75% $1,538.52 $65,936.59
Cleveland 5.48% +1.47% $225,600 +17.07% $1,348.23 $57,781.38
Columbus 5.48% +1.47% $322,200 +17.46% $1,799.97 $77,141.44
Dallas 5.48% +1.47% $408,200 +11.71% $2,376.33 $101,842.56
Denver 5.48% +1.47% $695,800 +5.07% $3,480.14 $149,148.99
Detroit 5.48% +1.47% $271,100 +20.86% $1,550.45 $66,447.89
Hartford 5.48% +1.47% $337,400 +15.95% $2,132.94 $91,411.76
Houston 5.48% +1.47% $357,200 +7.98% $2,112.18 $90,522.01
Indianapolis 5.48% +1.47% $303,300 +11.67% $1,589.14 $68,106.01
Jacksonville 5.48% +1.47% $396,000 +8.23% $2,119.53 $90,837.11
Kansas City 5.48% +1.47% $326,100 +13.47% $1,791.39 $76,773.98
Las Vegas 5.48% +1.47% $485,400 +5.27% $2,405.05 $103,073.64
Los Angeles 5.48% +1.47% $825,700 +4.19% $4,217.47 $180,748.69
Louisville 5.48% +1.47% $263,500 +11.94% $1,422.17 $60,950.24
Memphis 5.48% +1.47% $288,000 +11.07% $1,548.05 $66,344.85
Miami 5.48% +1.47% $589,000 +11.13% $3,073.35 $131,714.82
Milwaukee 5.48% +1.47% $364,600 +22.02% $2,044.55 $87,623.67
Minneapolis 5.48% +1.47% $387,200 +8.83% $2,139.31 $91,684.93
Nashville 5.48% +1.47% $418,500 +8.08% $2,137.26 $91,596.81
New Orleans 5.48% +1.47% $300,600 +6.94% $1,644.24 $70,467.28
New York City 5.48% +1.47% $621,000 +7.42% $3,644.46 $156,191.23
Oklahoma City 5.48% +1.47% $231,900 +17.00% $1,359.79 $58,276.52
Orlando 5.48% +1.47% $430,000 +7.53% $2,285.96 $97,969.86
Philadelphia 5.48% +1.47% $346,300 +16.25% $2,062.67 $88,400.24
Phoenix 5.48% +1.47% $496,000 +4.53% $2,453.09 $105,132.59
Pittsburgh 5.48% +1.47% $215,000 +15.78% $1,268.86 $54,379.57
Portland 5.48% +1.47% $616,300 +8.03% $3,174.24 $136,039.01
Providence 5.48% +1.47% $457,700 +12.54% $2,600.08 $111,431.87
Raleigh 5.48% +1.47% $477,600 +8.77% $2,452.03 $105,087.14
Richmond 5.48% +1.47% $391,900 +10.55% $2,030.70 $87,030.01
Riverside/San Bernardino 5.48% +1.47% $585,000 +4.46% $3,009.72 $128,987.85
Sacramento 5.48% +1.47% $570,000 +4.59% $2,993.71 $128,301.93
Salt Lake City 5.48% +1.47% $605,000 +8.64% $2,982.45 $127,819.09
San Antonio 5.48% +1.47% $349,500 +8.84% $2,030.45 $87,019.21
San Diego 5.48% +1.47% $965,900 +6.73% $4,839.14 $207,391.93
San Francisco 5.11% +1.25% $1,550,000 +12.32% $7,424.45 $318,190.69
San Jose 5.11% +1.25% $1,900,000 +1.33% $8,982.85 $384,979.14
Seattle 5.48% +1.47% $818,900 +9.74% $4,168.82 $178,663.57
St Louis 5.48% +1.47% $258,000 +19.06% $1,482.66 $63,542.63
Tampa 5.48% +1.47% $411,000 +8.19% $2,179.27 $93,397.14
Virginia Beach 5.48% +1.47% $336,400 +16.04% $1,807.66 $77,471.09
Washington, D.C. 5.48% +1.47% $626,700 +13.33% $3,311.05 $141,901.97
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