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The salary you must earn to buy a home in the 50 largest metros Updated on:

National data and all 50 metros, sorted alphabetically

How much salary do you need to earn in order to afford the principal, interest, taxes and insurance payments on a median-priced home in your metro area?

Metro Area 30-Year Fixed Mortgage Rate % Change from 3Q21 Median Home Price % Change from 3Q21 Monthly Payment (PITI) Salary Needed
National 3.25% +0.21% $361,700 -0.39% $1,613.19 $69,136.60
Atlanta 3.25% +0.21% $339,500 +4.24% $1,466.93 $62,868.41
Austin 3.25% +0.21% $485,400 -2.61% $2,298.24 $98,496.15
Baltimore 3.25% +0.21% $353,800 -4.46% $1,612.07 $69,088.72
Birmingham 3.25% +0.21% $276,200 +0.95% $1,153.38 $49,430.66
Boston 3.25% +0.21% $635,700 -3.36% $2,807.87 $120,337.24
Buffalo 3.25% +0.21% $216,700 -6.51% $1,183.14 $50,706.02
Charlotte 3.25% +0.21% $370,300 +1.87% $1,524.67 $65,343.09
Chicago 3.25% +0.21% $318,100 -5.83% $1,647.35 $70,600.57
Cincinnati 3.25% +0.21% $244,500 -3.55% $1,126.68 $48,286.30
Cleveland 3.25% +0.21% $195,700 -8.08% $1,004.94 $43,068.96
Columbus 3.25% +0.21% $272,800 -4.72% $1,285.04 $55,073.33
Dallas 3.25% +0.21% $350,000 +1.39% $1,715.16 $73,506.91
Denver 3.25% +0.21% $617,600 +0.46% $2,462.10 $105,518.61
Detroit 3.25% +0.21% $240,800 -7.21% $1,154.38 $49,473.50
Hartford 3.25% +0.21% $295,000 -6.26% $1,621.50 $69,493.02
Houston 3.25% +0.21% $316,900 +2.26% $1,580.75 $67,746.51
Indianapolis 3.25% +0.21% $269,100 +0.04% $1,148.66 $49,228.38
Jacksonville 3.25% +0.21% $347,000 +2.36% $1,523.13 $65,277.13
Kansas City 3.25% +0.21% $279,400 -1.38% $1,285.61 $55,097.43
Las Vegas 3.25% +0.21% $428,400 +4.03% $1,691.04 $72,473.11
Los Angeles 3.25% +0.21% $797,900 -7.32% $3,227.18 $138,307.54
Louisville 3.25% +0.21% $242,100 -1.38% $1,065.57 $45,667.47
Memphis 3.25% +0.21% $260,700 +2.64% $1,145.58 $49,096.42
Miami 3.25% +0.21% $500,000 +2.04% $2,134.83 $91,492.52
Milwaukee 3.25% +0.21% $309,800 -6.97% $1,474.20 $63,179.95
Minneapolis 3.25% +0.21% $352,000 -2.76% $1,595.04 $68,358.91
Nashville 3.25% +0.21% $372,100 +4.70% $1,529.94 $65,568.82
New Orleans 3.25% +0.21% $265,900 -3.45% $1,200.77 $51,461.62
New York City 3.25% +0.21% $566,800 -3.41% $2,783.48 $119,292.14
Oklahoma City 3.25% +0.21% $201,500 +1.51% $1,000.64 $42,884.40
Orlando 3.25% +0.21% $380,000 +4.11% $1,650.53 $70,736.89
Philadelphia 3.25% +0.21% $306,600 -5.60% $1,551.61 $66,497.60
Phoenix 3.25% +0.21% $445,800 +3.77% $1,751.20 $75,051.57
Pittsburgh 3.25% +0.21% $190,000 -5.00% $951.43 $40,775.59
Portland 3.25% +0.21% $546,700 -0.46% $2,271.42 $97,346.51
Providence 3.25% +0.21% $400,500 -3.93% $1,903.68 $81,586.25
Raleigh 3.25% +0.21% $419,000 +3.84% $1,729.48 $74,120.51
Richmond 3.25% +0.21% $347,000 -2.34% $1,453.88 $62,309.27
Riverside/San Bernardino 3.25% +0.21% $530,000 +1.15% $2,181.69 $93,501.07
Sacramento 3.25% +0.21% $515,000 +0.59% $2,180.80 $93,462.87
Salt Lake City 3.25% +0.21% $505,700 +0.98% $1,987.09 $85,160.90
San Antonio 3.25% +0.21% $312,500 +3.86% $1,514.52 $64,907.83
San Diego 3.25% +0.21% $845,000 -0.59% $3,373.99 $144,599.79
San Francisco 3.36% +0.15% $1,310,000 -2.96% $5,268.50 $225,793.07
San Jose 3.36% +0.15% $1,675,000 +1.52% $6,589.97 $282,427.26
Seattle 3.25% +0.21% $700,000 -1.19% $2,868.32 $122,928.10
St Louis 3.25% +0.21% $220,700 -6.36% $1,082.82 $46,406.45
Tampa 3.25% +0.21% $355,000 +4.11% $1,542.99 $66,127.98
Virginia Beach 3.25% +0.21% $285,000 -1.72% $1,266.10 $54,261.60
Washington, D.C. 3.25% +0.21% $537,400 -2.04% $2,330.71 $99,887.40
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