Current 5/1-year Hybrid Adjustable Rate Mortgages (ARMs) from the HSH Survey

Home»Current 5/1-year Hybrid Adjustable Rate Mortgages (ARMs) from the HSH Survey

Current 5/1-year Hybrid Adjustable Rate Mortgages from HSH's editorial survey -- updated daily!

Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts over 2,000 lenders across the country every week -- the same objective survey we've conducted for over 25 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

Lender	State	Phone	Lending Area %	Adjustment period	Term	% down	Rate %	Points	Maximum Loan $1,000	Index
B B & T MORTGAGE	GA	404-897-7680	ALL GEORGIA	5/1	30	20	2.5	0	417	LIBOR
CHASE BANK	OR	503-722-8004	ALL OREGON	5/1	30	20	3.5	0	650	LIBOR
CHASE BANK	FL	727-518-0449	ALL FLORIDA	5/1	30	10	3	0	417	LIBOR
FIRST-CITIZENS BANK	NC	919-716-7121	ALL NORTH CAROLINA	5/1	30	20	2.875	0	417	LIBOR
HUNTINGTON MORTGAGE COMPANY	NJ	800-828-1318	ALL NEW JERSEY	5/1	30	20	3.125	0	750	LIBOR
HUNTINGTON MORTGAGE COMPANY	OH	216-447-4424	NORTHERN OHIO	5/1	30	20	2.875	0	417	LIBOR
RBC BANK USA	NC	919-687-3718	ALL NORTH CAROLINA	5/1	30	20	2.25	1	417	LIBOR
REGIONS BANK	FL	305-541-4545	ALL FLORIDA	5/1	30	20	3.375	0	417	LIBOR
SOVEREIGN BANK	NJ	609-924-4498	ALL NEW JERSEY	5/1	30	20	2.75	0	1000	LIBOR
STERLING SAVINGS BANK	OR	888-287-1597	ALL OREGON	5/1	30	20	2.375	1	417	LIBOR

Be sure to see our other loan samples:
15-Year FRMs	30-Year FRMs	1-Year ARMs

Notes:

All interest rates and terms are subject to change without notice.
These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.