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5/1 Year Adjustable Mortgage Rates (ARM): current mortgage rates form lenders and HSH Editorial Survey

Displaying rates results for: Mortgage refinance in California for $150,000

2.318% APR

5/1 Yr. ARM

2.250% Rate

$579 / month (est)

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Updated 2/12/2013

  • Wholesale Mortgage Rates - California Only
  • Apply Online. Pre-Approved in Minutes.
  • Guaranteed Closing Costs - No Hidden Fees
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http://www.nextinsure.com/ListingDisplay/Click/?C=NjE1MzY4Nw%3d%3d&T=MQ%3d%3d&L=NTU4NjcyMjA%3d&I=ezI2NjgzZTI0LWJmYzAtNGVlOC04OGMzLWU0NDkyYjhhN2NjNX0%3d&U=aHR0cDovL3d3dy5pcmF0ZWxvY2suY29tL2FwcGx5bm93My5hc3B4&S=MTc0NzM5&CAT=MTA%3d

2.024% APR

5/1 Yr. ARM

1.875% Rate

$556 / month (est)

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Updated 2/12/2013

  • Loan programs to fit your every need.
  • Outstanding rates and fees and a staff of seasoned professionals.
  • No hassle, loan process that is quick and efficient.
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2.371% APR

5/1 Yr. ARM

2.125% Rate

$583 / month (est)

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Updated 2/12/2013

  • Direct Lender & Inc 500 Company!
  • In house processing, underwriting, docs & funding!
  • Certified Upfront Mortgage Lender!
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTc1ODYxNw%3d%3d&T=MQ%3d%3d&L=NTMwODY2NTU%3d&I=e2RhYjQ3NGJkLWE5NzktNDAyZi1iOTZhLTVlZjczNGQxNjhiZX0%3d&U=aHR0cDovL3d3dy5pbnRlZ3JpdHlkaXJlY3Rtb3J0Z2FnZS5jb20vcmF0ZS1zcGVjaWFsLWI%3d&S=MTc0NzM5&CAT=MTA%3d

2.696% APR

5/1 Yr. ARM

2.500% Rate

$608 / month (est)

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Updated 2/11/2013

  • PennyMac is a nationally licensed, direct lender--no hidden fees or expenses
  • Great terms and rates on FHA, Conventional and Jumbo loans
  • Ask about our no/low cost and ratelock guarantee programs!
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2.345% APR

5/1 Yr. ARM

2.125% Rate

$581 / month (est)

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Updated 2/12/2013

  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
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2.817% APR

5/1 Yr. ARM

2.625% Rate

$618 / month (est)

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Updated 2/12/2013

  • We specialize in California only wholesale mortgage rates.
  • We can close your loan in as quickly as 21 days
  • Get a free no obligation quote, act now while rates are still at record lows!
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2.696% APR

5/1 Yr. ARM

2.500% Rate

$608 / month (est)

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Updated 2/12/2013

  • A+ Rating with the BBB
  • NO up front fee's, Call or apply on line
  • NMLS # 6606
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTkwOTUxOA%3d%3d&T=MQ%3d%3d&L=NTQ1Mjg4OTk%3d&I=ezU1YWJhYjBkLTcyOGYtNDBjYS1hZjI2LTc0OTJkYWQ5OTBkZX0%3d&U=aHR0cDovL3d3dy5uZXdhbWVyaWNhbmZ1bmRpbmcuY29tL0dldEFRdW90ZS9RdWluU3RyZWV0Lmh0bWw%3d&S=MTc0NzM5&CAT=MTA%3d

2.412% APR

5/1 Yr. ARM

2.250% Rate

$586 / month (est)

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Updated 2/12/2013

  • We offer all government relief programs!
  • The service is free - there is no obligation.
  • Take advantage of historically low rates today!
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2.665% APR

5/1 Yr. ARM

2.500% Rate

$606 / month (est)

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Updated 2/12/2013

  • NO Upfront Lender Fees
  • We offer Purchase, Refinance, Conventional, FHA, VA and USDA loans
  • Direct Lender / No Broker Costs / Exceptional service since 1991
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2.518% APR

5/1 Yr. ARM

2.375% Rate

$594 / month (est)

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Updated 2/12/2013

  • Guaranteed Rates. Lowest Fees.
  • 'Neighborhood' service for your refinance or first-time purchase.
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5/1 years adjustable mortgage rates (ARM) from HSH editorial survey

Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts over 2,000 lenders across the country every week -- the same objective survey we've conducted for over 25 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

List of Areas List of Areas

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

All information is Copyright © 2012 HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.

Lender State Phone Lending Area % Adjustment
period
Term % down
Rate %
Points
Maximum Loan
$1,000
Index
ASSOCIATED BANK IL 847-367-1850 ALL ILLINOIS,WI 5/1 30 20 2.875 0 1000 1YT
CAPITAL ONE BANK HOME LOANS MD 410-872-8440 SOUTH MD,WASH DC,NORTH VA 5/1 30 30 2.75 0 1500 LIBOR
CHASE HOME FINANCE MD 410-992-6660 ALL MARYLAND,SOUTHERN PA 5/1 30 20 3.75 0 600 LIBOR
CITIZENS BANK NH 603-634-7000 ALL NEW HAMPSHIRE,ME 5/1 30 20 2.75 0 417 LIBOR
FIRSTBANK OF COLORADO CO 303-232-2000 DENVER METRO 5/1 30 10 2.625 1 417 1YT
MILFORD FEDERAL SAVINGS BANK MA 800-478-6990 ALL MASSACHUSETTS,RI 5/1 30 20 2.625 0 417 1YT
PHH HOME LOANS MN 952-844-6300 ALL MINNESOTA 5/1 30 10 2.625 0 417 LIBOR
TD BANK ME 207-774-1733 ALL MAINE 5/1 30 20 2.5 0 417 LIBOR
TD BANK NH 603-433-4320 ALL NEW HAMPSHIRE 5/1 30 25 2.75 0 1000 LIBOR
TD BANK MD 301-217-0564 ALL MARYLAND 5/1 30 20 2.5 0 417 LIBOR

 

Be sure to see our other loan samples:
15-Year FRMs30-Year FRMs1-Year ARMs

Notes:

  • All interest rates and terms are subject to change without notice.
  • These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
  • The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
  • Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.