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Today's mortgage rates - September 22, 2017

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As we forecast here last week, mortgage rates bumped higher this week, breaking a string of regular declines. According to Freddie Mac, the average offered rate for conforming 30-year fixed-rate mortgage rose by five basis points (0.05 percent) to 3.83 percent. A similar move was seen in conforming 15-year fixed-rate mortgages as well, with a five basis point lift bringing the average up to 3.13 percent. Hybrid five-one ARMs added just four one hundredths of one percent (0.04), edging up to land at 3.17 percent for the week.

The bump in rates has likely not yet run its course. Underlying interest rates have continued to tick higher in recent days, as markets continue to consider the potential effects of the Fed's balance sheet wind-down and the likelihood of another lift in the federal funds rate before 2017 ends.

Today's rates
3.78%

30-Year Fixed

3.08%

15-Year Fixed

3.15%

5/1 Year ARM

Source: Freddie Mac

Today's mortgage rates from our partners

Personalize your rates and see how your rates change below Displaying Today's Mortgage Rates for a $302320 Refinance loan in Virginia.
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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30 Yr. Fixed
3.874% APR
3.750% Rate - $1,400/ mo
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connect with lender directly.
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
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30 Yr. Fixed
4.050% APR
3.990% Rate - $1,442/ mo
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connect with lender directly.

Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 45 days
Estimated Monthly Payment
Principal and Interest $1,442
Total Monthly Payment $1,442
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

About the Lender

  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
30 Yr. Fixed
4.437% APR
4.375% Rate - $1,510/ mo
Click to
connect with lender directly.

Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 45 days
Estimated Monthly Payment
Principal and Interest $1,510
Total Monthly Payment $1,510
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

About the Lender

  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
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