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Today's mortgage rates - October 19, 2017

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Mortgage rates settled back a little bit this week, according to Freddie Mac, with the average conforming 30-year fixed-rate mortgage taking back half of last weeks rise. With a three basis point decline (0.03 percent), the benchmark mortgage rates eased to 3.88 percent, breaking a six-week string of steppelike increases. The rate for conforming 15-year fixed-rate mortgages shed two basis points, sliding to an average of 3.19 percent, while conforming hybrid 5/1 ARMs rose by one one-hundredth of one percent (0.01) to wobble to 3.17 percent for the week.

Underlying interest rates that influence mortgages have been a touch firmer in the last day or so, but don't seem to have any upward momentum. Most likely, mortgage rates hold steady for at least the next few days, possibly firming just a tad.

Today's rates
3.91%

30-Year Fixed

3.21%

15-Year Fixed

3.16%

5/1 Year ARM

Source: Freddie Mac
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Today's mortgage rates from our partners

Personalize your rates and see how your rates change below Displaying Today's Mortgage Rates for a $302320 Refinance loan in Virginia.
To save more, compare more! On average, people shopping for mortgages compared at least 3 quotes.
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30 Yr. Fixed
4.000% APR
3.875% Rate - $1,422/ mo
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  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
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30 Yr. Fixed
4.050% APR
3.990% Rate - $1,442/ mo
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connect with lender directly.

Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 45 days
Estimated Monthly Payment
Principal and Interest $1,442
Total Monthly Payment $1,442
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

About the Lender

  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
30 Yr. Fixed
4.437% APR
4.375% Rate - $1,510/ mo
Click to
connect with lender directly.

Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 45 days
Estimated Monthly Payment
Principal and Interest $1,510
Total Monthly Payment $1,510
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

About the Lender

  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
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