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Today's mortgage rates - April 28, 2017

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After weeks of sliding lower, mortgage rates reversed course a bit and rose this week. Freddie Mac reported that the average conforming 30-year fixed-rate mortgage increased by six basis points (0.06 percent), climbing back over the 4 percent mark to land at 4.03 percent. Fifteen-year FRMs rose a bit less, adding 4 basis points to reach 3.27 percent for the week, while conforming hybrid 5/1 ARMs saw their initial interest rate edged just two one-hundredths of a percentage point (0.02 percent) higher this week.

The bit of firming in rates wasn't unexpected, especially after the as-expected outcome of France's initial presidential election last Sunday. At the moment, interest rates appear to have used up all their upward momentum and are settling, so the uptrend may not continue into next week.

Today's rates
4.03%

30-Year Fixed

3.27%

15-Year Fixed

3.12%

5/1 Year ARM

Source: Freddie Mac

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Personalize your rates and see how your rates change below Displaying Today’s Mortgage Rates for a $302320 Refinance loan in Virginia.
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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To save more, compare more! On average, people shopping for mortgages compared at least 3 quotes.
  • Direct Lender.
  • Get a free and no obligation rate quote in Virginia.
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30 Yr. Fixed
4.335% APR
4.125% Rate - $1,465/ mo
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  • Direct Mortgage Lender
  • Nationally Competitive Rates
  • Simplifying the Mortgage Process
30 Yr. Fixed
3.897% APR
3.875% Rate - $1,422/ mo

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Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 30 days
Estimated Monthly Payment
Principal and Interest $1,422
Total Monthly Payment $1,422
Estimated Fees at Closing
Processing Fee $895
Total Fees $1,390

About the Lender

  • Direct Mortgage Lender
  • Nationally Competitive Rates
  • Simplifying the Mortgage Process
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
30 Yr. Fixed
3.902% APR
3.875% Rate - $1,422/ mo

Call Now

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connect with lender directly.

Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 30 days
Estimated Monthly Payment
Principal and Interest $1,422
Total Monthly Payment $1,422
Estimated Fees at Closing
Underwriting Fee $999
Total Fees $999

About the Lender

  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
  • Low Mortgage Rates. Everyday.
  • Application to Closing in under 30 days
  • Affordable, fast , easy and eager to serve. That's Rate30
30 Yr. Fixed
4.031% APR
3.990% Rate - $1,442/ mo

Call Now

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connect with lender directly.

Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 30 days
Estimated Monthly Payment
Principal and Interest $1,442
Total Monthly Payment $1,442
Estimated Fees at Closing
Origination Fee $1,495
Total Fees $1,495

About the Lender

  • Low Mortgage Rates. Everyday.
  • Application to Closing in under 30 days
  • Affordable, fast , easy and eager to serve. That's Rate30
  • Low rates, zero cost closings
  • In-house approval, highest standards of integrity
  • Most trusted mortgage lender in the industry
30 Yr. Fixed
4.014% APR
4.000% Rate - $1,444/ mo

Call Now

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Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 45 days
Estimated Monthly Payment
Principal and Interest $1,444
Total Monthly Payment $1,444
Estimated Fees at Closing
Appraisal Fee $495
Total Fees $495

About the Lender

  • Low rates, zero cost closings
  • In-house approval, highest standards of integrity
  • Most trusted mortgage lender in the industry
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
30 Yr. Fixed
3.999% APR
3.875% Rate - $1,422/ mo

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connect with lender directly.
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
30 Yr. Fixed
4.562% APR
4.500% Rate - $1,532/ mo
Click to
connect with lender directly.

Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 45 days
Estimated Monthly Payment
Principal and Interest $1,532
Total Monthly Payment $1,532
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

About the Lender

  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.
30 Yr. Fixed
4.186% APR
4.125% Rate - $1,466/ mo
Click to
connect with lender directly.

Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 45 days
Estimated Monthly Payment
Principal and Interest $1,466
Total Monthly Payment $1,466
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

About the Lender

  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.
Mortgage rates tailored for you
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  • Fixed Mortgage Rates 3.25% APR
  • Lower Refinance Rates, 15yr Fixed
  • (3.25% APR)
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Virginia Interest Rates as low as 2.75% (3.74APR)
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