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Today's mortgage rates - December 05, 2016

The uptrend for mortgage rates continues, if at a little slower pace. Freddie Mac reported that the average 30-year fixed-rate mortgage rose by five basis points in the week of December 1, landing at a new 2016 high of 4.08 percent. Fifteen year fixed rate mortgages marched eleven basis points higher (0.11 percent) to climb to 3.34 percent for the week. Hybrid 5/1 ARMs rose by just three basis points, edging upward to climb to 3.15 percent for the period.

Higher rates are of course having some effect on the market. "With mortgage rates at the highest we've seen this year, borrowers are now backpedaling on refinance opportunities," according to Sean Becketti, the chief economist of Freddie Mac. The onset of the holiday season is likely also to be impacting activity, but mortgage rates aren't yet high enough to seriously curtail activity in homebuying all by themselves.

Today's rates
4.08%

30-Year Fixed

3.34%

15-Year Fixed

3.15%

5/1 Year ARM

Source: Freddie Mac

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Personalize your rates and see how your rates change below Displaying Today’s Mortgage Rates for a $302320 Refinance loan in Virginia.
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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30 Yr. Fixed
4.324% APR
4.125% Rate - $1,465/ mo

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30 Yr Fixed
4.146% APR
4.125% Rate - $776/ mo

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Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 30 days
Estimated Monthly Payment
Principal and Interest $776
Total Monthly Payment $776
Estimated Fees at Closing
Processing Fee $395
Total Fees $890

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30 Yr. Fixed
4.037% APR
4.000% Rate - $1,443/ mo

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30 Yr. Fixed
4.009% APR
3.875% Rate - $1,422/ mo

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30 Yr. Fixed
3.897% APR
3.750% Rate - $1,400/ mo

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30 Yr Fixed
4.744% APR
4.625% Rate - $823/ mo

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Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 30 days
Estimated Monthly Payment
Principal and Interest $823
Total Monthly Payment $823
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

About the Lender

  • We close our loans FAST - many in 30 days or less!
  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
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30 Yr Fixed
4.744% APR
4.625% Rate - $823/ mo

Call Now

Click to
connect with lender directly.

Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 30 days
Estimated Monthly Payment
Principal and Interest $823
Total Monthly Payment $823
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

About the Lender

  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.
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Virginia Interest Rates as low as 3.13% (3.17APR)
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