Statistical Release -- Mortgage Statistics and more

Just below is our weekly Statistical Release. It lists combined mortgage-rate averages that give you a realistic picture of local mortgage markets (useful in high-cost areas).

However, we have several decades' worth of conforming mortgage statistics as well as jumbo mortgage statistics available for purchase.

Our weekly survey of mortgage lenders lets us produce mortgage statistics and competitive analysis services from our database -- we have well over 25 years' worth of current and historical data. Daily statistics and samples of our services and information are available at no cost on our website.

With a market scan that large, we get a keen sense of where the market is and why -- and we tell you where the market is going in the week(s) ahead. Click here to see the latest HSH Market Trends.

Available Statistics Series
  • Hybrid ARM statistics, conforming (more info)
  • Hybrid ARM statistics, jumbo
  • FRM first-mortgage statistics, conforming
  • FRM first-mortgage statistics, jumbo
  • FHA 30-year FRM statistics
  • TCM- and LIBOR-based ARM statistics
  • Home Equity Line-of-credit statistics
  • Home Equity Loan (single disbursement) statistics
  • New Auto Loan statistics
  • Used Auto Loan statistics
Click here for more info on obtaining these statistics
New! Agency jumbo statistics -- also known as expanded conforming and jumbo conforming statistics -- are available exclusively from HSH! Learn more here, or click here to order.
Previous editions of the HSH Statistical Release are archived on the HSH Market Trends blog.

State-by-state combined statistics are here. Metro area combined statistics are here.
HSH National Interest Rate Benchmarks
For Week Ending 11/06/2009
  This Week Month Ago Year Ago Latest Trends
Loan Types Average
Combined Rate		 Average
Points		 Average
Combined Rate		 Average
Points		 Average
Combined Rate		 Average
Points		 Click for Graph
30 Yr FRM 5.41% 0.29 5.34% 0.29 6.74% 0.34
15 Yr FRM 4.83% 0.27 4.78% 0.28 6.38% 0.39
1/1 Yr ARM 4.64% 0.35 4.70% 0.37 5.90% 0.30
3/1 Yr ARM 4.57% 0.22 4.56% 0.21 6.22% 0.29
5/1 Yr ARM 4.66% 0.26 4.67% 0.27 6.52% 0.31
7/1 Yr ARM 5.05% 0.32 5.07% 0.32 6.97% 0.40
10/1 Yr ARM 5.63% 0.31 5.63% 0.32 7.46% 0.50
For information on obtaining conforming and jumbo averages, click here

Statistics reflect owner-occupied 1-4 family and condos: previously occupied homes. The data include both conforming and jumbo loans for "A" credit borrowers and include a wide range of LTV and discount structures. Click here for detailed explanations of the terms and data used above.

Previous editions of the HSH Statistical Release are archived on the HSH Market Trends blog.

HSH National Interest Rate Benchmarks
For Week Ending 11/06/2009
  This Month Month Ago Year Ago Latest Trends
Loan Types Average Rate Average Rate Average Rate Click for Graph
New Auto Loans
All Terms,
FICO 700+		 6.77% 6.83% 7.07%
Used Auto Loans
All Terms,
FICO 700+ 		7.40% 7.41% 7.57%
Home Equity Loans
Fixed Rates,
80% CLTV 		8.12% 8.17% 8.17%
Home Equity Lines
Fully-Indexed,
80% CLTV 		5.46% 5.43% 5.82%
Source: HSHAssociates.com, Pompton Plains NJ
1-800-UPDATES    Compile Date: 11/06/2009    ©2009 HSH Associates
Conforming, Jumbo and FHA data series are available via data license.

Click here for combined statistics on various metropolitan areas.
Current Indexes for Adjustable Rate Mortgages
Last update: 11/06/2009
  Week ending  Month of
  10/30/09 Oct 09
   1 Year Treasury Security 0.39% 0.37%
   3 Year Treasury Security 1.51% 1.46%
   5 Year Treasury Security 2.41% 2.33%
  10 Year Treasury Security 3.49% 3.39%
Lenders/Servicers -- save time and money. Get your ARM indexes
via webservice or email for as little as $55/month.
Click here to find out how!
  Monthly Treasury Average (MTA) Oct 09 0.5442%
  Certificate of Deposit Index (CODI) Oct 09 0.8642%
  11th District Cost of Funds Sep 09 1.272%
  Prime Rate, as of 12/16/08 3.25%
Source: ARMindexes.com