Statistical Release
HSH surveys mortgage lenders across the country each week, and generates mortgage statistics and competitive analysis services from its databases with well over 25 years of current and historical data. Daily statistics and samples of our services and information are available at no cost at http://www.hsh.com/
With a market scan that large, we get a keen sense of where the market is and why -- and we tell you where the market is going in the week(s) ahead. Click here to see the latest HSH Market Trends.
These combined averages give a realistic picture of local mortgage markets, particularly important in high-cost areas.
| Available Statistics Series |
|
Hybrid ARM statistics, conforming (more info)
Hybrid ARM statistics, jumbo
FRM first-mortgage statistics, conforming
FRM first-mortgage statistics, jumbo
FHA 30-year FRM statistics |
TCM- and LIBOR-based ARM statistics
Home Equity Line-of-credit statistics
Home Equity Loan (single disbursement) statistics
New Auto Loan statistics
Used Auto Loan statistics |
| Click here for more information |
|
Legacy data formerly found in the HSH Statistical Release tables can be found here.
HSH National Interest Rate Benchmarks
For Week Ending 05/09/2008 |
| |
This Week |
Month Ago |
Year Ago |
Latest Trends |
| Loan Types |
Average
Combined Rate |
Average
Points |
Average
Combined Rate |
Average
Points |
Average
Combined Rate |
Average
Points |
Click for Graph |
| 30 Yr FRMs | 6.53% | 0.41 | 6.46% | 0.38 | 6.38% | 0.28 |  |
| 15 Yr FRMs | 6.00% | 0.38 | 5.95% | 0.39 | 6.09% | 0.28 | |
| 1/1 Yr ARMs | 6.15% | 0.43 | 6.06% | 0.47 | 5.94% | 0.31 | |
| 3/1 Yr ARMs | 6.18% | 0.37 | 6.19% | 0.39 | 6.17% | 0.34 | |
| 5/1 Yr ARMs | 6.16% | 0.30 | 6.21% | 0.34 | 6.20% | 0.26 | |
| 7/1 Yr ARMs | 6.77% | 0.38 | 6.73% | 0.42 | 6.29% | 0.36 | |
| 10/1 Yr ARMs | 7.29% | 0.54 | 7.27% | 0.51 | 6.36% | 0.37 | |
| For information on obtaining conforming and jumbo averages, click here |
|---|
Statistics reflect owner-occupied 1-4 family and condos: previously occupied homes.
The data include both conforming and jumbo loans for "A" credit borrowers and include a wide range of LTV and discount structures.
Click here
for detailed explanations of the terms and data used above. |
HSH National Interest Rate Benchmarks
For Week Ending 05/09/2008 |
| |
This Month |
Month Ago |
Year Ago |
Latest Trends |
| Loan Types |
Average Rate |
Average Rate |
Average Rate |
Click for Graph |
New Auto Loans
All Terms,
FICO 700+ | 7.61% | 7.14% | 7.61% | |
Used Auto Loans
All Terms,
FICO 700+ | 8.33% | 7.89% | 8.33% | |
Home Equity Loans
Fixed Rates,
80% CLTV | 8.15% | 7.61% | 8.15% | |
Home Equity Lines
Fully-Indexed,
80% CLTV | 8.76% | 6.02% | 8.76% | |
Source: HSHAssociates.com, Pompton Plains NJ
1-800-UPDATES Compile Date: 05/09/2008 ©2008 HSH Associates
| Current Indexes for Adjustable Rate Mortgages |
|---|
| Last update: 05/13/2008 |
|---|
| | Week ending | Month of |
| | 05/09/08 | Apr 08 |
| 1 Year Treasury Security | 1.94% | 1.74% |
| 3 Year Treasury Security | 2.55% | 2.23% |
| 5 Year Treasury Security | 3.07% | 2.84% |
| 10 Year Treasury Security | 3.85% | 3.68% |
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| Monthly Treasury Average (MTA) | Apr 08 | 3.5283% |
| Certificate of Deposit Index (CODI) | Apr 08 | 4.5433% |
| 11th District Cost of Funds | Mar 08 | 3.280% |
| Prime Rate, as of | 04/30/08 | 5.00% |
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