We research, you save.

15 Year Fixed Mortgage Rates: current mortgage rates from lenders in the HSH editorial survey

Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts over lenders across the country every week -- the same objective survey we've conducted for over 30 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

List of Areas List of Areas

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

All information is Copyright © 2013 HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.

Lender State Phone Lending Area % down
Rate %
Points
Maximum Loan
$1,000
ASTORIA FEDERAL SAVINGS NY 516-327-7000 NYC,LONG ISLAND,WESTCHESTER 20 3.5 0 1000
ASTORIA FEDERAL SAVINGS NY 516-327-7000 NYC,LONG ISLAND,WESTCHESTER 20 3.375 0 417
BANK OF AMERICA MORTGAGE WA 206-585-3666 WESTERN WASHINGTON 20 3.5 0 1000
BANK OF THE WEST AZ 520-544-4700 ALL ARIZONA,CO,MN,NE 20 4 0.125 650
BBVA COMPASS BANK TX 713-831-5808 ALL TEXAS 20 3.25 1 417
CHASE HOME LOANS VA 703-641-6200 ALL VIRGINIA,WASH DC,MD 20 3.75 0 417
CHASE HOME LOANS VA 703-641-6200 ALL VIRGINIA,WASH DC,MD 20 4.25 0 1000
COMMERCE BANK MO 314-726-2255 ST LOUIS,JFFRSON,ST CHARLES 10 3.5 0 650
COMMERCE BANK MO 314-726-2255 ST LOUIS,JFFRSON,ST CHARLES 5 3.375 0 417
FIVE STAR BANK NY 716-699-2366 WESTERN NY & FINGER LAKES 20 3.375 0 417
FULTON BANK PA 610-873-4740 ALL PENNSYLVANIA 5 3.5 0 417
GROUP ONE MORTGAGE CORP MI 248-282-1602 ALL MICHIGAN 20 3.5 0 417
HART WEST FINANCIAL, INC AZ 480-596-5151 ALL ARIZONA 25 3.125 0.125 417
HUNTINGTON MORTGAGE COMPANY OH 614-480-6505 ALL OHIO 20 4.25 0 650
HUNTINGTON MORTGAGE COMPANY OH 614-480-6505 ALL OHIO 5 3.625 0 417
HUNTINGTON MORTGAGE COMPANY OH 216-447-4424 NORTHERN OHIO 20 4.25 0 650
MUNICIPAL CREDIT UNION NY 212-238-3501 NEW YORK CITY 5 3.25 0 417
SPENCER SAVINGS BANK NJ 201-703-3800 ALL NEW JERSEY 20 3.25 0 417
US BANK WI 414-444-9408 ALL WISCONSIN 20 3.875 0 650
WEBSTER BANK CT 203-291-7880 ALL CONNECTICUT 20 3.625 0 650

 

Be sure to see our other loan samples:
30-Year FRMs1-Year ARMs5/1-Year Hybrid ARMs

Notes:

  • All interest rates and terms are subject to change without notice.
  • These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
  • The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
  • Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.

  • $200k Loan for Under $790/Month
  • Free Home Mortgage Rate Quotes.
  • Compare Rates from Up to 5 Lenders.
  • Lock in Your Low Rate Today!
guidetolenders.com
  • Today's Rate: 2.75% (3% APR)
  • Get Your Free Quotes from Top Lenders!
www.lowermybills.com
 

Mortgage refinance rates in Virginia

3.375% Rate

15 Yr. Fixed

3.986% APR

$1,418 / month (est)

Learn More

Updated 4/18/2014

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Call Now

  • Free Home Mortgage Quotes.
  • A Few Minutes Could Save You Hundreds
  • One Simple Form, Multiple Quotes.
  • Get a Lower Interest Rate Today!
www.hsh.com
  • Low 10-Yr, 15-Yr, 30-Yr Rates. 3.3 APR*
  • Get a Quote in 30 Seconds! No SSN.
  • No Harassing Calls. Just One Bank.
  • Today's Low Mortgage Rates!
mortgagerates.freerateupdate.com

Current Mortgage Rates in United States

Time Range: 6m 1y 2y 5y (more) Looking for other products?

30-Year Fixed
15-Year Fixed
5/1-Year ARM

Mortgage Rates for Apr. 11 - 18 , 2014*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 4.36% 0.15 4.36%
15 Year Fixed Rate Mortgage 3.53% 0.10 3.53%
30 Year 5/1 ARM 3.06% 0.09 3.06%
*weekly rolling averages

Show graph data