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15 Year Fixed Mortgage Rates: current mortgage rates form lenders and HSH Editorial Survey

Displaying rates results for: Mortgage refinance in California for $150,000

2.824% APR

15 Yr. Fixed

2.750% Rate

$1,023 / month (est)

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Updated 2/12/2013

  • NO Upfront Lender Fees
  • We offer Purchase, Refinance, Conventional, FHA, VA and USDA loans
  • Direct Lender / No Broker Costs / Exceptional service since 1991
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTg5NTU0OQ%3d%3d&T=MQ%3d%3d&L=NTQ1NDI4NjU%3d&I=e2JjZTdkNmY2LTkwNWItNDE1OC05Y2M1LWY1YTY2OWUyNGVhMn0%3d&U=aHR0cHM6Ly9zZWN1cmUtMTAwMy5jb20vZmZzbW9ydGdhZ2UubGFuZGluZy5jb20vaW5kZXguaHRtbA%3d%3d&S=MTc0NzM5&CAT=MTA%3d

3.054% APR

15 Yr. Fixed

2.625% Rate

$1,040 / month (est)

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Updated 2/12/2013

  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTc5OTY3OQ%3d%3d&T=MQ%3d%3d&L=NTQyNzUwMDU%3d&I=ezMyOWEzZTBiLWZkODMtNDZjYS05ZmE0LTA1N2Q5YTAxNGZjZH0%3d&U=aHR0cHM6Ly93d3cuZGlzY292ZXIuY29tL2hvbWUtbG9hbnMvTFAtYWdnMDEtcGEtaGwvP3NjPUgwMDAwMDAwMDAwMDRDTyZjbXBnbmlkPXBhLWhsLUgwMDAwMDAwMDAwMDRDTw%3d%3d&S=MTc0NzM5&CAT=MTA%3d

2.661% APR

15 Yr. Fixed

2.375% Rate

$1,012 / month (est)

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Updated 2/12/2013

  • Loan programs to fit your every need.
  • Outstanding rates and fees and a staff of seasoned professionals.
  • No hassle, loan process that is quick and efficient.
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTc2NjkxOQ%3d%3d&T=MQ%3d%3d&L=NTMyNzQ3NTg%3d&I=ezM3ODk5NTcxLTdlNGUtNDdjMC04YmE0LTkzYTUzYjgzNDcxOH0%3d&U=aHR0cDovL3d3dy5yb3VuZHBvaW50bW9ydGdhZ2UuY29tL2xhbmRpbmcuaHRtbD9pZD0yNA%3d%3d&S=MTc0NzM5&CAT=MTA%3d

2.927% APR

15 Yr. Fixed

2.625% Rate

$1,031 / month (est)

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Updated 2/12/2013

  • We specialize in California only wholesale mortgage rates.
  • We can close your loan in as quickly as 21 days
  • Get a free no obligation quote, act now while rates are still at record lows!
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTg5NzUwNQ%3d%3d&T=MQ%3d%3d&L=NTQ1MjI5NjM%3d&I=ezYwM2U0YzczLTMyNjEtNDQxNy05YzZhLWYxZGYzODhlMmU0OX0%3d&U=aHR0cDovL3d3dy5zZWN1cmVyZXF1ZXN0Zm9ybS5jb20vaWhsZGlyZWN0L2Zvcm0uanNwP3ZlbmRvcktleT0zMzMyNDEwJnNlcnZpY2U9Q1MtUkVGSSZzdGF0ZT1DQSZ0ZXN0PWZhbHNl&S=MTc0NzM5&CAT=MTA%3d

3.230% APR

15 Yr. Fixed

2.750% Rate

$1,053 / month (est)

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Updated 2/12/2013

  • We close many of our loans in 30 days or less!
  • Don't miss your chance to lock in a low fixed-rate and payment today.
  • Rates continue to be at historic lows!
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTc1NDQ1Mw%3d%3d&T=MQ%3d%3d&L=MzAyNDE4NA%3d%3d&I=ezBmYmZhMDg3LTQ1ZDUtNDljMC04Y2Y5LTdjMjcwNTNlNmQ3YX0%3d&U=aHR0cHM6Ly93d3cucXVpY2tlbmxvYW5zLmNvbS9tb3J0Z2FnZS1vcHRpb25zL29ubGluZS1tb3J0Z2FnZS1hcHBsaWNhdGlvbj9xbHM9U1JUX01haW5MbmtzLlJlZml4WENvbnY%3d&S=MTc0NzM5&CAT=MTA%3d

2.783% APR

15 Yr. Fixed

2.375% Rate

$1,020 / month (est)

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Updated 2/12/2013

  • Direct Mortgage Lender
  • Close in as little as 10 days
  • Apply Online. PreApproved in Minutes
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTc1ODU0Ng%3d%3d&T=MQ%3d%3d&L=NTMwODEzNTY%3d&I=e2FjNzg4OGFiLTNhZTMtNGE5OC05ODgwLTk5MzY0MWZmMWM1ZH0%3d&U=aHR0cDovL3d3dy5hbWVyaXNhdmUuY29tLz9zb3VyY2U9MzY5Mw%3d%3d&S=MTc0NzM5&CAT=MTA%3d

2.842% APR

15 Yr. Fixed

2.375% Rate

$1,024 / month (est)

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Updated 2/12/2013

  • Direct Lender & Inc 500 Company!
  • In house processing, underwriting, docs & funding!
  • Certified Upfront Mortgage Lender!
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTc1ODYxNw%3d%3d&T=MQ%3d%3d&L=NTMwODY2Mzk%3d&I=ezk0NTZkZjk1LWQzODUtNGViOS05OTdhLWM4ZmY3M2JmY2Y0M30%3d&U=aHR0cDovL3d3dy5pbnRlZ3JpdHlkaXJlY3Rtb3J0Z2FnZS5jb20vcmF0ZS1zcGVjaWFsLWI%3d&S=MTc0NzM5&CAT=MTA%3d

2.829% APR

15 Yr. Fixed

2.750% Rate

$1,024 / month (est)

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Updated 2/12/2013

  • Zero Lender Fees/Zero Points/Low Rates Guaranteed
  • 10 YR Rate Protection Policy, Apply Online 24/7
  • Instant Online Rate Search and Good Faith Estimate
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2.972% APR

15 Yr. Fixed

2.875% Rate

$1,034 / month (est)

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Updated 2/12/2013

  • Texas based lender
  • Low fees
  • Fast closings
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTc2NjYyMQ%3d%3d&T=MQ%3d%3d&L=NTQ0OTU0MTY%3d&I=ezIzNDIyZGYzLTY2MzctNDBjNC04MWM3LTA1MzMzOWE4OTc2MH0%3d&U=aHR0cDovL3d3dy5zb3V0aGVybmZ1bmRpbmdhbGxpYW5jZS5jb20vbGFuZGluZ1BhZ2UvbHBxLnBocA%3d%3d&S=MTc0NzM5&CAT=MTA%3d

2.919% APR

15 Yr. Fixed

2.500% Rate

$1,030 / month (est)

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Updated 2/12/2013

  • $1,000 Best Rate Guarantee
  • Get online rates, payments and a Good Faith Estimate
  • Skip the salesman. Keep the commission!
Call Now

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15 years fixed mortgage rates from HSH editorial survey

Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts over 2,000 lenders across the country every week -- the same objective survey we've conducted for over 25 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

List of Areas List of Areas

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

All information is Copyright © 2012 HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.

Lender State Phone Lending Area % down
Rate %
Points
Maximum Loan
$1,000
ASSOCIATED BANK WI 414-278-1006 ALL WISCONSIN 20 2.75 0 417
BALLSTON SPA NATIONAL BANK NY 518-885-6781 SARATOGA 20 3 0 417
BANK OF AMERICA FL 386-238-7080 ALL FLORIDA 20 2.75 0.75 417
BANK OF AMERICA HOME LOANS VA 703-660-2660 ALL VIRGINIA,WASH DC 20 2.75 0.625 417
CAMBRIDGE SAVINGS BANK MA 617-864-8700 ALL MASSACHUSETTS 25 2.875 0 417
CANYON COMMUNITY BANK AZ 520-529-5500 ALL ARIZONA 10 2.875 0 417
CHARTER ONE BANK, FSB OH 216-696-0130 NORTHERN OHIO 20 3.125 0 417
CHASE HOME FINANCE MD 410-992-6660 ALL MARYLAND,SOUTHERN PA 20 4.125 0 600
CITIZENS BANK MA 617-282-0592 ALL MA, NEW ENGLAND 20 3.125 0 417
COMERICA BANK AZ 602-297-8450 ALL ARIZONA 20 2.93 0 417
COMERICA MORTGAGE CORP MI 248-371-4500 ALL MICHIGAN 20 2.94 0 417
FIDELITY BANK NC 919-419-6005 ALL NORTH CAROLINA 20 2.625 1 417
FIRST NIAGARA BANK NY 518-270-3232 ALL NEW YORK 5 3 0 417
FIRST NIAGARA BANK NY 585-393-0660 ALL NEW YORK 20 3.25 0 650
FIRSTBANK OF COLORADO CO 303-232-2000 DENVER METRO 5 3 1 417
LAKE FOREST BANK & TRUST IL 847-234-2882 ALL ILLINOIS 20 2.75 0 417
MILFORD FEDERAL SAVINGS BANK MA 800-478-6990 ALL MASSACHUSETTS,RI 20 2.75 0 417
TRI CITY NATIONAL WI 414-761-1610 SOUTHEAST WISCONSIN 5 2.75 0 417
WASHINGTON FEDERAL SAVINGS AZ 520-748-7244 ALL ARIZONA 20 3.875 1 600
WELLS FARGO HOME MORTGAGE WI 414-258-0545 ALL WISCONSIN 20 3.375 0 650

 

Be sure to see our other loan samples:
30-Year FRMs1-Year ARMs5/1-Year Hybrid ARMs

Notes:

  • All interest rates and terms are subject to change without notice.
  • These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
  • The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
  • Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.