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15 Year Fixed Mortgage Rates: current mortgage rates from lenders in the HSH editorial survey

Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts over lenders across the country every week -- the same objective survey we've conducted for over 30 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

List of Areas List of Areas

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

All information is Copyright © 2013 HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.

Lender State Phone Lending Area % down
Rate %
Points
Maximum Loan
$1,000
BANK OF AMERICA MI 313-965-4774 SOUTHERN MICHIGAN 20 3 1.148 417
CHASE BANK MI 313-225-3774 ALL MICHIGAN 20 2.875 0.125 417
CHASE BANK FL 305-443-3969 ALL FLORIDA 30 3.125 0.5 1000
COMMERCE BANK MO 314-726-2255 ST LOUIS,JFFRSON,ST CHARLES 5 3 0 417
DEARBORN FEDERAL SAVINGS BK MI 313-565-3100 DEARBORN METRO 10 2.875 0 417
DOLLAR BANK OH 216-736-8986 ALL OHIO 20 2.625 0 417
FIFTH THIRD BANK IL 773-227-7020 ALL ILLINOIS 20 3.75 0 1000
FIRST SAVINGS BANK NORTHWEST WA 425-255-4400 KING,SNOHOMISH,PIERCE 20 3 1 417
JOHNSON BANK WI 920-225-5500 ALL WISCONSIN 5 2.8 0 417
KEY BANK OR 503-226-7283 PORTLAND METRO 25 2.96 0 417
KEY BANK WA 800-487-8334 ALL WASHINGTON,ID,UT 25 2.96 0 417
MACKINAC SAVINGS BANK FL 800-419-0556 PALM BEACH,DADE,BROWARD 5 3 0 417
MUTUAL OF OMAHA BANK CO 303-346-3600 ALL COLORADO 5 2.875 0 417
NEW ENGLAND CAPITAL MTG CORP MA 781-380-7600 ALL MASSACHUSETTS,NH,RI 20 3.5 0.5 1000
PRINCETON MORTGAGE CORP NJ 609-737-1000 ALL NEW JERSEY,PA(BUCKS) 5 2.875 0 417
RHINEBECK SAVINGS NY 845-229-8188 DTCHS,WCHSTR,PTNM,ORNG,ULST 5 2.875 0 417
SAVINGS BANK OF DANBURY CT 203-743-3849 BRDGWTR,DNBRY,RXBRY,SHRMN 20 2.75 0 417
SHELTER MORTGAGE COMPANY WI 414-362-4640 ALL WISCONSIN 20 3.75 0 1000
STRATEGY MORTGAGE CORP CT 203-618-4444 ALL CONNECTICUT,MA,NY 20 3 0 1500
THE EQUITABLE BANK, SSB WI 414-476-6434 MILWAUKEE METRO 5 2.75 0 417

 

Be sure to see our other loan samples:
30-Year FRMs1-Year ARMs5/1-Year Hybrid ARMs

Notes:

  • All interest rates and terms are subject to change without notice.
  • These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
  • The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
  • Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.

Displaying rates results for: Mortgage refinance in California for $150,000

2.771% APR

15 Yr. Fixed

2.375% Rate

$1,019 / month (est)

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Updated 5/15/2013

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2.690% APR

15 Yr. Fixed

2.500% Rate

$1,014 / month (est)

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Updated 5/15/2013

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2.774% APR

15 Yr. Fixed

2.375% Rate

$1,020 / month (est)

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Updated 5/15/2013

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3.060% APR

15 Yr. Fixed

2.625% Rate

$1,040 / month (est)

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Updated 5/16/2013

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2.644% APR

15 Yr. Fixed

2.375% Rate

$1,010 / month (est)

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Updated 5/14/2013

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2.875% APR

15 Yr. Fixed

2.875% Rate

$1,027 / month (est)

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Updated 5/13/2013

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3.004% APR

15 Yr. Fixed

2.875% Rate

$1,036 / month (est)

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Updated 5/15/2013

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2.608% APR

15 Yr. Fixed

2.375% Rate

$1,008 / month (est)

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Updated 5/15/2013

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2.865% APR

15 Yr. Fixed

2.500% Rate

$1,026 / month (est)

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Updated 5/15/2013

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