15 Year Fixed Mortgage Rates: current mortgage rates from lenders in the HSH editorial survey
Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.
Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts over lenders across the country every week -- the same objective survey we've conducted for over 30 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.
These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.
Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).
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All information is Copyright © 2013 HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.
|Lender||State||Phone||Lending Area||% down
|ASTORIA FEDERAL SAVINGS||NY||516-327-7000||NYC,LONG ISLAND,WESTCHESTER||20||3.5||0||1000|
|ASTORIA FEDERAL SAVINGS||NY||516-327-7000||NYC,LONG ISLAND,WESTCHESTER||20||3.375||0||417|
|BANK OF AMERICA MORTGAGE||WA||206-585-3666||WESTERN WASHINGTON||20||3.5||0||1000|
|BANK OF THE WEST||AZ||520-544-4700||ALL ARIZONA,CO,MN,NE||20||4||0.125||650|
|BBVA COMPASS BANK||TX||713-831-5808||ALL TEXAS||20||3.25||1||417|
|CHASE HOME LOANS||VA||703-641-6200||ALL VIRGINIA,WASH DC,MD||20||3.75||0||417|
|CHASE HOME LOANS||VA||703-641-6200||ALL VIRGINIA,WASH DC,MD||20||4.25||0||1000|
|COMMERCE BANK||MO||314-726-2255||ST LOUIS,JFFRSON,ST CHARLES||10||3.5||0||650|
|COMMERCE BANK||MO||314-726-2255||ST LOUIS,JFFRSON,ST CHARLES||5||3.375||0||417|
|FIVE STAR BANK||NY||716-699-2366||WESTERN NY & FINGER LAKES||20||3.375||0||417|
|FULTON BANK||PA||610-873-4740||ALL PENNSYLVANIA||5||3.5||0||417|
|GROUP ONE MORTGAGE CORP||MI||248-282-1602||ALL MICHIGAN||20||3.5||0||417|
|HART WEST FINANCIAL, INC||AZ||480-596-5151||ALL ARIZONA||25||3.125||0.125||417|
|HUNTINGTON MORTGAGE COMPANY||OH||614-480-6505||ALL OHIO||20||4.25||0||650|
|HUNTINGTON MORTGAGE COMPANY||OH||614-480-6505||ALL OHIO||5||3.625||0||417|
|HUNTINGTON MORTGAGE COMPANY||OH||216-447-4424||NORTHERN OHIO||20||4.25||0||650|
|MUNICIPAL CREDIT UNION||NY||212-238-3501||NEW YORK CITY||5||3.25||0||417|
|SPENCER SAVINGS BANK||NJ||201-703-3800||ALL NEW JERSEY||20||3.25||0||417|
|US BANK||WI||414-444-9408||ALL WISCONSIN||20||3.875||0||650|
|WEBSTER BANK||CT||203-291-7880||ALL CONNECTICUT||20||3.625||0||650|
|Be sure to see our other loan samples:|
|30-Year FRMs||1-Year ARMs||5/1-Year Hybrid ARMs|
- All interest rates and terms are subject to change without notice.
- These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
- The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
- Lenders which offer conforming loans almost always offer jumbo loans as well.
Column heading key
Current Mortgage Rates in United States
Mortgage Rates for Apr. 11 - 18 , 2014*
|Product||Interest Rate||Points||National Average|
|30 Year Fixed Rate Mortgage||4.36%||0.15||4.36%|
|15 Year Fixed Rate Mortgage||3.53%||0.10||3.53%|
|30 Year 5/1 ARM||3.06%||0.09||3.06%|
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