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5/1 ARM Adjustable Rate Mortgage

5/1 ARM chart

5/1-Year ARM

Mortgage Rates for Nov. 29 - Dec. 06 , 2018*

ProductInterest RatePointsNational Average
30-Year Fixed4.75%0.504.75%
15-Year Fixed4.21%0.404.21%
5/1 ARM4.07%0.304.07%
*weekly rolling averages

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6/187/188/189/1810/1811/1812/18
5/1 ARM3.823.843.873.944.084.114.07
Source: Freddie Mac
  • Rate changes: Fully variable, typically changing at one-year intervals; some have shorter change intervals
  • Benefits: Can have lowest interest rates, but qualification may not depend upon today's interest rate
  • Alternative Strategy: Consider Hybrid ARM to ameliorate rate and payment risks for a given period
  • Useful for: Purchasing or refinancing when interest rates are near top of cycle, and are likely to fall, or sale or refinance is anticipated within three years
  • Consider if: Buying or refinancing when income can handle frequent payment changes and worst-case scenario for rates over a four-year period
  • When shopping, ask about: A history of the index the loan is governed by, margin and caps

Here are current 5/1 Year ARM Mortgage Rates

  • LoanDepot, LLC: 6.000% Rate (5.715% APR), $931/ month (est)
  • CloseYourOwnLoan.com: 3.375% Rate (4.736% APR), $663/ month (est)
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr
rates.ratezip.com
  • America's Top Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • FHA, VA, Conventional, Jumbo, Reverse, Fixed Rate, ARM, Cash-out
www.newamericanfunding.com

5/1 ARM rates in Virginia

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6.000% Rate

5/1 Yr. ARM

5.715% APR

$931 / month (est)

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Updated 12/10/2018

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
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3.375% Rate

5/1 Yr. ARM

4.736% APR

$663 / month (est)

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Updated 12/7/2018

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HARP 2.0 Refinance Loan 3.3% FIXED
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HARP 2.0 Refinance Loan 3.3% FIXED
  • No Appraisal, No MAX LTV, 3.9 APR
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