We research, you save.

15 Year Fixed Mortgage Rates: current mortgage rates from lenders in the HSH editorial survey

Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts over lenders across the country every week -- the same objective survey we've conducted for over 30 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

List of Areas List of Areas

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

All information is Copyright © 2013 HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.

Lender State Phone Lending Area % down
Rate %
Points
Maximum Loan
$1,000
BANK OF AMERICA HOME LOANS MA 781-932-7149 ALL MASSACHUSETTS,NH,CT,RI 20 3.375 0.525 417
CAPITAL ONE BANK NY 212-967-9400 ALL NEW YORK 20 3.5 0 417
CHASE BANK MA 800-692-8300 ALL MASSACHUSETTS 20 3.875 0.25 1000
CHASE BANK MA 800-692-8300 ALL MASSACHUSETTS,NH,RI,ME 10 3.75 0.25 417
CITIBANK, FSB VA 703-478-3303 NORTHERN VIRGINIA 20 3.5 0.25 417
CITIZENS BANK MA 617-282-0592 ALL MA, NEW ENGLAND 25 3.5 0 650
CITIZENS BANK NH 603-634-7000 ALL NEW HAMPSHIRE,ME 20 3.375 0 417
EVERGREEN HOME LOANS WA 206-938-8900 ALL WASHINGTON,CA,OR,ID 10 3.75 1 417
FIRST MERIT BANK MI 248-258-5300 SOUTHERN MICHIGAN 20 3.75 0 1000
M & T BANK MORTGAGE DIVISION WA 206-938-0664 ALL WASHINGTON 20 4.375 0 1000
PNC MORTGAGE MI 734-281-5209 WAYNE,OAKLAND,MACOMB 20 3.5 0 850
TD BANK CT 860-832-4077 ALL CONNECTICUT 20 3.562 0 417
TD BANK NH 603-433-4320 ALL NEW HAMPSHIRE 25 3.875 0 1000
TD BANK MA 978-556-1031 ALL MASSACHUSETTS 20 3.562 0 417
THIRD FEDERAL S&L OH 513-458-2300 ALL OHIO 20 3.64 0 417
TRIDENT MORTGAGE COMPANY PA 610-889-7600 DELAWARE,CHESTR,MNTGOMRY,BUCKS 10 3.375 0 417
VALLEY NATIONAL BANK NY 212-867-6242 ALL NEW YORK 20 3.375 0 417
VECTRA BANK CO 720-947-7500 ALL COLORADO 20 3.75 0 500
WELLS FARGO HOME MORTGAGE FL 407-622-2770 ALL FLORIDA 20 3.625 0 417
WELLS FARGO HOME MORTGAGE MD 410-872-1900 ALL MARYLAND 20 3.5 0 417

 

Be sure to see our other loan samples:
30-Year FRMs1-Year ARMs5/1-Year Hybrid ARMs

Notes:

  • All interest rates and terms are subject to change without notice.
  • These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
  • The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
  • Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.

  • $200k Loan for Under $790/Month
  • Free Home Mortgage Rate Quotes.
  • Compare Rates from Up to 5 Lenders.
  • Lock in Your Low Rate Today!
guidetolenders.com
  • Today's Rate: 2.75% (3% APR)
  • Get Your Free Quotes from Top Lenders!
www.lowermybills.com
 

Mortgage refinance rates in Virginia

3.125% Rate

15 Yr. Fixed

3.270% APR

$1,393 / month (est)

Learn More

Updated 4/17/2014

  • Apply & Lock Rate 24/7!
  • View Good Faith Estimate Online 24/7!
  • All Lender & 3rd Party Fees Guaranteed, per Online GFE!
Call Now

3.375% Rate

15 Yr. Fixed

3.890% APR

$1,418 / month (est)

Learn More

Updated 4/17/2014

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Call Now

3.125% Rate

15 Yr. Fixed

3.476% APR

$1,393 / month (est)

Learn More

Updated 4/17/2014

Immediate Rate LockLow FeesExtended Support HoursOffers HARP LoansNational Lender
  • Saving just makes sense. Get $1000 Off Closing Costs.
  • Get a customized quote in minutes.
  • Free 60-day rate lock and no application fee
Call Now

3.125% Rate

15 Yr. Fixed

3.473% APR

$1,393 / month (est)

Learn More

Updated 4/17/2014

National LenderExtended Support HoursFHA Approved LenderOffers HARP LoansMember of BBB
  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process
Call Now

  • Free Home Mortgage Quotes.
  • A Few Minutes Could Save You Hundreds
  • One Simple Form, Multiple Quotes.
  • Get a Lower Interest Rate Today!
www.hsh.com
  • Compare Offers And Get The Best Rate
  • No Fees or Points Options
  • Get A Free Rate Quote Today
www.mortgage-connect.com

Current Mortgage Rates in United States

Time Range: 6m 1y 2y 5y (more) Looking for other products?

30-Year Fixed
15-Year Fixed
5/1-Year ARM

Mortgage Rates for Apr. 11 - 18 , 2014*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 4.36% 0.16 4.36%
15 Year Fixed Rate Mortgage 3.53% 0.11 3.53%
30 Year 5/1 ARM 3.05% 0.09 3.05%
*weekly rolling averages

Show graph data