15 Year Fixed Mortgage Rates: current mortgage rates from lenders in the HSH editorial survey
Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.
Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts over lenders across the country every week -- the same objective survey we've conducted for over 30 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.
These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.
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All information is Copyright © 2014 HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.
|Lender||State||Phone||Lending Area||% down
|BANK OF AMERICA||OR||503-279-3200||ALL OREGON||20||3.75||0.328||1000|
|BANK OF AMERICA HOME LOANS||MI||313-921-7070||DETROIT METRO||20||3.5||0.101||417|
|BANK OF AMERICA HOME LOANS||MD||443-837-0448||ALL MARYLAND||20||3.75||0.061||1000|
|CHARTER ONE MORTGAGE||VA||800-288-5569||ALL VIRGINIA,WASH DC,MD||20||3.625||0||750|
|CHASE BANK||AZ||480-324-1354||ALL ARIZONA||20||3.75||1.25||1000|
|CHASE BANK||FL||727-518-0449||ALL FLORIDA||20||3.5||0.375||417|
|COMMUNITY MUTUAL SAVINGS||NY||914-422-2700||ROCKLAND,PUTNAM,WESTCHESTER||5||3.5||0||417|
|HOMESTREET BANK||OR||503-652-4313||ALL OREGON||20||3.375||0.5||417|
|JOHNSON BANK||WI||920-225-5500||ALL WISCONSIN||20||3.35||0||417|
|LOAN SEARCH||NJ||973-239-7373||ALL NEW JERSEY||10||3||0||417|
|MILFORD FEDERAL SAVINGS BANK||MA||800-478-6990||ALL MASSACHUSETTS,RI||20||2.99||0||417|
|ORITANI BANK||NJ||201-664-5400||ALL NEW JERSEY||20||3.125||0||417|
|PEOPLES STATE BANK||WI||715-842-2191||CENTRAL WISCONSIN||20||3.375||0||417|
|SANTANDER BANK||NJ||609-924-4498||ALL NEW JERSEY||5||3.375||0||417|
|SANTANDER BANK||PA||610-526-6379||EASTERN PA||5||3.375||0||417|
|SANTANDER BANK||PA||610-526-6379||EASTERN PA||20||3.375||0||1000|
|UMB BANK||OK||405-239-5800||ALL OKLAHOMA||20||3.5||0||417|
|VECTRA BANK||CO||720-947-7500||ALL COLORADO||20||3.75||0||500|
|WELLS FARGO HOME MORTGAGE||MO||314-238-1355||ALL MISSOURI||20||3.5||0||417|
|Be sure to see our other loan samples:|
|30-Year FRMs||1-Year ARMs||5/1-Year Hybrid ARMs|
- All interest rates and terms are subject to change without notice.
- These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
- The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
- Lenders which offer conforming loans almost always offer jumbo loans as well.
Column heading key
Current Mortgage Rates in United States
Mortgage Rates for Jul. 25 - Aug. 01 , 2014*
|Product||Interest Rate||Points||National Average|
|30 Year Fixed Rate Mortgage||4.20%||0.16||4.20%|
|15 Year Fixed Rate Mortgage||3.48%||0.11||3.48%|
|30 Year 5/1 ARM||3.15%||0.07||3.15%|
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