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Current 15 Year Fixed Mortgage Rates

15-Year Fixed

Mortgage Rates for Jun. 15 - 22 , 2017*

Product Interest Rate Points National Average
30-Year Fixed 3.90% 0.50 3.90%
15-Year Fixed 3.17% 0.50 3.17%
5/1 ARM 3.14% 0.50 3.14%
*weekly rolling averages

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12/16 1/17 2/17 3/17 4/17 5/17 6/17
15-Year Fixed 3.54 3.39 3.38 3.41 3.30 3.26 3.18
Source: Freddie Mac
  • Rate changes: Never; fully fixed for entire term
  • Benefits: Stable payments; builds equity faster; lower total interest costs than 30-year term
  • Alternative Strategy: Consider 30-year term and prepaying loan to preserve cash-flow flexibility
  • Useful for: Refinancing to lower total interest cost; retiring mortgage more quickly; building or rebuilding equity more quickly
  • Consider if: Buying second home; refinancing to build equity; paying off mortgage before life event (retirement, etc)
  • When shopping, ask about: If 15-year term makes the payment too high, whether 20-year term is available

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simpleloansite.com
  • Fixed Mortgage Rates 3.25% APR
  • Lower Refinance Rates, 15yr Fixed
  • (3.25% APR)
www.ratezip.com

Mortgage Refinance rates in Virginia

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3.000% Rate

15 Yr. Fixed

3.218% APR

$2,088 / month (est)

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Updated 6/23/2017

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3.000% Rate

15 Yr. Fixed

3.180% APR

$2,088 / month (est)

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Updated 6/22/2017

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