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30 Year Fixed Mortgage Rates: current mortgage rates from lenders in the HSH editorial survey

Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts lenders across the country every week -- the same objective survey we've conducted for over 30 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

List of Areas List of Areas

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

All information is Copyright © 2013 HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.

Lender State Phone Lending Area % down
Rate %
Points
Maximum Loan
$1,000
ABACUS FEDERAL SAVINGS BANK NY 212-285-4770 ALL NEW YORK,NJ 20 4.5 0 417
APPLE BANK FOR SAVINGS NY 800-722-6888 ALL NEW YORK 5 4.125 2 417
APPLE BANK FOR SAVINGS NY 800-722-6888 ALL NEW YORK 25 5 0 1250
ASTORIA FEDERAL SAVINGS NY 516-327-7000 NYC,LONG ISLAND,WESTCHESTER 20 4.375 0 1000
ASTORIA FEDERAL SAVINGS NY 516-327-7000 NYC,LONG ISLAND,WESTCHESTER 20 4.125 1.25 417
ASTORIA FEDERAL SAVINGS NY 914-693-2011 RCK,ORNG,WSTC,DTCH,PTNM,ULS 20 4.375 0 1000
BANK OF THE WEST AZ 520-544-4700 ALL ARIZONA,CO,MN,NE 20 4.625 0.5 417
BMO HARRIS BANK WI 262-255-4600 ALL WISCONSIN 20 4.5 0 417
BMO HARRIS BANK WI 262-255-4600 ALL WISCONSIN 20 4.5 0 1000
CHASE HOME LOANS VA 703-641-6200 ALL VIRGINIA,WASH DC,MD 20 4.375 0 1000
FIVE STAR BANK NY 716-699-2366 WESTERN NY & FINGER LAKES 20 4.375 0 417
FULTON BANK PA 610-873-4740 ALL PENNSYLVANIA 5 4.5 0 417
GROUP ONE MORTGAGE CORP MI 248-282-1602 ALL MICHIGAN 20 4.5 0 417
HART WEST FINANCIAL, INC AZ 480-596-5151 ALL ARIZONA 25 4.125 0 417
HUNTINGTON MORTGAGE COMPANY NJ 800-828-1318 ALL NEW JERSEY 25 4.75 0 2000
HUNTINGTON MORTGAGE COMPANY OH 614-480-6505 ALL OHIO 5 4.625 0 417
HUNTINGTON MORTGAGE COMPANY OH 614-480-6505 ALL OHIO 20 5.75 0 650
N V E BANK NJ 201-816-2800 ALL NEW JERSEY 10 4.5 0 417
NATIONAL BANK OF ARIZONA AZ 520-571-1500 ALL ARIZONA 20 4.75 0 1000
PNC BANK OH 614-463-6500 ALL OHIO 20 4.125 0 650

 

Be sure to see our other loan samples:
15-Year FRMs1-Year ARMs5/1-Year Hybrid ARMs

Notes:

  • All interest rates and terms are subject to change without notice.
  • These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
  • The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
  • Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.

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Mortgage refinance rates in Virginia

4.125% Rate

30 Yr. Fixed

4.381% APR

$969 / month (est)

Learn More

Updated 4/18/2014

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3.990% Rate

30 Yr. Fixed

4.216% APR

$954 / month (est)

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Updated 4/17/2014

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4.125% Rate

30 Yr. Fixed

4.477% APR

$969 / month (est)

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Updated 4/18/2014

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4.250% Rate

30 Yr. Fixed

4.455% APR

$984 / month (est)

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Updated 4/18/2014

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Current Mortgage Rates in United States

Time Range: 6m 1y 2y 5y (more) Looking for other products?

30-Year Fixed
15-Year Fixed
5/1-Year ARM

Mortgage Rates for Apr. 11 - 18 , 2014*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 4.36% 0.15 4.36%
15 Year Fixed Rate Mortgage 3.53% 0.10 3.53%
30 Year 5/1 ARM 3.06% 0.09 3.06%
*weekly rolling averages

Show graph data