We research, you save.
Got Questions On Rates? (855) 610-2972

30 Year Fixed Mortgage Rates: Current mortgage rates from lenders in the HSH editorial survey

30-Year Fixed

Mortgage Rates for May 20 - 27 , 2016*

Product Interest Rate Points National Average
30-Year Fixed 3.74% 0.13 3.74%
15-Year Fixed 3.13% 0.08 3.13%
5/1 ARM 3.00% 0.09 3.00%
*weekly rolling averages

Hide graph data
11/15 12/15 1/16 2/16 3/16 4/16 5/16
30-Year Fixed 3.99 4.01 4.02 3.75 3.77 3.73 3.69
  • Rate changes: Never; fully fixed for entire term
  • Benefits: Low, stable payment; usually easiest qualification
  • Alternative Strategy: Consider Hybrid ARM with appropriate fixed period
  • Useful for: Purchasing a home; first-time homebuyers; refinancing to improve cash flow/lower payment
  • Consider if: Buying or refinancing a home and planning on owning for longer than 10 years
  • When shopping, ask about: "Full cost" vs. "No cost" refinances, prepaying loan to shorten term if desired

  • Fixed Mortgage Rates
  • Lower Refinance Rates, Find New Quotes
  • (2.75% APR)
  • Get your Free Quote in Minutes!
  • Lenders Compete for your Business
  • Do you have the Lowest Rate Possible? Find Out Instantly!

Mortgage Refinance rates in Virginia

Ad Disclosure
Sort By :

3.625% Rate

30 Yr. Fixed

3.788% APR

$1,379 / month (est)

Learn More

Updated 5/27/2016

  • Direct Lender. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in Virginia.
  • These rates won't last. Call now and lock-in your low rate!
Call Now

3.375% Rate

30 Yr. Fixed

3.534% APR

$1,337 / month (est)

Learn More

Updated 5/27/2016

  • We close our loans FAST - many in 30 days or less!
  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Call Now

Mortgage rates tailored for you
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
Refinance Rates From 2.875% (3.04% APR)
  • Compare Mortgage Rates.
  • Enjoy Low Mortgage Rates.
  • Short Form to Receive Quotes.
Learn More
VA Loans for Virginia Veterans
  • Check your 2016 VA Home Loan Eligibility Here!
  • VA Loans = No Mortgage Insurance
  • Active or Retired VA Programs Available
Learn More

Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, the below mortgage rates are not advertisements. HSH contacts lenders across the country every week -- the same objective survey we've conducted for over 30 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

List of Areas List of Areas

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

All information is Copyright © 2016, HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.

Lender State Phone Lending Area % down
Rate %
Maximum Loan
B B & T PA 215-968-4444 BUCKS,MONTGMRY,PHILA,CHESTR 20 3.625 0.5 417
BANK OF AMERICA NC 704-386-6188 ALL NORTH CAROLINA 20 3.75 0.043 650
BANK OF AMERICA HOME LOANS FL 305-468-4345 ALL FLORIDA 20 3.875 0.131 417
BANK OF AMERICA MORTGAGE MO 636-305-3370 ALL MISSOURI 20 3.625 0.248 650
FLAGSTAR BANK MI 248-312-5400 ALL MICHIGAN 20 4.375 0 1500
HOMESTREET BANK OR 503-652-4313 ALL OREGON 20 3.75 0 417
JOHNSON BANK WI 920-225-5500 ALL WISCONSIN 20 3.65 0 417
JOHNSON BANK WI 414-304-7000 ALL WISCONSIN 20 3.65 0 417
PNC MORTGAGE CA 619-297-8300 ALL CALIFORNIA 20 4 0 417
PNC MORTGAGE MI 313-253-0720 WAYNE,OAKLAND,MACOMB 20 4.125 0 417
PNC MORTGAGE CA 925-210-8100 ALL CALIFORNIA 20 4 0 417
WASHINGTON FEDERAL AZ 520-748-7244 ALL ARIZONA 20 3.5 1 650
WEBSTER BANK MA 508-679-8181 ALL MASSACHUSETTS,RI 20 3.75 0 650
WEBSTER BANK CT 860-244-8002 ALL CONNECTICUT 10 3.5 0 417
WEBSTER BANK CT 203-291-7880 ALL CONNECTICUT 10 3.5 0 417
WELLS FARGO HOME MORTGAGE AZ 480-927-1684 ALL ARIZONA 20 3.875 0 417


Be sure to see our other loan samples:
15-Year FRMs1-Year ARMs5/1-Year Hybrid ARMs


  • All interest rates and terms are subject to change without notice.
  • These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
  • The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
  • Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.