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Current 30 Year Fixed Mortgage Rates

30-Year Fixed

Mortgage Rates for Apr. 20 - 27 , 2017*

Product Interest Rate Points National Average
30-Year Fixed 4.03% 0.50 4.03%
15-Year Fixed 3.27% 0.40 3.27%
5/1 ARM 3.12% 0.40 3.12%
*weekly rolling averages

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10/16 11/16 12/16 1/17 2/17 3/17 4/17
30-Year Fixed 3.47 3.77 4.20 4.15 4.17 4.20 4.05
Source: Freddie Mac
  • Rate changes: Never; fully fixed for entire term
  • Benefits: Low, stable payment; usually easiest qualification
  • Alternative Strategy: Consider Hybrid ARM with appropriate fixed period
  • Useful for: Purchasing a home; first-time homebuyers; refinancing to improve cash flow/lower payment
  • Consider if: Buying or refinancing a home and planning on owning for longer than 10 years
  • When shopping, ask about: "Full cost" vs. "No cost" refinances, prepaying loan to shorten term if desired

  • Fixed Mortgage Rates 3.25% APR
  • Lower Refinance Rates, 15yr Fixed
  • (3.25% APR)
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Mortgage Refinance rates in Virginia

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4.125% Rate

30 Yr. Fixed

4.335% APR

$1,465 / month (est)

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Updated 4/28/2017

  • Direct Lender.
  • Get a free and no obligation rate quote in Virginia.
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4.500% Rate

30 Yr. Fixed

4.562% APR

$1,532 / month (est)

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Updated 4/30/2017

  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.125% Rate

30 Yr. Fixed

4.186% APR

$1,466 / month (est)

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Updated 4/30/2017

  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
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Mortgage rates tailored for you
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
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Virginia VA Benefit Survey
Check your VA housing benefit eligibility here! You could be eligible for zero down financing up to $417,000.
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