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30 Year Fixed Mortgage Rates: current mortgage rates from lenders in the HSH editorial survey

Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts lenders across the country every week -- the same objective survey we've conducted for over 30 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

List of Areas List of Areas

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

All information is Copyright © 2014 HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.

Lender State Phone Lending Area % down
Rate %
Points
Maximum Loan
$1,000
BANK OF AMERICA FL 954-316-1685 ALL FLORIDA 20 4.25 0.131 650
BANK OF AMERICA HOME LOANS VA 703-660-2660 ALL VIRGINIA,WASH DC 20 4 0.378 1000
CHARTER ONE BANK, FSB OH 216-696-0130 NORTHERN OHIO 20 4.25 0 417
CITIBANK, FSB NY 718-472-3400 ALL NEW YORK 20 4.125 0.5 417
CITIZENS BANK CT 860-526-6410 ALL CONNECTICUT 20 4.25 0 417
CITIZENS BANK RI 401-459-3000 ALL RHODE ISLAND 25 4.125 0 650
COMERICA MORTGAGE CORP MI 248-371-4500 ALL MICHIGAN 20 4.23 0 417
EASTERN BANK MA 800-327-8376 ALL MASSACHUSETTS 20 4.125 0 417
FIFTH THIRD BANK NC 704-688-1435 ALL NORTH CAROLINA 20 4.25 0 417
FIFTH THIRD BANK NC 919-573-1930 ALL NORTH CAROLINA 20 4.25 0 417
FIRSTBANK OF COLORADO CO 303-232-2000 DENVER METRO 20 3.875 0.875 1000
MILFORD FEDERAL SAVINGS BANK MA 800-478-6990 ALL MASSACHUSETTS,RI 20 4.1 0 417
PNC MORTGAGE MI 734-281-5209 WAYNE,OAKLAND,MACOMB 20 4 0 850
SHORE MORTGAGE MI 248-433-3300 DETROIT METRO 20 4.25 0 417
SUNTRUST MORTGAGE VA 804-673-0944 RICHMOND METRO 20 4.25 1 650
THIRD FEDERAL SAVINGS FL 813-289-3671 ALL FLORIDA 20 4.69 0 417
WELLS FARGO HOME MORTGAGE OR 503-225-3574 ALL OREGON 20 4.25 0 417
WELLS FARGO HOME MORTGAGE FL 904-281-9181 ALL FLORIDA 20 4.25 0 417
WELLS FARGO HOME MORTGAGE MN 612-667-2178 ALL MINNESOTA 10 4.125 1 417
WELLS FARGO HOME MORTGAGE FL 407-622-2770 ALL FLORIDA 20 4.125 0 1000

 

Be sure to see our other loan samples:
15-Year FRMs1-Year ARMs5/1-Year Hybrid ARMs

Notes:

  • All interest rates and terms are subject to change without notice.
  • These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
  • The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
  • Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.

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Mortgage refinance rates in Virginia

3.000% Rate

15 Yr. Fixed

3.350% APR

$1,381 / month (est)

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Updated 8/19/2014

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2.750% Rate

15 Yr. Fixed

3.068% APR

$1,357 / month (est)

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Updated 8/19/2014

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3.125% Rate

15 Yr. Fixed

3.476% APR

$1,393 / month (est)

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Updated 8/19/2014

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2.990% Rate

15 Yr. Fixed

3.374% APR

$1,380 / month (est)

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Updated 8/19/2014

  • Competitive rates and no hidden fees
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3.125% Rate

15 Yr. Fixed

3.599% APR

$1,393 / month (est)

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Updated 8/19/2014

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Current Mortgage Rates in United States

Time Range: 6m 1y 2y 5y Looking for other products?

30-Year Fixed
15-Year Fixed
5/1-Year ARM

Mortgage Rates for Aug. 15 - 22 , 2014*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 4.15% 0.23 4.15%
15 Year Fixed Rate Mortgage 3.44% 0.13 3.44%
30 Year 5/1 ARM 3.11% 0.12 3.11%
*weekly rolling averages

Show graph data