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Current 30 Year Fixed Mortgage Rates

30-Year Fixed

Mortgage Rates for Oct. 12 - 19 , 2017*

Product Interest Rate Points National Average
30-Year Fixed 3.88% 0.50 3.88%
15-Year Fixed 3.19% 0.50 3.19%
5/1 ARM 3.17% 0.40 3.17%
*weekly rolling averages

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4/17 5/17 6/17 7/17 8/17 9/17 10/17
30-Year Fixed 4.00 4.01 3.90 3.97 3.90 3.81 3.88
Source: Freddie Mac
  • Rate changes: Never; fully fixed for entire term
  • Benefits: Low, stable payment; usually easiest qualification
  • Alternative Strategy: Consider Hybrid ARM with appropriate fixed period
  • Useful for: Purchasing a home; first-time homebuyers; refinancing to improve cash flow/lower payment
  • Consider if: Buying or refinancing a home and planning on owning for longer than 10 years
  • When shopping, ask about: "Full cost" vs. "No cost" refinances, prepaying loan to shorten term if desired

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Mortgage Refinance rates in Virginia

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3.875% Rate

30 Yr. Fixed

4.000% APR

$1,422 / month (est)

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Updated 10/20/2017

  • Get a free and no obligation rate quote in Virginia.
  • Direct Lender.
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4.375% Rate

30 Yr. Fixed

4.437% APR

$1,510 / month (est)

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Updated 10/20/2017

  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.125% Rate

30 Yr. Fixed

4.186% APR

$1,466 / month (est)

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Updated 10/20/2017

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  • Get an approval to buy a home or refinance your mortgage in minutes.
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Mortgage rates tailored for you
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