How Much House Can You Afford?

Loan Type  Mortgage Refinance
Home Equity Loan or Line
New Home Loan
Debt Consolidation
Property State 
Property Type   Single Family Residence
Multi-family Residence
Condominium
Manufactured/Mobile Home
Credit Rating 
 

Use this handy mortgage calculator to get a pretty good estimate of the property price you can afford. Do not use commas.

Remember -- this is just a guide. Your actual amount will vary depending on a number of factors. Only a lender can give you a more exact figure.

$    Annual Income
$    Monthly Credit Payments
   (Car payments, credit cards, student loan payment etc.)
$    Cash Down Payment
   %    Property taxes
   (1% = $1000 per year for $100K house)
   %     Property Insurance
   (0.5% = $500 a year for $100K house)
   %    Interest Rate (%)
      Loan Term (In Years)