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The HAMP program ended December 31, 2016. Learn about "Flex Modification", HAMP's replacement program.

Metro area definitions

Source: OMB Bulletin 15-01

Metropolitan Area Definitions
State Metro Area Principal counties are italicized; others are counties or portions of counties included in the definition.
AZ Phoenix-Mesa-Scottsdale Maricopa, Pinal
CA Los Angeles-Long Beach-Santa Ana Los Angeles, Orange
CA Sacramento Sacramento, El Dorado, Placer, Yolo
CA San Diego-Carlsbad San Diego
CA San Francisco-Oakland-Hayward San Francisco, Alameda, Marin, San Mateo, Contra Costa
CO Denver-Aurora Adams, Arapahoe, Broomfield, Denver, Douglas, Jefferson, Clear Creek, Elbert, Gilpin, Park
DC/MD/VA Washington, DC- Arlington-Alexandria District of Columbia (DC), Arlington, Fairfax, Farquier, Loudoun, Prince William, Stafford, (VA); Prince George's, Montgomery (MD), Frederick, Calvert, Charles (MD); Clarke, Culpepper, Rappahannock , Spotsylvania, Warren (VA); Jefferson (WV)
FL Miami-Ft. Lauderdale- West Palm Beach Miami-Dade, Broward, Palm Beach
FL Orlando-Kissimmee Orange, Seminole, Lake, Osceola
FL Tampa-St. Pete-Clearwater Pinellas, Hillsborough, Pasco, Hernando
GA Atlanta-Sandy Springs-Marietta Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Henry, Newton, Paulding, Rockdale, Spalding, Walton, Barrow, Bartow, Butts, Carroll, Dawson, Haralson, Heard, Jasper, Lamar, Meriwether, Morgan, Pickens, Pike
IL Chicago-Naperville-Joliet-Elgin Cook, DuPage, Kendall, McHenry, Will, Kane, Lake (IL); Lake, Porter (IN); DeKalb, Grundy (IL); Jasper, Newton, (IN), Kenosha (WI)
MA Boston-Cambridge-Quincy Norfolk, Plymouth, Suffolk, Essex, Middlesex (MA); Rockingham (NH)
MD Baltimore-Towson Anne Arundel, Baltimore, Howard, Queen Anne's, Carroll, Harford
MI Detroit-Warren-Livonia Wayne, Macomb, Oakland, Lapeer, Livingston, St. Clair
MN Minneapolis-St. Paul-Bloomington Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, Sherburne, Washington, Wright (MN), Chisago, Isanti, La Sueur, Mille Lacs, Sibley (MN); Pierce, St. Croix (WI)
MO St. Louis Jefferson, St. Charles, St. Louis (MO); Madison, Monroe, St. Clair (IL); Bond, Calhoun, Clinton, Jersey, Macoupin (IL); Crawford, Franklin, Lincoln, Warren (MO)
NY New York City-Northern NJ-Long Island Bronx, Kings, New York, Queens, Richmond, Nassau, Suffolk, Putnam, Rockland, Westchester (NY); Essex, Hunterdon, Morris, Somerset, Sussex, Union, Bergen, Hudson, Middlesex, Monmouth, Ocean, Passaic (NJ); Dutchess, Orange (NY), Pike (PA)
OH Cleveland-Elmira-Mentor Cuyahoga, Geauga, Lake, Medina, Lorain
OH Cincinnati Butler, Clermont, Hamilton, Warren (OH); Boone, Campbell, Kenton (KY); Brown (OH), Bracken, Gallatin, Grant, Pendleton (KY); Dearborn, Ohio, Union (IN)
OR Portland-Vancouver-Beaverton Clackamas, Multnomah, Washington (OR); Clark (WA); Columbia, Yamhill (OR); Skamania (WA)
PA Philadelphia-Camden-Wilmington Bucks, Chester, Montgomery, Delaware, Philadelphia (PA); Burlington, Camden, Gloucester, Salem, (NJ); New Castle (DE); Cecil (MD)
PA Pittsburgh Allegheny, Beaver, Butler, Lawrence, Washington, Westmoreland; Armstrong, Fayette
TX San Antonio Bexar, Comal, Guadalupe, Altacosa, Bandera, Kendall, Medina, Wilson
TX Houston-Baytown-Sugarland Austin, Brazoria, Chambers, Ft. Bend, Galveston, Harris, Liberty, Montgomery, Waller
TX Dallas-Ft. Worth-Arlington Collin, Dallas, Ellis, Rockwall, Johnson, Tarrant, Denton, Hunt, Kaufman, Hood, Parker, Somervell, Wise
WA Seattle-Tacoma-Bellevue King, Snohomish, Pierce

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