Current 30-Year Fixed Rate Mortgages from HSH's editorial survey -- updated daily!

Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts over 2,000 lenders across the country every week -- the same objective survey we've conducted for over 25 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

List of Areas List of Areas

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

All information is Copyright © 2010 HSH Associates, Financial Publishers, Pompton Plains NJ. All rights reserved.

Lender State Phone Lending Area % down
 Rate %
 Points
 Maximum Loan
$1,000
BANK OF AMERICA NJ 973-586-5303 ALL NEW JERSEY 20 5.625 0 1000
BANK OF AMERICA CT 860-952-6201 ALL CONNECTICUT 20 5.75 0 650
BANK OF AMERICA HOME LOANS MD 410-544-3400 ALL MARYLAND 20 5.875 0 650
CHARTER ONE BANK FSB IL 312-777-8000 ALL ILLINOIS 10 5.125 0 417
CHASE HOME FINANCE NY 212-696-3190 ALL NEW YORK 10 4.75 2 417
CHASE HOME FINANCE NY 516-733-3860 ALL NEW YORK 10 5 0.5 417
CHASE HOME FINANCE PA 215-641-0900 ALL PENNSYLVANIA 5 5 0.5 417
CITIBANK, FSB CT 203-321-4600 ALL CONNECTICUT 20 5 0.375 417
HARRIS BANK IL 630-790-1102 ALL ILLINOIS 20 5.125 0 417
HSBC BANK PA 215-592-0700 ALL PENNSYLVANIA,OH 20 5 0 417
HSBC MORTGAGE NJ 973-939-3050 ALL NEW JERSEY 20 5 0 417
KEY BANK NY 518-449-4082 ALL NEW YORK 5 4.875 0.25 417
KEY BANK NY 845-365-4816 ALL NEW YORK 5 4.875 0.25 417
M & T BANK NY 845-565-3000 SOUTHERN NEW YORK 5 5.13 0 417
M & T BANK NY 518-426-6363 NORTHERN NEW YORK 5 5.13 0 417
M & T BANK NY 212-350-2000 NEW YORK CITY 5 5.13 0 417
M & T BANK VA 703-359-2929 ALL VIRGINIA 5 5.13 0 417
PEOPLES UNITED BANK CT 203-579-7171 ALL CONNECTICUT 20 5 0 417
THE PROVIDENT BANK NJ 732-726-9700 ALL NEW JERSEY 5 5.125 0 417
WELLS FARGO HOME MORTGAGE MN 612-667-2178 ALL MINNESOTA 10 4.875 1 417

Be sure to see our other loan samples:
15-Year FRMs 1-Year ARMs 5/1-Year Hybrid ARMs

Notes:

  • All interest rates and terms are subject to change without notice.
  • These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
  • The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
  • Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.