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30 Year Fixed Mortgage Rates

30 Year Fixed Rate Mortgage

Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts over 2,000 lenders across the country every week -- the same objective survey we've conducted for over 25 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

List of Areas List of Areas

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

All information is Copyright © 2011 HSH Associates, Financial Publishers, Pompton Plains NJ. All rights reserved.

Lender State Phone Lending Area % down
Rate %
Points
Maximum Loan
$1,000
ASTORIA FEDERAL SAVINGS NY 516-327-7000 NYC,LONG ISLAND,WESTCHESTER 20 3.75 0 417
ASTORIA FEDERAL SAVINGS NY 516-327-7000 NYC,LONG ISLAND,WESTCHESTER 25 4.75 0 750
BANK OF AMERICA NC 336-544-0933 ALL NORTH CAROLINA 30 4.25 1 1000
BANK OF AMERICA MORTGAGE MO 314-284-3800 ALL MISSOURI,KS,TN 5 4.375 0 417
BREMER BANK MN 651-770-8441 ALL MINNESOTA 20 4.625 1 650
CLIFTON SAVINGS BANK, SLA NJ 888-562-6727 ALL NEW JERSEY 10 4 0 417
COMERICA BANK AZ 602-297-8450 ALL ARIZONA 20 4.25 0 417
FIRST-CITIZENS BANK NC 919-716-7121 ALL NORTH CAROLINA 20 3.875 0.375 417
FIVE STAR BANK NY 716-699-2366 WESTERN NY & FINGER LAKES 5 4 0 417
GLEN ROCK SAVINGS BANK NJ 973-636-5888 NORTHERN NEW JERSEY 20 4.125 0 1000
GOLDEN MORTGAGE CORP NJ 908-927-9100 ALL NEW JERSEY 20 4.625 0 750
GOLDEN MORTGAGE CORP NJ 908-927-9100 ALL NEW JERSEY 25 4 0 625
GOLDEN MORTGAGE CORP NJ 908-927-9100 ALL NEW JERSEY 20 3.75 0 417
GOLDEN MORTGAGE CORP NJ 908-927-9100 ALL NEW JERSEY 40 5.25 2 417
PNC MORTGAGE CA 925-210-8100 ALL CALIFORNIA 20 4.625 0 417
RBC BANK USA NC 919-687-3718 ALL NORTH CAROLINA 20 3.875 1 417
REGIONS BANK FL 305-541-4545 ALL FLORIDA 20 4 0 417
SOVEREIGN BANK PA 215-451-1626 EASTERN PA 20 4.5 0 1000
SOVEREIGN BANK PA 215-451-1626 EASTERN PA 5 3.99 0 417
SUMMIT CREDIT UNION WI 608-243-5000 ALL WISCONSIN 20 3.875 0 417

 

Be sure to see our other loan samples:
15-Year FRMs 1-Year ARMs 5/1-Year Hybrid ARMs

Notes:

  • All interest rates and terms are subject to change without notice.
  • These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
  • The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
  • Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.