30 Year Fixed Mortgage Rates: current mortgage rates from lenders in the HSH editorial survey
Mortgage Rates for Jun. 26 - Jul. 03 , 2015*
|Product||Interest Rate||Points||National Average|
Hide graph data
- Rate changes: Never; fully fixed for entire term
- Benefits: Low, stable payment; usually easiest qualification
- Alternative Strategy: Consider Hybrid ARM with appropriate fixed period
- Useful for: Purchasing a home; first-time homebuyers; refinancing to improve cash flow/lower payment
- Consider if: Buying or refinancing a home and planning on owning for longer than 10 years
- When shopping, ask about: "Full cost" vs. "No cost" refinances, prepaying loan to shorten term if desired
Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.
Unlike other 'surveys,' and other Web sites, the below mortgage rates are not advertisements. HSH contacts lenders across the country every week -- the same objective survey we've conducted for over 30 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.
These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.
Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).
To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.
All information is Copyright © 2015, HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.
|Lender||State||Phone||Lending Area||% down
|ANCHOR BANK||WI||608-252-8800||ALL WISCONSIN||5||4.05||0||417|
|ASSURED MORTGAGE, INC||WI||262-796-0662||MILWAUKEE METRO||20||4||0||417|
|BANK OF AMERICA HOME LOANS||GA||770-510-4028||ALL GEORGIA||20||4||0.24||650|
|BANK OF AMERICA HOME LOANS||GA||770-510-4028||ALL GEORGIA||20||4.125||0.414||417|
|BANNER BANK||WA||509-892-4673||ALL WASHINGTON||20||4.125||0.25||417|
|FIRST SAVINGS BANK NORTHWEST||WA||425-255-4400||KING,SNOHOMISH,PIERCE||20||4.25||1||417|
|GREEN TREE SERVICING||PA||877-941-4622||ALL PENNSYLVANIA||20||4.25||0||417|
|NATIONAL BANK OF ARIZONA||AZ||520-219-1218||ALL ARIZONA||20||4.25||0||1000|
|PNC MORTGAGE||CA||916-771-4024||ALL CALIFORNIA||20||4.25||0||417|
|REGIONS MORTGAGE||MO||636-386-8072||ALL MISSOURI||5||4.25||0||417|
|SALEM FIVE MORTGAGE CORP||MA||978-745-5555||ALL MASSACHUSETTS,NH,RI,ME||5||4.25||0.75||417|
|SUNTRUST MORTGAGE||VA||703-691-4520||WASHINGTON DC METRO||20||4.1||0||417|
|ULSTER SAVINGS BANK||NY||914-686-0220||SOUTHERN NEW YORK||20||4.5||0||625|
|UNIVERSAL LENDING CORP||CO||303-758-4969||ALL COLORADO||5||4.375||0||417|
|US BANK||OR||503-944-4040||ALL OREGON||20||4.125||0||1000|
|US BANK||CA||415-575-2800||ALL CALIFORNIA||20||4.25||0||417|
|US BANK HOME MORTGAGE||OH||513-458-2700||ALL OHIO||20||4.25||0||417|
|WEBSTER BANK||CT||860-244-8002||ALL CONNECTICUT||10||3.99||0||417|
|WEBSTER BANK||CT||860-244-8002||ALL CONNECTICUT||20||4.125||0||650|
|WELLS FARGO HOME MORTGAGE||NY||631-752-4849||ALL NEW YORK||20||3.625||1||1000|
|Be sure to see our other loan samples:|
|15-Year FRMs||1-Year ARMs||5/1-Year Hybrid ARMs|
Column heading key