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30 Year Fixed Mortgage Rates: current mortgage rates from lenders in the HSH editorial survey

30-Year Fixed

Mortgage Rates for Aug. 21 - 28 , 2015*

Product Interest Rate Points National Average
30-Year Fixed 3.89% 0.12 3.89%
15-Year Fixed 3.23% 0.11 3.23%
5/1 ARM 2.90% 0.08 2.90%
*weekly rolling averages

Hide graph data
2/15 3/15 4/15 5/15 6/15 7/15 8/15
30-Year Fixed 3.85 3.91 3.79 3.91 4.05 4.13 4.00
  • Rate changes: Never; fully fixed for entire term
  • Benefits: Low, stable payment; usually easiest qualification
  • Alternative Strategy: Consider Hybrid ARM with appropriate fixed period
  • Useful for: Purchasing a home; first-time homebuyers; refinancing to improve cash flow/lower payment
  • Consider if: Buying or refinancing a home and planning on owning for longer than 10 years
  • When shopping, ask about: "Full cost" vs. "No cost" refinances, prepaying loan to shorten term if desired

  • Fixed Mortgage Rates
  • Lower Refinance Rates, Find New Quotes
  • (2.80% APR)
www.ratezip.com
  • Free Quotes for Loans from $5,000 to $35,000.
  • Get Multiple Personal Loan Quotes in Minutes!
  • Quotes Are Real-Time and Custom For You.
  • You Don't Need Equity in Your Home to Qualify.
www.guidetolenders.com

Mortgage Refinance rates in Virginia

Matching Lender Ads

3.375% Rate

30 Yr. Fixed

3.563% APR

$884 / month (est)

Learn More

Updated 9/1/2015

  • PenFed Credit Union lends in all 50 States
  • We provide some of the lowest rates and fees available.
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4.375% Rate

30 Yr. Fixed

4.602% APR

$999 / month (est)

Learn More

Updated 9/1/2015

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
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Mortgage Rates From 2.5% (2.92% APR)
  • $200k Loan for Under $790/Month
  • Free Home Mortgage Rate Quotes.
  • Compare Rates from Up to 5 Lenders.
  • Lock in Your Low Rate Today!
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VA Loans For Veterans
  • VA Loans = No Mortgage Insurance
  • 100% Financing, No Down Payment
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Other lenders for Mortgage Refinance of $200,000 in Virginia

4.000% Rate

30 Yr. Fixed

4.227% APR

$955 / month (est)

Updated 8/28/2015

  • Get a customized quote in minutes
  • Free 60-day rate lock and no application fee

3.625% Rate

30 Yr. Fixed

3.828% APR

$912 / month (est)

Updated 8/28/2015

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  • $1,000 Best Rate Guarantee

3.625% Rate

30 Yr. Fixed

3.846% APR

$912 / month (est)

Updated 8/28/2015

  • Low Mortgage Rates. Everyday.
  • Application to Closing in under 30 days
  • Affordable, fast , easy and eager to serve. That's Rate30


Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, the below mortgage rates are not advertisements. HSH contacts lenders across the country every week -- the same objective survey we've conducted for over 30 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

List of Areas List of Areas

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

All information is Copyright © 2015, HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.

Lender State Phone Lending Area % down
Rate %
Points
Maximum Loan
$1,000
ASSOCIATED BANK WI 414-278-1006 ALL WISCONSIN 20 4 0 417
ASSOCIATED BANK MN 952-591-2865 ALL MINNESOTA 20 4.125 0 1000
BANK OF THE WEST AZ 520-544-4700 ALL ARIZONA,CO,MN,NE 20 4 0.625 417
CAMBRIDGE SAVINGS BANK MA 617-441-4155 ALL MASSACHUSETTS 20 4 0 1000
CENTURY BANK & TRUST MA 617-557-2950 ALL MASSACHUSETTS 20 3.99 0 417
CHASE BANK WI 414-259-6630 ALL WISCONSIN 20 3.875 0 417
CHASE BANK WI 414-259-6630 ALL WISCONSIN 20 3.75 0.125 650
CITIZENS BANK MI 313-943-4813 CENTRAL,SOUTH MICHIGAN 20 4.125 0 417
CITIZENS BANK MA 617-282-0592 ALL MA, NEW ENGLAND 20 4.125 0 417
CITIZENS BANK NH 603-634-7090 ALL NEW HAMPSHIRE,ME 20 4.125 0 417
DOLLAR BANK, FSB PA 800-344-5626 PITTSBURGH METRO 20 3.75 0 417
FIFTH THIRD BANK IL 773-227-7020 ALL ILLINOIS 20 4.375 0 417
FIRSTBANK OF COLORADO CO 303-232-2000 DENVER METRO 5 4.125 0.375 417
FULTON BANK PA 610-873-4740 ALL PENNSYLVANIA 25 4.125 0 650
PRINCETON MORTGAGE CORP NJ 609-737-1000 ALL NEW JERSEY,PA(BUCKS) 5 3.875 0 417
SALEM FIVE MORTGAGE CORP MA 978-745-5555 ALL MASSACHUSETTS,NH,RI,ME 5 3.99 0.125 417
TD BANK ME 207-774-1733 ALL MAINE 20 4.188 0 417
TD BANK MD 301-217-0564 ALL MARYLAND 20 4.188 0 417
US BANK WI 414-444-9408 ALL WISCONSIN 20 4 0 417
WELLS FARGO BANK CO 303-331-5050 ALL COLORADO 20 4.125 0 417

 

Be sure to see our other loan samples:
15-Year FRMs1-Year ARMs5/1-Year Hybrid ARMs

Notes:

  • All interest rates and terms are subject to change without notice.
  • These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
  • The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
  • Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.