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30 Year Fixed Mortgage Rates: current mortgage rates form lenders and HSH Editorial Survey

Displaying rates results for: Mortgage refinance in California for $150,000

3.487% APR

30 Yr. Fixed

3.375% Rate

$673 / month (est)

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Updated 2/12/2013

  • NO Upfront Lender Fees
  • We offer Purchase, Refinance, Conventional, FHA, VA and USDA loans
  • Direct Lender / No Broker Costs / Exceptional service since 1991
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTg5NTU0OQ%3d%3d&T=MQ%3d%3d&L=NTQ1NDI4Mjk%3d&I=e2YzZDc1MDQ1LTU3Y2QtNDM2Yy04NGY4LTIxNGY3Y2RjOTI0ZX0%3d&U=aHR0cHM6Ly9zZWN1cmUtMTAwMy5jb20vZmZzbW9ydGdhZ2UubGFuZGluZy5jb20vaW5kZXguaHRtbA%3d%3d&S=MTc0NzM5&CAT=MTA%3d

3.680% APR

30 Yr. Fixed

3.375% Rate

$689 / month (est)

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Updated 2/12/2013

  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTc5OTY3OQ%3d%3d&T=MQ%3d%3d&L=NTQyNzQ5NjY%3d&I=e2YxNGMxZjgxLWIzMTctNDc0Ny04YzFlLWE5MzJkOGU2ZDM4OH0%3d&U=aHR0cHM6Ly93d3cuZGlzY292ZXIuY29tL2hvbWUtbG9hbnMvTFAtYWdnMDEtcGEtaGwvP3NjPUgwMDAwMDAwMDAwMDRDTyZjbXBnbmlkPXBhLWhsLUgwMDAwMDAwMDAwMDRDTw%3d%3d&S=MTc0NzM5&CAT=MTA%3d

3.411% APR

30 Yr. Fixed

3.250% Rate

$666 / month (est)

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Updated 2/12/2013

  • Loan programs to fit your every need.
  • Outstanding rates and fees and a staff of seasoned professionals.
  • No hassle, loan process that is quick and efficient.
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTc2NjkxOQ%3d%3d&T=MQ%3d%3d&L=NTMyNzQ3Mzk%3d&I=ezBlNDE2OTU4LWU3MGYtNDAzZC1hODI0LWYxNDJkMWU0ZmYxMn0%3d&U=aHR0cDovL3d3dy5yb3VuZHBvaW50bW9ydGdhZ2UuY29tL2xhbmRpbmcuaHRtbD9pZD0yNA%3d%3d&S=MTc0NzM5&CAT=MTA%3d

3.852% APR

30 Yr. Fixed

3.625% Rate

$703 / month (est)

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Updated 2/12/2013

  • We close many of our loans in 30 days or less!
  • Don't miss your chance to lock in a low fixed-rate and payment today.
  • Rates continue to be at historic lows!
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTc1NDQ1Mw%3d%3d&T=MQ%3d%3d&L=MzAyNDE4Nw%3d%3d&I=e2UwZWVjZDlkLTU5ZWEtNDdjMy05MjhhLTE4ZmIxZGE2ZmZkN30%3d&U=aHR0cHM6Ly93d3cucXVpY2tlbmxvYW5zLmNvbS9tb3J0Z2FnZS1vcHRpb25zL29ubGluZS1tb3J0Z2FnZS1hcHBsaWNhdGlvbj9xbHM9U1JUX01haW5MbmtzLlJlZml4WENvbnY%3d&S=MTc0NzM5&CAT=MTA%3d

3.607% APR

30 Yr. Fixed

3.375% Rate

$683 / month (est)

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Updated 2/12/2013

  • We specialize in California only wholesale mortgage rates.
  • We can close your loan in as quickly as 21 days
  • Get a free no obligation quote, act now while rates are still at record lows!
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTg5NzUwNQ%3d%3d&T=MQ%3d%3d&L=NTQ1MjI5NTg%3d&I=ezM0YTY2NjgyLTIwYzEtNDYyMy1iY2FiLWFlNzg5MGNkYzI3NH0%3d&U=aHR0cDovL3d3dy5zZWN1cmVyZXF1ZXN0Zm9ybS5jb20vaWhsZGlyZWN0L2Zvcm0uanNwP3ZlbmRvcktleT0zMzMyNDEwJnNlcnZpY2U9Q1MtUkVGSSZzdGF0ZT1DQSZ0ZXN0PWZhbHNl&S=MTc0NzM5&CAT=MTA%3d

3.508% APR

30 Yr. Fixed

3.250% Rate

$674 / month (est)

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Updated 2/12/2013

  • Direct Mortgage Lender
  • Close in as little as 10 days
  • Apply Online. PreApproved in Minutes
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTc1ODU0Ng%3d%3d&T=MQ%3d%3d&L=NTMwODEzMDU%3d&I=ezE4OGIwMmZjLTY4YWQtNDg1Mi1iMWU0LWVhYTRjNWI0MWM3Yn0%3d&U=aHR0cDovL3d3dy5hbWVyaXNhdmUuY29tLz9zb3VyY2U9MzY5Mw%3d%3d&S=MTc0NzM5&CAT=MTA%3d

3.512% APR

30 Yr. Fixed

3.250% Rate

$675 / month (est)

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Updated 2/12/2013

  • Direct Lender & Inc 500 Company!
  • In house processing, underwriting, docs & funding!
  • Certified Upfront Mortgage Lender!
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTc1ODYxNw%3d%3d&T=MQ%3d%3d&L=NTMwODY2MzY%3d&I=e2JkZGM3MGUwLTE2ODMtNDQ2YS1iYjQ5LWI4NzkzYTZlNDAxNX0%3d&U=aHR0cDovL3d3dy5pbnRlZ3JpdHlkaXJlY3Rtb3J0Z2FnZS5jb20vcmF0ZS1zcGVjaWFsLWI%3d&S=MTc0NzM5&CAT=MTA%3d

3.456% APR

30 Yr. Fixed

3.250% Rate

$670 / month (est)

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Updated 2/12/2013

  • Zero Lender Fees/Zero Points/Low Rates Guaranteed
  • 10 YR Rate Protection Policy, Apply Online 24/7
  • Instant Online Rate Search and Good Faith Estimate
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTg5NTU4MA%3d%3d&T=MQ%3d%3d&L=NTQ1MjIzNzg%3d&I=ezU5YTlhYWFkLTIzNzQtNDMzNi1iYjdkLTVjYzgzMjA1N2JlY30%3d&U=aHR0cDovL3d3dy5zZWNrZWxjYXBpdGFsLmNvbS9jYW1wYWlnbnMvaW5kZXgvUXVpbnN0cmVldA%3d%3d&S=MTc0NzM5&CAT=MTA%3d

3.714% APR

30 Yr. Fixed

3.625% Rate

$692 / month (est)

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Updated 2/12/2013

  • Texas based lender
  • Low fees
  • Fast closings
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http://www.nextinsure.com/ListingDisplay/Click/?C=NTc2NjYyMQ%3d%3d&T=MQ%3d%3d&L=NTQ0OTU0MTA%3d&I=e2E5OGM5MmM1LTRhMjAtNGQ3Zi05NDdkLTMwNzExYmRmZjI0M30%3d&U=aHR0cDovL3d3dy5zb3V0aGVybmZ1bmRpbmdhbGxpYW5jZS5jb20vbGFuZGluZ1BhZ2UvbHBxLnBocA%3d%3d&S=MTc0NzM5&CAT=MTA%3d

3.495% APR

30 Yr. Fixed

3.250% Rate

$673 / month (est)

Learn More

Updated 2/12/2013

  • $1,000 Best Rate Guarantee
  • Get online rates, payments and a Good Faith Estimate
  • Skip the salesman. Keep the commission!
Call Now

http://www.nextinsure.com/ListingDisplay/Click/?C=NTc1ODQ1Nw%3d%3d&T=MQ%3d%3d&L=NTMwNzI0NDk%3d&I=ezliZDk2ZWI1LWIzZjAtNDE1OC04NjBjLWExY2I0ZjAxOWRmOH0%3d&U=aHR0cDovL3d3dy5jbG9zZXlvdXJvd25sb2FuLmNvbS8%2fdXRtX3NvdXJjZT1RdWluU3RyZWV0JnV0bV9tZWRpdW09cmF0ZXRhYmxlJnV0bV9jYW1wYWlnbj1RUw%3d%3d&S=MTc0NzM5&CAT=MTA%3d

30 years fixed mortgage rates from HSH editorial survey

Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts over 2,000 lenders across the country every week -- the same objective survey we've conducted for over 25 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

List of Areas List of Areas

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

All information is Copyright © 2012 HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.

Lender State Phone Lending Area % down
Rate %
Points
Maximum Loan
$1,000
ASSOCIATED BANK IL 847-367-1850 ALL ILLINOIS,WI 20 3.5 0 417
BANK OF AMERICA OR 503-279-3200 ALL OREGON 20 3.875 1 1000
BANK OF AMERICA MD 410-752-7481 ALL MARYLAND,WASH DC,KY 20 3.5 1 417
BANK OF AMERICA NC 704-386-6188 ALL NORTH CAROLINA 20 3.5 1 417
BBVA COMPASS BANK CO 303-308-9912 ALL COLORADO 20 3.5 1 417
CAPITAL ONE BANK HOME LOANS VA 703-787-4800 NORTH VA,WASH DC,SOUTH MD 5 3.625 0 417
CHARTER ONE BANK, FSB OH 216-696-0130 NORTHERN OHIO 20 4 0 417
CHASE BANK MA 800-692-8300 ALL MASSACHUSETTS,NH,RI,ME 10 3.75 0.625 465
CITIZENS BANK MA 617-282-0592 ALL MA, NEW ENGLAND 20 4 0 417
FAIRFIELD COUNTY BANK CORP CT 203-438-6518 ALL CONNECTICUT 20 4 0 750
FIDELITY BANK NC 919-419-6005 ALL NORTH CAROLINA 20 3.375 1 417
FIRST AMERICAN BANK IL 847-520-8088 CHICAGO METRO 20 4.25 0 650
FULTON BANK PA 610-873-4740 ALL PENNSYLVANIA 25 3.75 0 650
SALEM FIVE MORTGAGE CORP MA 978-745-5555 ALL MASSACHUSETTS,NH,RI,ME 5 3.75 0.75 417
STERLING SAVINGS BANK WA 425-893-5700 ALL WASHINGTON 20 3.5 1 417
STRATEGY MORTGAGE CORP CT 203-618-4444 ALL CONNECTICUT,MA,NY 20 3.5 0 417
TD BANK MD 301-217-0564 ALL MARYLAND 20 3.625 0 417
TRI CITY NATIONAL WI 414-761-1610 SOUTHEAST WISCONSIN 5 3.625 0 417
TRIDENT MORTGAGE COMPANY PA 610-889-7600 DELAWARE,CHESTR,MNTGOMRY,BUCKS 20 4.25 0 650
UNITED BANK MA 413-787-1700 WESTERN MASSACHUSETTS 20 3.875 0 650

 

Be sure to see our other loan samples:
15-Year FRMs1-Year ARMs5/1-Year Hybrid ARMs

Notes:

  • All interest rates and terms are subject to change without notice.
  • These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
  • The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
  • Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.