Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.
Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts over 2,000 lenders across the country every week -- the same objective survey we've conducted for over 25 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.
These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.
Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).
To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.
All information is Copyright © 2010 HSH Associates, Financial Publishers, Pompton Plains NJ. All rights reserved.
| Lender | State | Phone | Lending Area | % down |
Rate % |
Points |
Maximum Loan $1,000 |
| BANK OF AMERICA | NJ | 973-586-5303 | ALL NEW JERSEY | 20 | 5.625 | 0 | 1000 |
| BANK OF AMERICA | CT | 860-952-6201 | ALL CONNECTICUT | 20 | 5.75 | 0 | 650 |
| BANK OF AMERICA HOME LOANS | MD | 410-544-3400 | ALL MARYLAND | 20 | 5.875 | 0 | 650 |
| CHARTER ONE BANK FSB | IL | 312-777-8000 | ALL ILLINOIS | 10 | 5.125 | 0 | 417 |
| CHASE HOME FINANCE | NY | 212-696-3190 | ALL NEW YORK | 10 | 4.75 | 2 | 417 |
| CHASE HOME FINANCE | NY | 516-733-3860 | ALL NEW YORK | 10 | 5 | 0.5 | 417 |
| CHASE HOME FINANCE | PA | 215-641-0900 | ALL PENNSYLVANIA | 5 | 5 | 0.5 | 417 |
| CITIBANK, FSB | CT | 203-321-4600 | ALL CONNECTICUT | 20 | 5 | 0.375 | 417 |
| HARRIS BANK | IL | 630-790-1102 | ALL ILLINOIS | 20 | 5.125 | 0 | 417 |
| HSBC BANK | PA | 215-592-0700 | ALL PENNSYLVANIA,OH | 20 | 5 | 0 | 417 |
| HSBC MORTGAGE | NJ | 973-939-3050 | ALL NEW JERSEY | 20 | 5 | 0 | 417 |
| KEY BANK | NY | 518-449-4082 | ALL NEW YORK | 5 | 4.875 | 0.25 | 417 |
| KEY BANK | NY | 845-365-4816 | ALL NEW YORK | 5 | 4.875 | 0.25 | 417 |
| M & T BANK | NY | 845-565-3000 | SOUTHERN NEW YORK | 5 | 5.13 | 0 | 417 |
| M & T BANK | NY | 518-426-6363 | NORTHERN NEW YORK | 5 | 5.13 | 0 | 417 |
| M & T BANK | NY | 212-350-2000 | NEW YORK CITY | 5 | 5.13 | 0 | 417 |
| M & T BANK | VA | 703-359-2929 | ALL VIRGINIA | 5 | 5.13 | 0 | 417 |
| PEOPLES UNITED BANK | CT | 203-579-7171 | ALL CONNECTICUT | 20 | 5 | 0 | 417 |
| THE PROVIDENT BANK | NJ | 732-726-9700 | ALL NEW JERSEY | 5 | 5.125 | 0 | 417 |
| WELLS FARGO HOME MORTGAGE | MN | 612-667-2178 | ALL MINNESOTA | 10 | 4.875 | 1 | 417 |
| Be sure to see our other loan samples: | ||
|---|---|---|
| 15-Year FRMs | 1-Year ARMs | 5/1-Year Hybrid ARMs |
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Notes:
Column heading keyLender: The institution. If a credit union, you'll need to contact them for membership information and details. State: The state in which the lender is located. Phone: The lender's contact number. Lending Area: The area which the listed office serves. Adjustment Period: How often the interest rate adjusts (in years). Term:The total term of the mortgage. Down Payment: The required down payment for the listed loan. Interest Rate: The interest rate being charged for the listed loan. Points: A fee, expressed as a percentage of the loan amount. Maximum Loan: The maximum dollar amount available at the listed rates and terms. Index Used: The name of the index used to govern rate changes. |