30 Year Fixed Mortgage Rates: Current mortgage rates from lenders in the HSH editorial survey
Mortgage Rates for May 20 - 27 , 2016*
|Product||Interest Rate||Points||National Average|
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- Rate changes: Never; fully fixed for entire term
- Benefits: Low, stable payment; usually easiest qualification
- Alternative Strategy: Consider Hybrid ARM with appropriate fixed period
- Useful for: Purchasing a home; first-time homebuyers; refinancing to improve cash flow/lower payment
- Consider if: Buying or refinancing a home and planning on owning for longer than 10 years
- When shopping, ask about: "Full cost" vs. "No cost" refinances, prepaying loan to shorten term if desired
Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.
Unlike other 'surveys,' and other Web sites, the below mortgage rates are not advertisements. HSH contacts lenders across the country every week -- the same objective survey we've conducted for over 30 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.
These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.
Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).
To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.
All information is Copyright © 2016, HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.
|Lender||State||Phone||Lending Area||% down
|ACADEMY BANK||CO||303-696-3961||ALL COLORADO||20||4||0||1000|
|BANK MUTUAL||WI||715-833-7700||ALL WISCONSIN||20||4.125||0||1000|
|BANK OF AMERICA||CT||860-652-4635||ALL CONNECTICUT||20||3.5||0.419||650|
|BMO HARRIS BANK||MN||612-904-8000||ALL MINNESOTA,WI||20||3.75||0||417|
|BRANCH BANKING & TRUST||VA||703-497-4479||NORTH VIRGINIA||20||3.625||0.375||417|
|CHASE HOME FINANCE||IL||312-732-1164||ALL ILLINOIS||20||3.875||0||650|
|CHASE HOME FINANCE||PA||215-641-0900||ALL PENNSYLVANIA||20||3.875||0.25||417|
|CITIBANK, FSB||IL||312-977-5131||ALL ILLINOIS||20||3.625||0.25||417|
|CITIZENS BANK||OH||216-883-2803||NORTHERN OHIO||20||3.75||0||750|
|COMERICA BANK||AZ||602-297-8450||ALL ARIZONA||20||3.84||0||417|
|DITECH MORTGAGE||PA||877-941-4622||ALL PENNSYLVANIA||25||3.75||0||417|
|FIRST- CITIZENS BANK||GA||678-338-3400||ALL GEORGIA||20||3.75||0||417|
|GOLDEN 1 CREDIT UNION||CA||800-462-1663||ALL CALIFORNIA||20||3.75||0||417|
|HSBC BANK USA||CA||415-678-3861||ALL CALIFORNIA||20||3.68||0||1000|
|THE PROVIDENT BANK||NJ||732-726-9700||ALL NEW JERSEY||20||3.875||0||1000|
|WELLS FARGO BANK||CA||916-920-2667||ALL CALIFORNIA||20||3.75||0||417|
|WELLS FARGO BANK||CA||916-920-2667||ALL CALIFORNIA||20||3.75||0||474|
|WELLS FARGO HOME MORTGAGE||CA||530-757-8052||ALL CALIFORNIA||20||3.875||0||474|
|WELLS FARGO HOME MORTGAGE||GA||678-742-3677||ALL GEORGIA||20||3.875||0||650|
|WEST VIEW SAVINGS BANK||PA||724-935-7400||SOUTH BUTLER,ALEGHENY||20||3.75||0||650|
|Be sure to see our other loan samples:|
|15-Year FRMs||1-Year ARMs||5/1-Year Hybrid ARMs|
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