Home»Current 30-Year Fixed Rate Mortgages (FRMs) from the HSH Survey

30 Year Fixed Mortgage Rates

30 Year Fixed Rate Mortgage

Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts over 2,000 lenders across the country every week -- the same objective survey we've conducted for over 25 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

Lender	State	Phone	Lending Area	% down	Rate %	Points	Maximum Loan $1,000
BANK OF AMERICA	VA	804-788-2121	RICHMOND METRO	20	3.75	1	417
BANK OF AMERICA	NY	516-559-8052	ALL NEW YORK	20	4	1.125	1000
BANK OF AMERICA	NY	516-559-8052	ALL NEW YORK	20	3.875	0.875	417
BAY CITIES BANK	FL	813-909-2740	ALL FLORIDA	20	3.875	0	417
CHASE HOME FINANCE	MD	410-992-6660	ALL MARYLAND,SOUTHERN PA	20	4.75	0	600
CRESCENT STATE BANK	NC	919-881-1680	ALL NORTH CAROLINA,SC	20	4.25	1	600
DOLLAR BANK	OH	216-736-8986	ALL OHIO	20	3.75	0	417
HEARTLAND MORTGAGE	MO	800-344-0211	ST LOUIS,JEFFERSON,FRANKLIN	20	4.5	0	650
HOMERICA MORTGAGE CORP	NY	914-946-7100	ALL NEW YORK,CT	10	3.875	0	625
HUDSON CITY SAVINGS BANK	CT	203-862-8400	ALL CONNECTICUT	20	4.375	0	575
HUDSON CITY SAVINGS BANK	NY	631-765-4019	ALL NEW YORK	20	4.5	0	417
PNC MORTGAGE	MD	410-415-6000	ALL MARYLAND	20	3.75	0	417
PREMIER BANK	MN	651-777-7700	ALL MINNESOTA	20	3.75	1	417
ROCKY MOUNTAIN MORTGAGE LTD	NM	505-292-0405	ALL NEW MEXICO	10	3.625	1	417
SUFFOLK COUNTY NATIONAL BANK	NY	631-208-2244	LONG ISLAND	20	3.75	0	417
SUNTRUST BANK	NC	919-755-2400	ALL NORTH CAROLINA,SC	20	3.99	1	417
SUNTRUST MORTGAGE	NC	704-362-8520	ALL NORTH CAROLINA,SC	20	3.99	1	417
THIRD FEDERAL S&L	OH	216-441-6000	ALL OHIO	20	4.04	0	417
WELLS FARGO BANK	CA	916-920-2667	ALL CALIFORNIA	20	3.875	1	417
WELLS FARGO HOME MORTGAGE	NJ	877-282-2045	ALL NEW JERSEY	20	4.125	0	1000

Be sure to see our other loan samples:
15-Year FRMs	1-Year ARMs	5/1-Year Hybrid ARMs

Notes:

All interest rates and terms are subject to change without notice.
These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.