HSH Associates conducts a weekly survey of mortgage lenders across the United States; what you see here is a sample taken from that survey. The sample of programs changes every business day.
This is an editorial survey, which means that lenders aren't paid to participate. We collect "street rates" from the loan officers, which produces more accurate results than rates gathered from the marketing department or even the lender's own website.
If you don't see the loan you want here, consider purchasing our Homebuyer's Mortgage Kit, which MONEY Magazine called "One of the 100 Best Deals in America," and see all of the lenders we survey in your area.
More info on the mortgage process is available in The Library. Learn about credit; find a list of the documents you need to apply, learn about lockins, and more!
We also offer a wide range of data and research services for consumers and industry professionals.
To learn more about our wide variety of current mortgage statistics, click here.
The past decade's worth of historical mortgage rate information is available. View a 36-month graph of FRM rates or ARM rates.
There's Still More
We have lots of mortgage info. Polling thousands of lenders every week builds an impressive database of objective data -- not advertising 'fluff.' (Click here for more information about how we collect our data.) You can take advantage of all that information... whether you're buying a home, refinancing, researching the competition, or getting a handle on the entire industry. (Yes, we have that much data.)
Buying or refinancing? Purchase our Homebuyer's Mortgage Kit for only $20 (plus $3 s/h). Or, you can buy just a current lists of local mortgage rates -- and have it e-mailed to you (as a text file) for only $10 (plus $1 s/h). (You can also purchase just the booklet, "How to Shop For Your Mortgage," as an excellent primer to the mortgage market.) Please consult the areas we survey, and note the approximate amount of info you'll receive -- then call (800) 873-2837 to order. Or use our secure online order form.
Want our data on your computer? We can e-mail you an Excel (or Lotus 1-2-3, if you need it) spreadsheet, if your mailer can accept a binary file. (If you currently send or receive pictures, photos, programs, and such, you're ready.) Click here to order via our secure server.
Doing Research on the Market? We've been cataloguing the nation's lenders since 1980. We have the largest, most comprehensive database of retail mortgage street pricing available from any source, public or private, anywhere in the world. If you want to study the market, call us or consult our industry catalog -- our pricing is very reasonable.
Need in-depth, objective, believeable statistics? HSH has been in business for over 20 years -- long before the Internet, and long enough to have earned a reputation as the best available resource. If you need historical statistics, click here.
All information is believed to be accurate as of compilation date. HSH Associates makes every reasonable effort to supply complete, accurate information, but assumes no liability for errors or omissions.
All data is copyright © 2010 , HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.
