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Current mortgage rates - July 6, 2015

 
According to the latest Mortgage Market Trends from HSH.com, the average rate for conforming 30-year fixed-rate mortgages rose by 0.01% to 4.14% last week. Conforming 5/1 Hybrid ARM rates dropped one basis point (0.01%) to 3.06%. It’s unsurprising that rates are a little higher for 30-year fixed-rate mortgages as higher rates indicate a more defensive posture by investors against unknowable outcomes, such as how the Greek financial crisis will affect mortgage rates.
Loan Current Previous
30-year Fixed *
4.18 4.15
15-year Fixed *
3.38 3.40
1-year ARM
3.18 2.45
* Conforming, Expanded Conforming, and Jumbo Rates.
Time Range: 1m | 6m | 1y

Current Mortgage Rates

4.000% Rate

30 Yr. Fixed

4.227% APR

$955 / month (est)

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Updated 7/2/2015

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3.750% Rate

30 Yr. Fixed

3.975% APR

$926 / month (est)

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Updated 7/2/2015

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
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3.750% Rate

30 Yr. Fixed

3.899% APR

$926 / month (est)

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Updated 7/6/2015

Member of BBBImmediate Rate LockLow FeesFHA Approved LenderVA Approved Lender
  • Call Today for our Zero Cost Refinance Program
  • US Federal Reserve Member Bank and Member FDIC
  • Direct Lender, Low Rates, Low Fees, Exceptional Service
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3.750% Rate

30 Yr. Fixed

3.973% APR

$926 / month (est)

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Updated 7/2/2015

Member of BBBOffers HARP LoansVA Approved LenderFHA Approved LenderLow Fees
  • Low Mortgage Rates. Everyday.
  • Application to Closing in under 30 days
  • Affordable, fast , easy and eager to serve. That's Rate30
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4.375% Rate

30 Yr. Fixed

4.602% APR

$999 / month (est)

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Updated 7/2/2015

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
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RateZip
  • Fixed Mortgage Rates
  • Lower Refinance Rates, Find New Quotes
  • (2.80% APR)
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VA Loans For Veterans
  • VA Loans = No Mortgage Insurance
  • 100% Financing, No Down Payment
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Mortgage Rates From 2.88% (3.05% APR)
  • $200k Loan for Under $830/Month
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More mortgage lenders in Virginia
Company Comments
American United Mortgage Corporation Last update: 07/06/2015 The Wall Street Journal Reports We Have The Most Competitive 30 Year Rates In The USA!
Quicken Loans Last update: 07/05/2015 Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!
Aimloan.com Last update: 07/05/2015 Certified UpFront Lender! Rates & Good Faith Estimate Online 24/7

Featured mortgage articles

Fixed mortgage rates firm again

Jun 30, 2015

HSH.com releases its latest Weekly Mortgage Rates Radar showing another mild uptick in mortgage rates during the seven-day period ending June 30, even as the Greek debt default crisis keeps financial markets on edge. The Weekly Mortgage Rates Radar reports the average rates and points offered by lenders for the two most popular types of mortgages, the conforming 30-year fixed-rate mortgage and the conforming 5/1 adjustable-rate mortgage (ARM).

.. Read More

Shopping for a mortgage : What APR can't tell you

There are people who say that shopping for a mortgage is simple--just look choose the mortgage with the lowest annual percentage rate, or APR. However, that's not the case. The APR calculation, when used to shop for a mortgage, comes with several important limitations. Here is what you need to know about using the APR calculation when you shop for a home loan... Read More

Consumer handbook on adjustable rate mortgages

The Federal Reserve Board and the Office of Thrift Supervision prepared this booklet on adjustable rate mortgages (ARMs) in response to a request from the House Committee on Banking, Finance and Urban Affairs and in consultation with many other agencies and trade and consumer groups. It is designed to help consumers understand an important and complex mortgage option available to home buyers. We believe... Read More

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