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Current mortgage rates - April 1, 2015

 
Clarity from the Fed as to when they plan on raising interest rates was certainly welcomed, but that hasn’t stopped mortgage rates from bouncing around week to week. According to HSH.com’s latest Market Trends newsletter, mortgage rates declined across the board last week. The overall average rate for 30-year fixed-rate mortgages fell by 0.07% to 3.81%. The 15-year companion also fell by 0.07% to 3.16%. FHA-backed 30-year mortgages fell by 0.03% to 3.65%. The overall 5/1 Hybrid ARM also fell by 0.07% to 2.97% for the week ending March 27. All averages are far closer to 2015 bottoms than tops at the moment.
Loan Current Previous
30-year Fixed *
3.82 3.79
15-year Fixed *
3.16 3.15
1-year ARM
2.78 2.51
* Conforming, Expanded Conforming, and Jumbo Rates.
Time Range: 1m | 6m | 1y

Mortgage Refinance rates in Virginia

3.750% Rate

30 Yr. Fixed

3.794% APR

$926 / month (est)

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Updated 3/31/2015

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3.500% Rate

30 Yr. Fixed

3.660% APR

$898 / month (est)

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Updated 3/31/2015

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3.500% Rate

30 Yr. Fixed

3.660% APR

$898 / month (est)

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Updated 3/31/2015

National LenderVA Approved LenderFHA Approved LenderOffers HARP LoansExtended Support Hours
  • Learn how we transformed home lending into an enjoyable experience.
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3.625% Rate

30 Yr. Fixed

3.847% APR

$912 / month (est)

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Updated 3/31/2015

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  • Free 60-day rate lock and no application fee
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3.375% Rate

30 Yr. Fixed

3.551% APR

$884 / month (est)

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Updated 3/31/2015

Member of BBBImmediate Rate LockLow FeesFHA Approved LenderVA Approved Lender
  • Call Today for our Zero Cost Refinance Program
  • US Federal Reserve Member Bank and Member FDIC
  • Direct Lender, Low Rates, Low Fees, Exceptional Service
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VA Loans For Veterans
  • VA Loans = No Mortgage Insurance
  • 100% Financing, No Down Payment
  • Active or Retired VA Status Ok
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Refinance Rates From 2.875% (3.19% APR)
  • Compare Mortgage Rates.
  • Enjoy Low Mortgage Rates.
  • Short Form to Receive Quotes.
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Mortgage Rates From 2.75% (3.01% APR)
  • $200k Loan for Under $816/Month
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More mortgage lenders in Virginia
Company Comments
Aimloan.com Last update: 03/31/2015 Certified UpFront Lender! Rates & Good Faith Estimate Online 24/7
American United Mortgage Corporation Last update: 03/31/2015 The Wall Street Journal Reports We Have The Most Competitive 30 Year Rates In The USA!
Quicken Loans Last update: 03/31/2015 Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!

Featured mortgage articles

Mortgage rates drift lower this week

Mar 31, 2015

HSH.com releases its latest Weekly Mortgage Rates Radar showing a slight decline in mortgage rates during the seven-day period ending March 31, as markets await some important economic data due later this week. The Weekly Mortgage Rates Radar reports the average rates and points offered by lenders for the two most popular types of mortgages, the conforming 30-year fixed-rate mortgage and the conforming 5/1 adjustable-rate mortgage (ARM).

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Shopping for a mortgage : What APR can't tell you

There are people who say that shopping for a mortgage is simple--just look choose the mortgage with the lowest annual percentage rate, or APR. However, that's not the case. The APR calculation, when used to shop for a mortgage, comes with several important limitations. Here is what you need to know about using the APR calculation when you shop for a home loan... Read More

Consumer handbook on adjustable rate mortgages

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