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Current mortgage rates - September 23, 2014

Another week of rising mortgage rates should not come as a big surprise since we have had week after week of solid economic data come out with no rising influence on mortgage rates. The overall average rate for 30-year fixed-rate mortgages moved up by 0.06% to 4.29% during the week ending September 19, the highest average since early May. The overall average rate for 15-year fixed-rate mortgages also increased by 0.06%, rising to 3.54%, a level also last seen in early May. FHA-backed 30-year fixed-rate mortgages jumped by 0.08% to a flat 4.00%. The overall 5/1 Hybrid ARM moved higher by 0.03% to 3.21%, very close to a 2014 high.
Loan Current Previous
30-year Fixed *
4.28 4.25
15-year Fixed *
3.57 3.42
1-year ARM
2.70 2.29
* Conforming, Expanded Conforming, and Jumbo Rates.
Time Range: 6m | 1y | 3y

Mortgage refinance rates in Virginia

3.500% Rate

15 Yr. Fixed

3.961% APR

$1,430 / month (est)

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Updated 9/22/2014

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More mortgage lenders in Virginia
Company Comments
Aimloan.com Last update: 09/22/2014 Certified UpFront Lender! Rates & Good Faith Estimate Online 24/7
Quicken Loans Last update: 09/22/2014 Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!
American United Mortgage Corporation Last update: 09/20/2014 The Wall Street Journal Reports We Have The Most Competitive 30 Year Rates In The USA!

Featured mortgage articles

Mortgage rates shift higher this week

Sep 17, 2014

Rates on the most popular types of mortgages nudged upward again, according to HSH.com's Weekly Mortgage Rates Radar. The average rate for conforming 30-year fixed-rate mortgages rose by six basis points (0.06 percent) to 4.25 percent. Conforming 5/1 Hybrid ARM rates increased by seven basis points, closing the Wednesday-to-Tuesday wraparound weekly survey at an average of 3.24 percent. This represents the highest average interest rate for 30-year fixed-rate mortgages since mid-May; the lift in the 5/1 ARM returned the most popular ARM to January, 2014 levels, effectively ending for now an unusually flat and stable period for mortgage rates... Read More

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APR, or annual percentage rate, represents the cost of your mortgage as a percentage of the loan amount. APR is supposed to make comparing and selecting the best mortgage rates easier, and mortgage lenders are required by law to disclose it. If you borrow $200,000 at 5%, you are paying more for your loan than just the 5% monthly interest. For example, it might cost you $4,000 just to originate the... Read More

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