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Current mortgage rates - September 30, 2014

After a docile summer for mortgage rates, when consistency reigned over interest rates, the autumn season promises a bit more volatility, especially after the Fed concludes their QE efforts. We’ve started to see small flashes of this up-and-down volatility over the last few weeks. Last week, mortgage rates were on the down side of the ledger yet again.  The overall average rate for 30-year fixed-rate mortgages dropped by 0.02% to 4.27%. The average rate for 15-year fixed-rate mortgages fell 0.02% to 3.52%. FHA-backed 30-year fixed-rate mortgages fell by 0.02%, falling below the 4% mark. The 5/1 Hybrid ARM failed to move at all, holding at 3.21%.
Loan Current Previous
30-year Fixed *
4.28 4.21
15-year Fixed *
3.57 3.53
1-year ARM
2.79 2.53
* Conforming, Expanded Conforming, and Jumbo Rates.
Time Range: 6m | 1y | 3y

Mortgage refinance rates in Virginia

3.500% Rate

15 Yr. Fixed

3.961% APR

$1,430 / month (est)

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Updated 9/30/2014

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More mortgage lenders in Virginia
Company Comments
Aimloan.com Last update: 09/30/2014 Certified UpFront Lender! Rates & Good Faith Estimate Online 24/7
Quicken Loans Last update: 09/30/2014 Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!
American United Mortgage Corporation Last update: 09/30/2014 The Wall Street Journal Reports We Have The Most Competitive 30 Year Rates In The USA!

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APR, or annual percentage rate, represents the cost of your mortgage as a percentage of the loan amount. APR is supposed to make comparing and selecting the best mortgage rates easier, and mortgage lenders are required by law to disclose it. If you borrow $200,000 at 5%, you are paying more for your loan than just the 5% monthly interest. For example, it might cost you $4,000 just to originate the... Read More

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