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Current mortgage rates - December 22, 2014

 
Average mortgage rates retreated a little further over the last week, with 30-year fixed-rate mortgages returning to 18-month lows, as reported in HSH.com's MarketTrends newsletter. It'll be hard for them to do better than that reference point though as May 2013 featured a near 60-year low average rate; however, there's nothing wrong with a 30-year FRM averaging 3.97% as it did last week. Refinancing may see a lift (but probably not until after the holidays) from 15-year FRMs averaging just 3.30%, and for borrowers with shorter-term horizons, a 5/1 ARM at an average rate of 3.08% may be just the thing.
Loan Current Previous
30-year Fixed *
3.99 4.00
15-year Fixed *
3.25 3.30
1-year ARM
2.57 2.69
* Conforming, Expanded Conforming, and Jumbo Rates.
Time Range: 1m | 6m | 1y

Mortgage refinance rates in Virginia

3.750% Rate

30 Yr. Fixed

3.804% APR

$926 / month (est)

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Updated 12/19/2014

National LenderFHA Approved LenderVA Approved LenderOffers HARP LoansExtended Support Hours
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3.625% Rate

30 Yr. Fixed

3.786% APR

$912 / month (est)

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Updated 12/19/2014

National LenderVA Approved LenderFHA Approved LenderOffers HARP LoansExtended Support Hours
  • Learn how we transformed home lending into an enjoyable experience.
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3.375% Rate

30 Yr. Fixed

3.613% APR

$884 / month (est)

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Updated 12/19/2014

  • Apply & Lock Rate 24/7!
  • View Good Faith Estimate Online 24/7!
  • All Lender & 3rd Party Fees Guaranteed, per Online GFE!
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3.750% Rate

30 Yr. Fixed

3.973% APR

$926 / month (est)

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Updated 12/19/2014

Immediate Rate LockLow FeesExtended Support HoursOffers HARP LoansNational Lender
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  • Free 60-day rate lock and no application fee
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3.500% Rate

30 Yr. Fixed

3.719% APR

$898 / month (est)

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Updated 12/19/2014

Member of BBBOffers HARP LoansVA Approved LenderFHA Approved LenderLow Fees
  • Low Mortgage Rates. Everyday.
  • Application to Closing in under 30 days
  • Affordable, fast , easy and eager to serve. That's Rate30
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4.050% Rate

30 Yr. Fixed

4.314% APR

$961 / month (est)

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Updated 12/19/2014

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
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Mortgages from 2.50% (2.88% APR)
  • $200k Loan for Under $790/Month
  • Free Home Mortgage Rate Quotes.
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More mortgage lenders in Virginia
Company Comments
American United Mortgage Corporation Last update: 12/21/2014 The Wall Street Journal Reports We Have The Most Competitive 30 Year Rates In The USA!
Quicken Loans Last update: 12/21/2014 Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!
Aimloan.com Last update: 12/21/2014 Certified UpFront Lender! Rates & Good Faith Estimate Online 24/7

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