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Current mortgage rates - October 30, 2014

 
Mortgage rates settled some during the week ending October 28. According to HSH.com’s Mortgage Rates Radar, a Wednesday-to-Tuesday weekly survey of mortgage rates, conforming 30-year fixed-rate mortgages rose by 0.03% to 4.04%, and conforming 5/1 Hybrid ARM rates also rose by 0.03% to 3.05%. Investors have returned more cash to the rising stock market in search of higher returns, sending mortgage rates up with it. We expect these small rate increases to persist through the end of the week. But borrowers, no need to beware, minor increases such as these should not derail your purchase or refinance plans.
Loan Current Previous
30-year Fixed *
4.08 4.12
15-year Fixed *
3.33 3.41
1-year ARM
2.70 2.61
* Conforming, Expanded Conforming, and Jumbo Rates.
Time Range: 6m | 1y | 3y

Mortgage refinance rates in Virginia

3.990% Rate

30 Yr. Fixed

4.045% APR

$954 / month (est)

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Updated 10/29/2014

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3.500% Rate

30 Yr. Fixed

3.739% APR

$898 / month (est)

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Updated 10/29/2014

  • Apply & Lock Rate 24/7!
  • View Good Faith Estimate Online 24/7!
  • All Lender & 3rd Party Fees Guaranteed, per Online GFE!
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3.500% Rate

30 Yr. Fixed

3.696% APR

$898 / month (est)

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Updated 10/29/2014

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3.875% Rate

30 Yr. Fixed

4.100% APR

$940 / month (est)

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Updated 10/29/2014

Immediate Rate LockLow FeesExtended Support HoursOffers HARP LoansNational Lender
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4.250% Rate

30 Yr. Fixed

4.290% APR

$984 / month (est)

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Updated 10/29/2014

National LenderMember of BBBFHA Approved LenderOffers HARP LoansVA Approved Lender
  • DIRECT LENDER. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in Virginia.
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3.875% Rate

30 Yr. Fixed

4.069% APR

$940 / month (est)

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Updated 10/29/2014

National LenderExtended Support HoursFHA Approved LenderOffers HARP LoansMember of BBB
  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process
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4.180% Rate

30 Yr. Fixed

4.435% APR

$976 / month (est)

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Updated 10/29/2014

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
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Mortgages from 3.00% (3.05% APR)
  • $200k Loan for Under $843/Month
  • Free Home Mortgage Rate Quotes.
  • Compare Rates from Up to 5 Lenders.
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More mortgage lenders in Virginia
Company Comments
Aimloan.com Last update: 10/29/2014 Certified UpFront Lender! Rates & Good Faith Estimate Online 24/7
Quicken Loans Last update: 10/29/2014 Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!
American United Mortgage Corporation Last update: 10/29/2014 The Wall Street Journal Reports We Have The Most Competitive 30 Year Rates In The USA!

Featured mortgage articles

Mortgage rates edge upward

Oct 28, 2014

Rates on the most popular types of mortgages firmed up for the first time since mid-September, according to HSH.com's Weekly Mortgage Rates Radar. In the last week, the average rate for conforming 30-year fixed-rate mortgages rose by three basis points (0.03 percent) to 4.04 percent. Conforming 5/1 Hybrid ARM rates also increased by three basis points, closing the Wednesday-to-Tuesday wraparound weekly survey at an average of 3.05 percent... Read More

Shopping for a mortgage : What APR can't tell you

APR, or annual percentage rate, represents the cost of your mortgage as a percentage of the loan amount. APR is supposed to make comparing and selecting the best mortgage rates easier, and mortgage lenders are required by law to disclose it. If you borrow $200,000 at 5%, you are paying more for your loan than just the 5% monthly interest. For example, it might cost you $4,000 just to originate the... Read More

Consumer handbook on adjustable rate mortgages

Consumer Handbook on Adjustable Rate Mortgages Prepared by the Federal Reserve Board and the Office of Thrift Supervision This booklet was prepared in consultation with the following organizations: American Bankers Association Comptroller of the Currency Consumer Federation of America Credit Union National Association, Inc. FederalDeposit Insurance Corporation Federal Reserve Board's Consumer Advisory... Read More

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