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Current mortgage rates - June 30, 2015

 
According to HSH.com’s latest Market Trends newsletter, the overall average rate for 30-year fixed-rate mortgages rose by 0.03% in the week ending June 26 to an average of 4.13%. The 15-year companion saw no change last week, remaining at 3.39%. FHA-backed 30-year fixed-rate loans increased by 0.06% to 3.90%. Finally, the 5/1 Hybrid ARM added two basis points to last week's average to land at 3.07%. If the economy remains in a state of modest growth, mortgage rates should adhere to that same pattern. HSH.com expects mortgage rates to remain firm, with more room to rise than fall.
Loan Current Previous
30-year Fixed *
4.16 4.12
15-year Fixed *
3.41 3.42
1-year ARM
2.71 2.67
* Conforming, Expanded Conforming, and Jumbo Rates.
Time Range: 1m | 6m | 1y

Current Mortgage Rates

RateZip
  • Fixed Mortgage Rates
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  • (2.80% APR)
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VA Loans For Veterans
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Mortgage Rates From 2.88% (3.05% APR)
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Other lenders for Mortgage Refinance of $200,000 in Virginia

3.750% Rate

30 Yr. Fixed

4.037% APR

$926 / month (est)

Updated 6/30/2015

  • Find a mortgage right for you. NMLS#98161
  • Enjoy a convenient loan process
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3.750% Rate

30 Yr. Fixed

3.975% APR

$926 / month (est)

Updated 6/30/2015

  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

3.875% Rate

30 Yr. Fixed

4.039% APR

$940 / month (est)

Updated 6/29/2015

  • Apply Online 24/7
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  • FDIC Insured Bank

4.000% Rate

30 Yr. Fixed

4.227% APR

$955 / month (est)

Updated 6/30/2015

  • Get a customized quote in minutes
  • Free 60-day rate lock and no application fee

3.750% Rate

30 Yr. Fixed

3.899% APR

$926 / month (est)

Updated 6/30/2015

  • Call Today for our Zero Cost Refinance Program
  • US Federal Reserve Member Bank and Member FDIC
  • Direct Lender, Low Rates, Low Fees, Exceptional Service

3.750% Rate

30 Yr. Fixed

3.973% APR

$926 / month (est)

Updated 6/30/2015

  • Low Mortgage Rates. Everyday.
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4.375% Rate

30 Yr. Fixed

4.602% APR

$999 / month (est)

Updated 6/30/2015

  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
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More mortgage lenders in Virginia
Company Comments
Aimloan.com Last update: 06/30/2015 Certified UpFront Lender! Rates & Good Faith Estimate Online 24/7
Quicken Loans Last update: 06/30/2015 Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!
American United Mortgage Corporation Last update: 06/29/2015 The Wall Street Journal Reports We Have The Most Competitive 30 Year Rates In The USA!

Featured mortgage articles

Fixed mortgage rates firm again

Jun 30, 2015

HSH.com releases its latest Weekly Mortgage Rates Radar showing another mild uptick in mortgage rates during the seven-day period ending June 30, even as the Greek debt default crisis keeps financial markets on edge. The Weekly Mortgage Rates Radar reports the average rates and points offered by lenders for the two most popular types of mortgages, the conforming 30-year fixed-rate mortgage and the conforming 5/1 adjustable-rate mortgage (ARM).

.. Read More

Shopping for a mortgage : What APR can't tell you

There are people who say that shopping for a mortgage is simple--just look choose the mortgage with the lowest annual percentage rate, or APR. However, that's not the case. The APR calculation, when used to shop for a mortgage, comes with several important limitations. Here is what you need to know about using the APR calculation when you shop for a home loan... Read More

Consumer handbook on adjustable rate mortgages

The Federal Reserve Board and the Office of Thrift Supervision prepared this booklet on adjustable rate mortgages (ARMs) in response to a request from the House Committee on Banking, Finance and Urban Affairs and in consultation with many other agencies and trade and consumer groups. It is designed to help consumers understand an important and complex mortgage option available to home buyers. We believe... Read More

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