We research, you save.

Current mortgage rates - January 27, 2015

While mortgage rates continue to hold at levels last seen 20 months ago, they did not find more room to fall last week. According to HSH.com’s weekly survey, 30-year fixed-rate mortgages increased by just 0.01% to 3.81%. The average rate for 15-year fixed-rate mortgages followed suit increasing by just 0.01% to 3.17%. Despite an increase of 0.07% last week, fully-insured FHA-backed 30-year fixed-rate mortgages remained well below their conforming counterpart at an average of 3.62%. The overall 5/1 Hybrid ARM ignored last week's movements of fixed-rate mortgages and held steady at an average 2.96%.
Loan Current Previous
30-year Fixed *
3.81 3.81
15-year Fixed *
3.21 3.09
1-year ARM
2.36 2.21
* Conforming, Expanded Conforming, and Jumbo Rates.
Time Range: 1m | 6m | 1y

Displaying results for VA

Mortgages from 2.50% (2.88% APR)
  • $200k Loan for Under $790/Month
  • Free Home Mortgage Rate Quotes.
  • Compare Rates from Up to 5 Lenders.
  • Lock in Your Low Rate Today!
Learn More

Featured mortgage articles

Mortgage rates drift higher this week

Jan 27, 2015

Rates on the most popular types of mortgages moves upward slightly this week according to HSH.com's Weekly Mortgage Rates Radar. The average rate for conforming 30-year fixed-rate mortgages rose by three basis points (0.03 percent) to 3.74 percent. Conforming 5/1 Hybrid ARM rates decreased by six basis points, closing the Wednesday-to-Tuesday wraparound weekly survey at an average of 3.01 percent... Read More

Shopping for a mortgage : What APR can't tell you

APR, or annual percentage rate, represents the cost of your mortgage as a percentage of the loan amount. APR is supposed to make comparing and selecting the best mortgage rates easier, and mortgage lenders are required by law to disclose it. If you borrow $200,000 at 5%, you are paying more for your loan than just the 5% monthly interest. For example, it might cost you $4,000 just to originate the... Read More

Consumer handbook on adjustable rate mortgages

Consumer Handbook on Adjustable Rate Mortgages Prepared by the Federal Reserve Board and the Office of Thrift Supervision This booklet was prepared in consultation with the following organizations: American Bankers Association Comptroller of the Currency Consumer Federation of America Credit Union National Association, Inc. FederalDeposit Insurance Corporation Federal Reserve Board's Consumer Advisory... Read More

Back to Top