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Current mortgage rates - November 22, 2014

 
Mortgage rates remain at about levels last seen 16 months ago as financial markets seemed to have calmed down, not prompting much movement one way or another for mortgage rates. According to the latest Mortgage Rates Radar from HSH.com, a Wednesday-to-Tuesday wraparound weekly mortgage rate survey, 30-year fixed-rate mortgages fell by 0.03% to 4.07%, while conforming 5/1 Hybrid ARM rates also fell by 0.03%, closing the survey week at 3.10%. With the end of 2014 only weeks away, mortgage rates never climbed as high as many analysts thought they would, a great thing for those buying or refinancing.
Loan Current Previous
30-year Fixed *
4.07 4.07
15-year Fixed *
3.29 3.35
1-year ARM
2.89 2.71
* Conforming, Expanded Conforming, and Jumbo Rates.
Time Range: 6m | 1y | 3y

Mortgage refinance rates in Virginia

3.750% Rate

30 Yr. Fixed

3.973% APR

$926 / month (est)

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Updated 11/21/2014

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4.180% Rate

30 Yr. Fixed

4.404% APR

$976 / month (est)

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Updated 11/21/2014

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  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
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Mortgages from 3.00% (3.05% APR)
  • $200k Loan for Under $843/Month
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More mortgage lenders in Virginia
Company Comments
Aimloan.com Last update: 11/22/2014 Certified UpFront Lender! Rates & Good Faith Estimate Online 24/7
American United Mortgage Corporation Last update: 11/22/2014 The Wall Street Journal Reports We Have The Most Competitive 30 Year Rates In The USA!
Quicken Loans Last update: 11/22/2014 Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!

Featured mortgage articles

Mortgage rates drift lower

Nov 18, 2014

Rates on the most popular mortgages types declined somewhat, according to HSH.com's Weekly Mortgage Rates Radar. The average rate for conforming 30-year fixed-rate mortgages fell by three basis points (0.03 percent) to 4.07 percent. Conforming 5/1 Hybrid ARM rates also decreased by three basis points, closing the Wednesday-to-Tuesday wraparound weekly survey at an average of 3.10 percent... Read More

Shopping for a mortgage : What APR can't tell you

APR, or annual percentage rate, represents the cost of your mortgage as a percentage of the loan amount. APR is supposed to make comparing and selecting the best mortgage rates easier, and mortgage lenders are required by law to disclose it. If you borrow $200,000 at 5%, you are paying more for your loan than just the 5% monthly interest. For example, it might cost you $4,000 just to originate the... Read More

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