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Current mortgage rates - July 5, 2015

 
According to the latest Mortgage Rates Radar from HSH.com, the average rate for conforming 30-year fixed-rate mortgages rose by 0.04% to 4.13%. Conforming 5/1 Hybrid ARM rates remained unchanged from last week, closing the Wednesday-to-Tuesday wraparound weekly survey at an average of 3.06%. In the past, foreign issues like the current Greek financial crisis would push mortgage rates lower. But so far, we haven’t seen much impact on mortgage rates one way or the other.
Loan Current Previous
30-year Fixed *
4.15 4.16
15-year Fixed *
3.40 3.41
1-year ARM
2.45 2.71
* Conforming, Expanded Conforming, and Jumbo Rates.
Time Range: 1m | 6m | 1y

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Featured mortgage articles

Fixed mortgage rates firm again

Jun 30, 2015

HSH.com releases its latest Weekly Mortgage Rates Radar showing another mild uptick in mortgage rates during the seven-day period ending June 30, even as the Greek debt default crisis keeps financial markets on edge. The Weekly Mortgage Rates Radar reports the average rates and points offered by lenders for the two most popular types of mortgages, the conforming 30-year fixed-rate mortgage and the conforming 5/1 adjustable-rate mortgage (ARM).

.. Read More

Shopping for a mortgage : What APR can't tell you

There are people who say that shopping for a mortgage is simple--just look choose the mortgage with the lowest annual percentage rate, or APR. However, that's not the case. The APR calculation, when used to shop for a mortgage, comes with several important limitations. Here is what you need to know about using the APR calculation when you shop for a home loan... Read More

Consumer handbook on adjustable rate mortgages

The Federal Reserve Board and the Office of Thrift Supervision prepared this booklet on adjustable rate mortgages (ARMs) in response to a request from the House Committee on Banking, Finance and Urban Affairs and in consultation with many other agencies and trade and consumer groups. It is designed to help consumers understand an important and complex mortgage option available to home buyers. We believe... Read More

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Mortgage Rates for Virginia
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