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Current mortgage rates - January 31, 2015

 
According to HSH.com’s Mortgage Rates Radar, the average rate for conforming 30-year fixed-rate mortgages rose by 0.03% to 3.74%. Conforming 5/1 Hybrid ARM rates fell by 0.06%, closing the Wednesday-to-Tuesday wraparound weekly survey at an average of 3.01%. The European Central Bank has begun their bond-buying program to support the Eurozone economies. HSH.com believes this effort could have an unintended consequence for the ECB: even more foreign investors could flock to U.S.-based bonds, driving down yields and mortgage rates in the U.S. even further.
Loan Current Previous
30-year Fixed *
3.75 3.76
15-year Fixed *
3.01 3.13
1-year ARM
2.22 2.90
* Conforming, Expanded Conforming, and Jumbo Rates.
Time Range: 1m | 6m | 1y

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