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Today's mortgage rates - April 26, 2017

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Geopolitical troubles and worries continue to be the American mortgage seeker's best friend, as these are causing interest rates to trend lower. In fact, conforming 30-year fixed mortgage rates have drifted back to levels seen just after last November's election, and so have retraced much of the "Trump bump". Freddie Mac reported that the average conforming 30-year fixed-rate mortgage declined by 11 basis points (0.11 percent) to land at 3.97 percent; 15-year FRMs declined an equal amount, falling to 3.23 percent. Hybrid 5/1 ARMs declined by just 8 one-hundredths of one percent (0.08) to slip to 3.10 percent for the week.

Can rates keep falling? Probably not. Fair economic growth, firming inflation and a more active Federal Reserve top the list of reasons why they will have trouble falling, but it would be wrong to underestimate the power of worried or pessimistic investors to drive rates lower in a continued flight-to-safety or -quality move.

Today's rates
3.97%

30-Year Fixed

3.23%

15-Year Fixed

3.10%

5/1 Year ARM

Source: Freddie Mac

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30 Yr. Fixed
4.335% APR
4.125% Rate - $1,465/ mo
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30 Yr. Fixed
3.774% APR
3.750% Rate - $1,401/ mo

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30 Yr. Fixed
3.910% APR
3.875% Rate - $1,422/ mo

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30 Yr. Fixed
4.031% APR
3.990% Rate - $1,442/ mo

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30 Yr. Fixed
3.856% APR
3.750% Rate - $1,400/ mo

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30 Yr. Fixed
4.014% APR
4.000% Rate - $1,444/ mo

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30 Yr. Fixed
3.999% APR
3.875% Rate - $1,422/ mo

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30 Yr. Fixed
4.562% APR
4.500% Rate - $1,532/ mo
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30 Yr. Fixed
4.241% APR
4.180% Rate - $1,475/ mo
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Virginia Interest Rates as low as 2.75% (3.74APR)
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