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Today's mortgage rates - December 10, 2016

Mortgage rates edged up a little more this week, but all indications at the moment are that the upward momentum has dissipated greatly. Freddie Mac reported today that there was another five basis point rise in the average conforming 30-year fixed rate mortgage, which moved to 4.13 percent. There was lesser movement seen in the average 15-year fixed, which added two basis points to climb to 3.36 percent. This move was mimicked by the average conforming 5/1 ARM, which managed to make it up to 3.17 percent for the week.

Futures markets put a 94 percent chance of a lift in the federal funds rate next week, when the Federal Reserve meets to decide monetary policy. Despite the long-telegraphed move, the Fed is likely to continue to use soothing language about the future path for interest rates, and this should calm interest rate markets. Also, FOMC members will provide new projections for economic growth and inflation, but we don't expect much change in those outlooks compared to September's review.

Today's rates
4.13%

30-Year Fixed

3.36%

15-Year Fixed

3.17%

5/1 Year ARM

Source: Freddie Mac

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