These are the latest combined statistics on hybrid ARMs. For information on obtaining conforming hybrid ARM statistics and jumbo hybrid ARM statistics, click here.
Like other ARMs, most hybrid ARMs have a payout period of 30 years and an interest rate which adjusts periodically. Hybrids differ in that the first rate adjustment is delayed for several (3 to 10) years, after which the rate adjusts annually.
Like our other statistical series, these averages are derived from our weekly editorial (non-advertising) survey of lenders across the USA. We compile statistics on both conforming and jumbo hybrid ARMs; they are available for purchase.
These free statistics are combined averages; they include both conforming and jumbo loans. The combined average yields a far more accurate picture of mortgage market, particularly those in high-cost areas. Read our Statistics FAQ for more about this.
|National Average Mortgage Rates as of 01/23/15|
|3/1 Hybrid ARMs||5/1 Hybrid ARMs||7/1 Hybrid ARMs||10/1 Hybrid ARMs|
|Interest Rate||Total Points||Interest Rate||Total Points||Interest Rate||Total Points||Interest Rate||Total Points|
|Source: HSH Associates, Financial Publishers http://www.hsh.com/|
These mortgage statistics are compiled and Copyright © 2015, HSH Associates. They may be distributed, providing that full source credit is left intact. See a graph of the 5/1 hybrid ARM.
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For more information, contact HSH at 800-873-2837, or e-mail us for background, price quotes, etc.