Mortgage Rates

The individual tables found below display either fixed rate mortgages (FRM) or adjustable rate mortgages (ARM).

Click the loan type to get more information.

Area	Counties	Loan Type
Western Tier	Niagara, Erie, Chautaqua, Cattaraugus and Allegheny	Fixed Rate Adjustable Rate
Finger Lakes	Orleans, Monroe, Wayne, Genessee, Wyoming, Livingston, Ontario, Seneca and Yates	Fixed Rate Adjustable Rate
Central New York	Cayuga, Oswego, Onondaga, Cortland, Madison	Fixed Rate Adjustable Rate
Southern Tier	Steuben, Schuyler, Chemung, Tompkins, Tioga, Broome, Ostego, Delaware and Chenango	Fixed Rate Adjustable Rate
New York City	Kings, Queens, Brooklyn, Bronx and Richmond	Fixed Rate Adjustable Rate
Mohawk Valley	Oneida, Herkimer, Hamilton, Fulton, Montgomery and Schoharie	Fixed Rate Adjustable Rate
North Country	Jefferson, Lewis, St. Lawrence, Franklin, Clinton and Essex	Fixed Rate Adjustable Rate
Mid-Hudson	Sullivan, Ulster, Dutchess, Orange, Putnam, Westchester and Rockland	Fixed Rate Adjustable Rate