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Amid unsteady financial markets and considerable uncertainty about the path ahead, what better time than now for a new Two-Month Forecast for Mortgage Rates?

Amid unsteady financial markets and considerable uncertainty about the path ahead, what better time than now for a new Two-Month Forecast for Mortgage Rates?

Is it safe to use a direct lender to refinance

Generally speaking, a 'direct lender' is a lender who lends his own funds. Some mortgage lenders use this term to differentiate themselves from mortgage brokers, who arrange loans between you and a lender. A direct lender should have control over the loan process from start to finish, but simply being a direct lender doesn't guarantee that you'll get great pricing or great service.

Ask the expert
Keith Gumbinger
Keith Gumbinger
Mortgage Expert
Vice President, HSH.com
About Keith: Mortgage market observer and analyst with 35 years experience... (more)
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Q: Does mortgage insurance assist the survivors of a deceased policy holder?
APR 08, 2025
A:

Credit life insurance is sold to homeowners as a means to pay off the mortgage in the event of the death of the homeowner.

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Q: I don't have a Social Security number. Can I get a mortgage?
MAR 31, 2025
A:

Fannie Mae states they do back loans for borrowers who have no Social Security number.

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Q: Will I pay an ACA/ObamaCare tax when I sell my home?
JAN 17, 2025
A:

Some homeowners will pay this 3.8 percent tax when they sell their homes, but only if they meet certain conditions.

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