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Are lower mortgage rates in store this fall... or will they rise again? Check out our latest Two-Month Mortgage Rate Forecast.

Are lower mortgage rates in store this fall... or will they rise again? Check out our latest Two-Month Mortgage Rate Forecast.

Is it safe to use a direct lender to refinance

Generally speaking, a 'direct lender' is a lender who lends his own funds. Some mortgage lenders use this term to differentiate themselves from mortgage brokers, who arrange loans between you and a lender. A direct lender should have control over the loan process from start to finish, but simply being a direct lender doesn't guarantee that you'll get great pricing or great service.

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Keith Gumbinger
Keith Gumbinger
Mortgage Expert
Vice President, HSH.com
About Keith: Mortgage market observer and analyst with 35 years experience... (more)
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Q: How best to consolidate credit card debt?
SEP 24, 2024
A:

A lower-cost alternative might be to obtain a home equity line of credit or even an HECM.

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Q: The index which governs my ARM disappeared. What happens now?
SEP 09, 2024
A:

When an index disappears, it will be replaced with another indicator.

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Q: How should I pay my mortgage closing costs?
SEP 04, 2024
A:

Generally, there are three ways to approach the issue. Each option has different effects on your mortgage cost over time.

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